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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,773£11,522751,99713,878
Aberdeenshire28£13,858535,96170
Angus30£12,062647,12251
Ayrshire67£12,902538,444103
Bedfordshire149£7,8411068,628285
Berkshire121£9,349958,608247
Blaenau Gwent17£13,383646,99534
Borders7£16,210433,0447
Bridgend25£10,551750,72847
Bristol124£8,509962,987238
Buckinghamshire147£9,376861,060228
Caerphilly14£5,8731088,25013
Cambridgeshire181£10,485859,057355
Cardiff48£14,271535,39474
Carmarthenshire10£11,275644,69218
Ceredigion1£10,995738,4092
Cheshire217£12,333746,363444
Clackmannanshire4£11,872653,2615
Conwy6£11,970761,14814
Cornwall29£10,348857,18847
County Antrim54£14,964542,836137
County Armagh25£13,010756,57638
County Down44£13,830539,38443
County Durham108£10,555861,712245
County Fermanagh2£8,4239125,0004
County Londonderry34£15,284646,52647
County Tyrone20£12,434762,88622
Cumbria50£14,753539,016111
Denbighshire2£10,493857,1073
Derbyshire143£12,014650,361325
Devon101£10,253852,867180
Dorset46£13,999630,456102
Dumfries & Galloway6£13,330643,0169
Dunbartonshire4£16,498323,7529
East Lothian1£5,9251129,6153
East Riding of Yorkshire57£12,084747,86097
East Sussex52£12,494643,47076
Essex244£11,110755,497504
Falkirk61£13,096963,52254
Fife46£13,424646,159108
Flintshire25£7,5681179,03623
Gloucestershire49£10,203963,30297
Greater London339£9,349854,501719
Greater Manchester347£11,165754,099650
Gwynedd4£8,8281058,50014
Hampshire192£11,024854,283354
Herefordshire12£10,484955,12420
Hertfordshire137£11,550751,093280
Highland19£13,918535,33744
Inverclyde3£6,9131179,3459
Isle of Anglesey10£15,889647,32727
Isle of Wight6£6,9781069,2907
Kent147£11,578746,911325
Lanarkshire108£13,399537,662289
Lancashire236£10,233754,668493
Leicestershire122£12,081747,391288
Lincolnshire105£11,326850,774226
Merseyside132£11,136653,411275
Merthyr Tydfil27£14,569759,55822
Midlothian52£10,678754,44193
Monmouthshire12£6,5191165,59523
Moray11£15,677534,10321
Neath Port Talbot4£10,496855,8763
Newport30£12,211643,66483
Norfolk120£11,099854,908249
North Yorkshire142£13,814539,780262
Northamptonshire85£10,473758,246214
Northumberland23£12,641844,35966
Nottinghamshire125£11,980750,990299
Oxfordshire26£10,813857,64791
Pembrokeshire9£9,842753,31210
Perth & Kinross22£14,003535,17041
Powys3£14,327447,6083
Renfrewshire13£11,444742,76770
Rhondda Cynon Taf31£8,277963,72943
Shropshire44£12,067645,80687
Somerset73£12,563748,177122
South Yorkshire159£10,013861,959341
Staffordshire163£10,685853,298339
Stirling12£15,155537,94848
Suffolk88£12,757645,461193
Surrey118£9,516956,176261
Swansea34£12,554749,72058
Torfaen4£10,320766,8328
Tyne and Wear105£11,503652,964283
Vale of Glamorgan8£13,826843,12917
Warwickshire55£11,220854,878116
West Lothian22£10,996857,06254
West Midlands328£9,783859,145731
West Sussex71£11,780640,613158
West Yorkshire297£11,388751,110588
Wiltshire84£10,523857,663177
Worcestershire39£10,306857,684138
Wrexham16£10,711737,33527
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