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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,039£11,569751,33913,966
Aberdeen City22£12,099742,35639
Aberdeenshire10£12,045747,43928
Angus7£14,781538,82921
Antrim7£11,719749,86119
Ards2£12,245845,2267
Armagh3£8,313982,8425
Ballymena14£12,490550,68720
Ballymoney3£11,278867,2683
Banbridge2£14,675322,0551
Barking & Dagenham - Greater London20£12,926537,10653
Barnet - Greater London26£14,369525,90648
Bedfordshire212£8,748966,552304
Belfast27£13,744647,36541
Berkshire122£8,9771061,263275
Bexley - Greater London15£8,522945,33034
Blaenau Gwent13£11,152646,86811
Brent - Greater London7£7,3371071,42912
Bristol151£9,063960,741253
Bromley - Greater London7£11,416647,27816
Buckinghamshire113£10,267858,534194
Caerphilly17£6,7001176,01415
Cambridgeshire203£10,242758,646400
Cardiff24£14,011533,78439
Carmarthenshire9£15,549432,15310
Carrickfergus3£9,147969,1404
Ceredigion14£8,574962,52929
Cheshire255£12,575744,553497
City of Edinburgh48£11,097752,02992
City of London - Greater London111£9,675852,658244
Clackmannanshire2£12,497633,6075
Coleraine21£14,479439,99817
Conwy9£9,306963,00014
Cookstown1£12,490533,0003
Cornwall22£8,882962,75448
County Durham118£11,163754,446209
Craigavon11£15,045435,96933
Croydon - Greater London14£7,5491072,85725
Cumbria46£15,502536,26892
Denbighshire2£13,323536,5354
Derbyshire145£12,275645,975360
Derry24£14,742755,79317
Devon120£11,057850,124184
Dorset29£12,716741,094108
Down2£6,995984,7504
Dumfries and Galloway6£11,662843,92915
Dundee City16£13,440643,13443
Dungannon7£12,423880,2719
Ealing - Greater London9£5,4161270,05830
East Ayrshire25£12,167647,25527
East Dunbartonshire2£16,748330,8023
East Lothian2£13,549-36,2584
East Riding of Yorkshire49£12,466750,65694
East Sussex46£12,736648,93073
Enfield - Greater London7£5,5551280,9068
Essex205£10,199858,693489
Falkirk65£13,444857,38958
Fermanagh4£14,493673,9744
Fife36£13,830640,08996
Flintshire4£7,7651169,0804
Glasgow City85£13,472642,393187
Gloucestershire41£11,693861,312103
Greater Manchester331£10,887853,923679
Greenwich - Greater London1£5,4901240,364-
Gwynedd4£9,871861,12412
Hampshire186£11,230854,182381
Harrow - Greater London14£6,2631159,48826
Havering - Greater London58£8,423858,875142
Herefordshire10£9,976853,54619
Hertfordshire127£11,007856,166220
Highland25£15,463430,68458
Hillingdon - Greater London33£7,2831069,59273
Hounslow - Greater London14£8,728957,98833
Inverclyde8£9,708950,45518
Isle of Anglesey20£11,737750,22220
Isle of Wight8£8,7831061,66611
Kent125£10,790854,002279
Kingston upon Thames - Greater London4£8,950863,02611
Lancashire239£10,501753,659450
Larne2£20,4931252,0004
Leicestershire149£12,511748,568359
Limavady2£10,493660,0002
Lincolnshire123£10,838853,197228
Lisburn15£12,451540,90030
Magherafelt1£13,995461,0007
Merseyside159£11,310751,268250
Merthyr Tydfil32£15,140866,98028
Merton - Greater London3£6,3561168,66715
Midlothian4£14,046541,52011
Monmouthshire9£5,8841186,20823
Moray10£17,095429,54521
Neath Port Talbot4£12,195633,0408
Newport38£11,453760,05752
Newry and Mourne8£14,089955,5366
Newtownabbey15£13,211650,56635
Norfolk148£11,224856,713247
North Ayrshire19£11,584647,19624
North Down6£9,0371073,3567
North Lanarkshire49£12,671642,639102
North Yorkshire117£14,829534,045282
Northamptonshire93£10,977755,280191
Northumberland43£13,751635,94973
Nottinghamshire141£13,754746,388317
Omagh8£15,505753,1636
Oxfordshire38£13,494639,74187
Pembrokeshire10£11,613650,8209
Perth and Kinross20£14,184639,33442
Powys2£15,246518,7632
Redbridge - Greater London13£9,147952,49321
Renfrewshire39£13,729535,11172
Rhondda Cynon Taf34£7,3741064,94350
Richmond upon Thames - Greater London1£8,990838,3568
Scottish Borders7£18,424326,13721
Shropshire36£11,736748,60394
Somerset82£13,189642,701151
South Ayrshire32£12,980643,84665
South Lanarkshire7£12,712638,47517
South Yorkshire183£9,857862,154425
Staffordshire164£10,994848,094320
Stirling14£15,611425,23841
Strabane4£14,323448,3336
Suffolk125£13,208645,473196
Surrey123£11,740747,555262
Sutton - Greater London5£7,9291159,2607
Swansea19£14,362535,85038
The Vale of Glamorgan3£6,0831087,1002
Tower Hamlets - Greater London1£11,995657,0002
Tyne and Wear124£11,475752,250282
Warwickshire45£12,076750,97595
West Dunbartonshire4£13,561541,98714
West Lothian23£13,029642,28032
West Midlands340£10,547854,959678
West Sussex54£10,690851,457101
West Yorkshire296£10,622851,607631
Wiltshire86£11,125855,038183
Worcestershire50£10,348862,359149
Wrexham8£8,152953,29019
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