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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,402£11,567753,40112,440
Aberdeen City17£12,550543,94039
Aberdeenshire12£12,538744,10322
Angus3£18,328212,75217
Antrim10£12,048652,23115
Ards6£9,3311071,8776
Armagh3£6,2321199,3005
Ballymena12£11,734656,59921
Ballymoney2£13,423756,7692
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London23£14,057433,19239
Barnet - Greater London1£4,2151291,0487
Bedfordshire178£9,108964,598279
Belfast25£14,602543,10742
Berkshire119£8,3311061,976245
Blaenau Gwent7£14,870432,2627
Brent - Greater London12£8,1001070,49512
Bristol148£9,154959,383248
Bromley - Greater London7£12,300651,12419
Buckinghamshire119£10,570857,418193
Caerphilly1£13,4911054,0004
Cambridgeshire197£9,917861,349363
Cardiff7£11,009747,94411
Carmarthenshire10£15,244431,7338
Carrickfergus1£15,450574,4215
Ceredigion6£8,656770,57713
Cheshire244£12,433744,927479
City of Edinburgh38£11,565745,08881
City of London - Greater London35£7,4521066,20157
Clackmannanshire1£15,998323,2137
Coleraine16£15,034436,03120
Conwy4£8,0701070,25012
Cookstown1£12,490533,0001
Cornwall17£8,572964,63531
County Durham124£11,022756,102220
Craigavon10£15,610425,44433
Croydon - Greater London13£10,914854,68913
Cumbria56£13,828643,14193
Denbighshire1£10,695746,4703
Derbyshire153£12,170646,005346
Derry3£19,8271158,1378
Devon108£12,385744,834177
Dorset45£14,413634,52474
Down1£5,9951095,3003
Dumfries and Galloway5£10,896849,77911
Dundee City18£12,941646,91443
Dungannon6£11,1941084,7929
Ealing - Greater London9£5,7611161,61430
East Ayrshire19£11,401651,68524
East Lothian1£12,299-43,0864
East Riding of Yorkshire14£11,973642,46446
East Sussex29£12,447749,71648
Enfield - Greater London7£7,455965,1287
Essex214£10,980754,937381
Falkirk65£12,837860,28962
Fermanagh4£11,262771,2453
Fife24£13,725540,01897
Flintshire3£8,0201199,2014
Glasgow City88£13,147644,363194
Gloucestershire33£9,981863,50884
Greater Manchester342£11,009754,236691
Gwynedd3£11,493645,60312
Hampshire156£11,086853,687340
Harrow - Greater London10£5,7441255,03921
Havering - Greater London75£9,291856,398172
Herefordshire12£11,267852,60615
Hertfordshire110£11,644750,569207
Highland16£16,477423,68751
Hillingdon - Greater London28£7,0851066,37155
Hounslow - Greater London13£9,767957,43927
Inverclyde5£8,534952,65813
Isle of Anglesey20£11,276750,74719
Isle of Wight7£8,5661061,95711
Kent105£9,935958,893227
Kingston upon Thames - Greater London5£8,466954,5418
Lancashire264£10,919752,611444
Larne1£29,9951670,0004
Leicestershire139£12,435748,152332
Limavady1£9,995750,0003
Lincolnshire124£11,333750,322236
Lisburn14£15,599539,23329
Magherafelt1£13,995461,0004
Merseyside105£11,105752,251201
Merthyr Tydfil34£15,745860,89829
Merton - Greater London4£6,8731162,7505
Midlothian7£15,199532,35513
Monmouthshire7£3,07514104,12117
Moray11£16,041430,43720
Neath Port Talbot3£9,163866,8607
Newham - Greater London1£5,7507145,024-
Newport7£14,138965,1369
Newry and Mourne7£14,330853,0026
Newtownabbey16£14,366646,30431
Norfolk145£11,135857,341233
North Ayrshire14£10,869748,74629
North Down3£13,928347,5946
North Lanarkshire45£12,894536,80099
North Yorkshire141£14,694534,989237
Northamptonshire81£10,048861,309201
Northumberland22£12,209844,88242
Nottinghamshire101£13,407748,715249
Omagh4£16,119319,5267
Oxfordshire30£13,848537,71683
Pembrokeshire2£14,999422,105-
Perth and Kinross16£14,150640,16244
Redbridge - Greater London12£6,7511165,46419
Renfrewshire30£14,093531,00871
Rhondda Cynon Taf30£7,1691066,25345
Richmond upon Thames - Greater London3£8,453939,6607
Scottish Borders6£15,605431,77019
Shropshire37£10,949752,37986
Somerset64£12,239748,706139
South Ayrshire27£13,103539,63465
South Lanarkshire3£9,797954,8331
South Yorkshire219£10,748755,423390
Staffordshire119£11,421745,658262
Stirling21£13,668531,78939
Strabane2£11,500672,5007
Suffolk95£13,530645,428160
Surrey118£12,047746,000235
Sutton - Greater London3£11,282644,0247
Swansea8£7,093972,31511
The Vale of Glamorgan3£5,9991087,1001
Torfaen1£4,2951190,2791
Tower Hamlets - Greater London1£10,995657,0002
Tyne and Wear132£11,575751,461274
Warwickshire27£10,967758,35275
West Dunbartonshire4£15,311438,56714
West Lothian22£14,015538,22432
West Midlands357£10,321855,865634
West Sussex53£10,849845,616105
West Yorkshire286£10,852751,258609
Wiltshire88£10,826856,026174
Worcestershire36£10,2941065,846138
Wrexham2£9,223956,5712
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