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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,117£11,799752,53111,775
Aberdeen City15£12,441648,45744
Aberdeenshire11£12,778643,70123
Angus5£12,895632,46710
Antrim5£8,988862,93917
Ards4£8,2861279,7035
Armagh4£6,16111100,7255
Ballymena14£13,823445,30017
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London26£14,895431,37739
Barnet - Greater London1£4,2151291,0484
Bedfordshire145£8,685966,740272
Belfast32£14,641541,34639
Berkshire129£8,888960,391221
Blaenau Gwent9£15,454328,9516
Brent - Greater London10£7,1581173,98110
Bristol119£8,848959,311250
Bromley - Greater London9£11,797643,25824
Buckinghamshire127£9,868959,492190
Caerphilly1£13,4911054,000-
Cambridgeshire190£10,096861,265323
Cardiff4£11,894647,2947
Carmarthenshire10£14,625432,3839
Carrickfergus1£15,450574,4214
Ceredigion4£9,493672,1359
Cheshire226£13,556641,671462
City of Edinburgh33£11,572745,51168
City of London - Greater London36£7,5841061,58659
Coleraine22£16,707327,54614
Conwy2£9,645765,50010
Cookstown1£12,490533,0001
Cornwall20£10,039857,87630
County Durham118£10,990758,181228
Craigavon15£16,855323,18425
Croydon - Greater London8£10,417966,90717
Cumbria57£14,165540,02889
Denbighshire2£7,9951161,0963
Derbyshire153£12,386648,701300
Derry1£44,995177,0006
Devon111£11,163749,305154
Dorset47£14,713531,47771
Down1£5,9951095,3001
Dumfries and Galloway4£13,870930,1269
Dundee City20£11,646753,88444
Dungannon5£11,2341096,6509
Ealing - Greater London11£6,4581053,41724
East Ayrshire18£11,861646,23120
East Lothian1£10,999-49,2794
East Riding of Yorkshire13£12,235641,86238
East Sussex34£11,880750,43639
Enfield - Greater London5£5,7981071,47010
Essex200£10,871755,273378
Falkirk57£13,948962,33964
Fermanagh4£11,095771,2453
Fife34£12,507745,59684
Flintshire3£8,0201199,2013
Glasgow City81£12,835643,857183
Gloucestershire32£11,390754,26583
Greater Manchester357£10,992753,984651
Gwynedd3£11,162647,86713
Hampshire160£10,457856,068317
Harrow - Greater London12£6,1901156,55020
Havering - Greater London60£8,614957,982157
Herefordshire12£9,671958,40920
Hertfordshire119£11,278753,802218
Highland21£15,958425,14634
Hillingdon - Greater London30£6,9841068,87257
Hounslow - Greater London11£9,284959,26828
Inverclyde4£7,7931057,24213
Isle of Anglesey11£10,324857,35214
Isle of Wight6£7,5781074,2718
Kent98£9,766960,447213
Kingston upon Thames - Greater London4£9,944849,45010
Lancashire261£10,517752,269433
Larne1£29,9951670,0003
Leicestershire136£11,884753,122302
Limavady2£9,720758,0003
Lincolnshire123£11,347748,086214
Lisburn17£17,319424,69934
Magherafelt1£13,995461,0002
Merseyside104£10,950753,967189
Merthyr Tydfil32£15,618861,10625
Merton - Greater London5£7,6671059,3465
Midlothian4£14,196539,53510
Monmouthshire4£2,9341592,97010
Moray10£14,341638,68721
Neath Port Talbot4£8,296969,8953
Newham - Greater London1£5,7507145,024-
Newport5£14,716856,56713
Newry and Mourne5£15,1841058,5316
Newtownabbey19£17,391326,68629
Norfolk112£11,710752,405239
North Ayrshire19£10,591755,03829
North Down3£13,828433,2717
North Lanarkshire38£13,053534,55599
North Yorkshire138£13,951639,055211
Northamptonshire93£9,772863,013188
Northumberland23£11,527952,63547
Nottinghamshire80£12,634752,329245
Omagh5£15,994323,7845
Oxfordshire26£13,389639,50891
Pembrokeshire2£14,999422,1051
Perth and Kinross17£14,729537,92542
Redbridge - Greater London9£7,5611080,80519
Renfrewshire21£12,329644,48469
Rhondda Cynon Taf29£7,2331064,75537
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders5£16,257332,99812
Shropshire42£10,358854,99583
Somerset69£12,555745,277120
South Ayrshire20£12,666535,74555
South Lanarkshire4£8,622965,625-
South Yorkshire187£11,790751,393385
Staffordshire114£10,742850,966240
Stirling15£15,756435,79647
Strabane1£9,250774,0005
Suffolk82£12,839647,562159
Surrey97£13,985638,453213
Sutton - Greater London3£11,282644,0245
Swansea8£8,062873,0459
The Vale of Glamorgan1£7,9991134,8502
Tyne and Wear126£11,226751,655253
Warwickshire32£10,754756,19170
West Dunbartonshire4£14,186542,25710
West Lothian18£13,292540,47233
West Midlands345£10,295856,762620
West Sussex41£11,053745,393113
West Yorkshire270£11,123751,417570
Wiltshire83£12,311748,659167
Worcestershire38£10,943853,506128
Wrexham2£14,350429,968-
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