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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,802£11,503752,05513,794
Aberdeenshire30£13,917535,85767
Angus32£11,924644,92650
Ayrshire68£12,826539,55195
Bedfordshire144£7,8841067,897280
Berkshire121£9,182959,256245
Blaenau Gwent17£13,536645,85233
Borders7£16,210433,0447
Bridgend26£9,991853,47944
Bristol117£8,893961,698243
Buckinghamshire144£9,429860,313234
Caerphilly14£5,7161088,25013
Cambridgeshire181£10,110861,052360
Cardiff47£13,819636,99874
Carmarthenshire11£11,067645,22617
Ceredigion1£10,995738,4092
Cheshire214£12,565745,577437
Clackmannanshire4£11,872653,2613
Conwy6£11,970761,14814
Cornwall31£10,916857,24847
County Antrim64£15,249539,950138
County Armagh29£13,235653,61338
County Down41£14,423537,81446
County Durham121£11,140757,988243
County Fermanagh2£8,4239125,0004
County Londonderry35£14,605648,52042
County Tyrone21£12,100765,87921
Cumbria49£14,768538,651112
Denbighshire2£10,493857,1073
Derbyshire147£12,130650,186314
Devon108£10,149853,911180
Dorset48£14,416631,365108
Dumfries & Galloway6£13,330643,0169
Dunbartonshire5£16,998324,3709
East Lothian1£5,9251129,6152
East Riding of Yorkshire55£11,808748,553102
East Sussex53£11,770645,04576
Essex231£11,078757,002507
Falkirk61£13,247962,08754
Fife48£13,263646,150101
Flintshire25£7,5381179,03621
Gloucestershire46£9,9281066,761102
Greater London347£9,275855,147712
Greater Manchester350£11,072754,601637
Gwynedd4£9,398855,57214
Hampshire197£11,037854,004350
Herefordshire10£11,411851,92821
Hertfordshire141£11,348751,272277
Highland18£13,714537,04441
Inverclyde3£8,0791064,99110
Isle of Anglesey10£15,689647,32725
Isle of Wight6£7,646970,4588
Kent129£11,360746,627329
Lanarkshire114£13,385539,014287
Lancashire227£10,133755,017492
Leicestershire125£12,072746,810285
Lincolnshire100£10,991749,054223
Merseyside129£11,191752,808266
Merthyr Tydfil28£14,116861,80522
Midlothian58£10,954753,14990
Monmouthshire12£6,3901165,71624
Moray12£15,704534,51021
Neath Port Talbot4£10,496855,8763
Newport30£12,614641,85984
Norfolk122£10,975855,334246
North Yorkshire145£13,507540,717261
Northamptonshire81£10,534757,952220
Northumberland21£12,481840,75067
Nottinghamshire124£12,209750,990294
Oxfordshire24£9,919861,12389
Pembrokeshire9£10,376750,05911
Perth & Kinross24£13,721539,37938
Powys4£14,743551,4563
Renfrewshire13£10,998746,96664
Rhondda Cynon Taf29£7,707965,61942
Rutland1£11,000553,469-
Shropshire44£12,439644,47185
Somerset74£12,751747,463124
South Yorkshire160£9,922862,405339
Staffordshire158£10,377855,198344
Stirling12£15,314541,12748
Suffolk91£13,148644,254193
Surrey126£9,474955,616258
Swansea36£12,769647,47358
Torfaen4£10,320766,8328
Tyne and Wear108£11,069754,745272
Vale of Glamorgan9£13,178843,85016
Warwickshire53£10,990754,082121
West Lothian22£10,528859,63055
West Midlands336£9,952858,751729
West Sussex71£11,637640,259155
West Yorkshire284£11,158751,286594
Wiltshire83£10,173860,516182
Worcestershire50£10,334856,439133
Wrexham17£10,625739,70927
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