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Used Fiat 500X on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500X on finance

  1. Research the Vehicle:

    • The Fiat 500X is a compact crossover SUV that combines the iconic 500 design with increased practicality and versatility.
    • Familiarise yourself with different trim levels, engine variants, and features available across various model years.
    • For used models, look into common concerns or wear points specific to the 500X.
  2. Searching for a Used Model:

    • For trusted deals on a used Fiat 500X on finance, start with Fiat’s official approved-used dealerships. These vehicles are typically covered by certain warranties and have been inspected for the brand's quality standards.
    • Expand your search to online car platforms, local dealerships, and car supermarkets for a diverse range of prices and options.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This starts with a deposit, followed by monthly instalments. At the end, you can pay a final sum to own the car, return it, or trade it for a different vehicle.
    • Hire Purchase (HP): After the initial deposit, you pay off the vehicle's value in monthly instalments. Once all payments are completed, the car is yours.
    • Leasing: Rent the 500X for a specified period and return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or financial institution, buy the car outright, then repay the loan in monthly instalments.
  4. Obtain and Compare Finance Quotes:

    • Seek quotes from Fiat dealerships and independent finance providers. There might be special deals for those interested in a used Fiat 500X on finance.
    • Compare the APR (Annual Percentage Rate) among the quotes to understand the total borrowing cost.
  5. Your Credit Score:

    • Your credit rating can play a significant role in the finance rates and terms available to you.
    • Review your credit score with UK credit agencies (Experian, Equifax, TransUnion) and resolve any discrepancies.
  6. Budgeting:

    • Work out a monthly payment amount that fits your budget.
    • A more substantial deposit generally means more favourable monthly payments.
  7. Understanding the Agreement:

    • For PCP or lease deals, be aware of any mileage limits and related charges.
    • Clarify any costs for exceeding mileage or ending the contract early.
  8. Negotiate:

    • Use your research to negotiate both the vehicle's price and finance terms. Remember, there's often room for negotiation, even for a used Fiat 500X on finance.
    • Aim to lower the total repayable amount, not just the monthly figures.
  9. Finalise the Deal:

    • Once content with the terms, complete the necessary paperwork.
    • Always read and understand all terms before signing. Keep copies for your records.
  10. Insurance:

  • Ensure you have the right car insurance in place before taking the 500X home. It's wise to compare different providers to find the best rate.
  1. End-of-Agreement Options:
  • With PCP: At the end, decide whether to pay the final sum, return the car, or start a new finance agreement.
  • For HP: Once all payments are made, the 500X is yours.
  • If leasing, ensure you return the car in the specified condition.
  1. Account for Additional Costs:
  • Remember to factor in other expenses, such as road tax, servicing, and potential repairs.

As with any significant financial commitment, ensure the finance option you choose aligns with your current and anticipated financial situation. When in doubt, seek advice from trusted individuals or financial professionals.

About the Fiat 500X

Distinctive, versatile, and undeniably stylish, the Fiat 500X presents itself as Fiat's answer to the UK's growing affection for compact SUVs. Building on the beloved design of the iconic 500, the 500X brings in a blend of urban sophistication and rugged charm.

Evolution of an Icon:

When Fiat decided to evolve its iconic 500 lineup, the result was the 500X. Launched in 2014, this compact SUV married the classic aesthetics of the 500 with the practicality and space of modern SUVs, making it a hit, especially among urbanites.

Unmistakably Fiat:

From its rounded headlights to the signature grille, the 500X bears all the hallmarks of Fiat design. Its interior doesn't disappoint either, with quality materials and an intuitive layout. Equipped with the latest infotainment and safety features, the 500X ensures every drive is both enjoyable and secure.

Where It Stands:

Within the UK market, the 500X competes with SUVs like the Renault Captur and Peugeot 2008. However, its blend of Italian style, combined with commendable performance and fuel efficiency, allows the 500X to hold its own.

Summing It Up:

With the Fiat 500X, modern-day requirements meet timeless design. For UK motorists seeking a vehicle that's as practical as it is stylish, the 500X stands as a compelling option. Coupled with attractive finance deals, it's clear why the 500X continues to charm the roads of Britain.

Buying Guide

Want to find out everything about all 500X models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500X buying guide here.

Fiat 500X Data by County

Fiat 500X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All498£7,755855,9131,021
Aberdeenshire2£6,995857,0555
Ayrshire2£6,8971048,0648
Bedfordshire7£5,704970,18224
Berkshire8£9,358849,56418
Blaenau Gwent2£9,795549,2731
Borders1£6,595858,000-
Bristol4£7,0471052,6188
Buckinghamshire12£6,844958,59524
Cambridgeshire12£6,555963,39818
Carmarthenshire2£7,595956,3891
Ceredigion2£4,84810120,0004
Cheshire8£6,1331064,07326
Conwy1£6,4951069,3551
Cornwall5£8,356759,4037
County Antrim4£8,647646,49812
County Down1£5,99510-6
County Durham10£7,846756,17722
County Londonderry1£5,9501062,000-
County Tyrone1£4,7501195,500-
Cumbria1£4,9501159,0005
Denbighshire1£16,29538,6871
Derbyshire10£6,051963,88626
Devon6£6,6621062,21512
Dorset4£8,620658,3004
Dunbartonshire1£7,995669,353-
East Riding of Yorkshire2£4,6951089,2566
East Sussex6£7,487846,7078
Essex25£7,442860,36942
Falkirk4£5,745980,6454
Fife2£8,647849,5605
Flintshire1£4,1901193,0152
Gloucestershire4£8,853762,1734
Greater London35£6,536962,33060
Greater Manchester25£6,778860,17450
Gwynedd1£8,995669,000-
Hampshire17£7,408857,76321
Herefordshire2£7,245941,0003
Hertfordshire14£8,551850,12021
Highland4£11,121639,1252
Isle of Wight1£10,995769,1003
Kent9£7,177954,05839
Lanarkshire4£9,247750,03014
Lancashire22£6,279963,95633
Leicestershire7£6,761964,05619
Lincolnshire4£7,145854,10816
Merseyside12£8,381844,73623
Merthyr Tydfil1£9,999747,9312
Midlothian2£9,247936,0745
Monmouthshire1£8,394651,1503
Newport1£5,9501066,4236
Norfolk8£7,948848,48924
North Yorkshire5£9,455735,42713
Northamptonshire13£9,445747,00330
Northumberland1£7,999833,0003
Nottinghamshire7£6,688853,13822
Pembrokeshire1£8,495758,501-
Perth & Kinross2£7,497755,5342
Renfrewshire2£7,498846,0412
Rhondda Cynon Taf4£7,880855,6948
Rutland1£15,850322,143-
Shropshire6£8,921751,1676
Somerset1£5,4951076,0006
South Yorkshire9£7,338852,91619
Staffordshire14£6,503963,15631
Suffolk10£6,521960,95413
Surrey11£9,825842,18217
Swansea1£6,9991061,0005
Tyne and Wear9£8,031747,29423
Warwickshire10£9,526742,01424
West Lothian2£7,245948,3562
West Midlands29£6,461966,15868
West Sussex12£8,692850,09727
West Yorkshire16£7,457857,38127
Wiltshire4£6,621965,93012
Worcestershire4£7,141855,8248
Wrexham2£11,595733,5415
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