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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,136£11,791752,61512,040
Aberdeen City12£12,968649,31247
Aberdeenshire11£12,778643,70123
Angus5£12,895632,46711
Antrim5£8,988862,93917
Ards4£8,2861279,7035
Armagh4£6,16111100,7255
Ballymena14£13,823445,30017
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London26£14,879431,37739
Barnet - Greater London1£4,2151291,0484
Bedfordshire148£8,471967,863274
Belfast32£14,462541,69441
Berkshire130£8,677961,059225
Blaenau Gwent8£15,574329,8656
Brent - Greater London10£7,1371173,98110
Bristol121£8,928959,309253
Bromley - Greater London9£11,918643,25824
Buckinghamshire126£9,800859,513197
Caerphilly1£13,4911054,000-
Cambridgeshire202£10,243760,173328
Cardiff4£11,894647,2947
Carmarthenshire10£14,525433,28010
Carrickfergus1£15,450574,4214
Ceredigion4£9,493672,1359
Cheshire232£13,553641,087469
City of Edinburgh34£11,089745,74569
City of London - Greater London35£7,1961067,90761
Coleraine23£16,505327,75813
Conwy2£9,645765,50010
Cookstown1£12,490533,0001
Cornwall19£10,249857,91333
County Durham113£11,614755,293239
Craigavon16£16,775323,11825
Croydon - Greater London8£10,417966,90717
Cumbria60£13,871541,52889
Denbighshire2£7,9951161,0963
Derbyshire156£12,084649,200310
Derry1£44,995177,0006
Devon110£11,085749,275158
Dorset43£14,581630,51475
Down1£5,9951095,3001
Dumfries and Galloway4£13,870930,1269
Dundee City18£11,801655,69346
Dungannon4£8,9191099,81310
Ealing - Greater London11£6,4581053,41724
East Ayrshire19£11,789646,12620
East Lothian1£10,999-49,2794
East Riding of Yorkshire13£12,167547,31040
East Sussex38£10,948753,77239
Enfield - Greater London6£5,7981070,83810
Essex197£10,784755,721386
Falkirk56£13,741964,52666
Fermanagh4£11,095771,2453
Fife40£12,985643,04784
Flintshire3£8,0201199,2013
Glasgow City77£13,057644,093190
Gloucestershire28£10,808860,00091
Greater Manchester357£11,011753,739662
Gwynedd3£11,162647,86713
Hampshire153£10,307856,880331
Harrow - Greater London15£5,8511158,28620
Havering - Greater London62£8,583959,812160
Herefordshire13£9,580958,94220
Hertfordshire119£11,298753,598222
Highland21£15,672428,22136
Hillingdon - Greater London30£6,9741068,83958
Hounslow - Greater London9£10,414851,14530
Inverclyde5£7,8851062,59413
Isle of Anglesey8£10,638757,69417
Isle of Wight6£7,4121074,2718
Kent101£9,739960,206213
Kingston upon Thames - Greater London4£9,894849,45010
Lancashire267£10,488751,731442
Larne1£29,9951670,0003
Leicestershire127£11,826753,768310
Limavady2£9,720758,0003
Lincolnshire120£11,419746,758220
Lisburn18£17,413424,00834
Magherafelt1£13,995461,0002
Merseyside106£11,017753,757191
Merthyr Tydfil32£15,618861,10625
Merton - Greater London5£7,6221059,3465
Midlothian4£14,196539,53510
Monmouthshire2£4,4231375,44012
Moray10£14,291638,68721
Neath Port Talbot4£8,296969,8953
Newham - Greater London1£5,7507145,024-
Newport4£15,071855,51614
Newry and Mourne5£15,1841058,5316
Newtownabbey20£16,821430,79929
Norfolk118£11,322753,970240
North Ayrshire17£10,485756,08830
North Down3£13,828433,2717
North Lanarkshire38£13,182534,523100
North Yorkshire143£14,191539,122220
Northamptonshire92£9,943862,413194
Northumberland19£11,206953,49651
Nottinghamshire91£12,457752,182245
Omagh5£15,994323,7845
Oxfordshire28£13,067540,26092
Pembrokeshire3£14,832421,9501
Perth and Kinross18£14,355538,05942
Redbridge - Greater London9£7,5641081,13419
Renfrewshire24£12,858543,70869
Rhondda Cynon Taf29£7,2741065,89738
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders5£16,257332,99812
Shropshire39£10,371854,15186
Somerset66£12,581745,147122
South Ayrshire17£13,120533,86959
South Lanarkshire4£8,622965,625-
South Yorkshire179£11,367752,765398
Staffordshire116£10,605852,050245
Stirling15£15,756435,79647
Strabane3£12,217663,3335
Suffolk83£13,193645,602162
Surrey93£14,207537,418217
Sutton - Greater London4£10,255846,6415
Swansea7£8,499774,21210
The Vale of Glamorgan1£7,9991134,8502
Tyne and Wear127£11,257751,595256
Warwickshire31£10,065859,09772
West Dunbartonshire4£14,186542,25710
West Lothian18£13,283540,48133
West Midlands347£10,331856,568633
West Sussex47£11,536743,560114
West Yorkshire270£11,243751,450581
Wiltshire82£11,812750,605174
Worcestershire38£10,912852,314130
Wrexham2£14,350429,993-
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