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Used Fiat 500X on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500X on finance

  1. Research the Vehicle:

    • The Fiat 500X is a compact crossover SUV that combines the iconic 500 design with increased practicality and versatility.
    • Familiarise yourself with different trim levels, engine variants, and features available across various model years.
    • For used models, look into common concerns or wear points specific to the 500X.
  2. Searching for a Used Model:

    • For trusted deals on a used Fiat 500X on finance, start with Fiat’s official approved-used dealerships. These vehicles are typically covered by certain warranties and have been inspected for the brand's quality standards.
    • Expand your search to online car platforms, local dealerships, and car supermarkets for a diverse range of prices and options.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This starts with a deposit, followed by monthly instalments. At the end, you can pay a final sum to own the car, return it, or trade it for a different vehicle.
    • Hire Purchase (HP): After the initial deposit, you pay off the vehicle's value in monthly instalments. Once all payments are completed, the car is yours.
    • Leasing: Rent the 500X for a specified period and return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or financial institution, buy the car outright, then repay the loan in monthly instalments.
  4. Obtain and Compare Finance Quotes:

    • Seek quotes from Fiat dealerships and independent finance providers. There might be special deals for those interested in a used Fiat 500X on finance.
    • Compare the APR (Annual Percentage Rate) among the quotes to understand the total borrowing cost.
  5. Your Credit Score:

    • Your credit rating can play a significant role in the finance rates and terms available to you.
    • Review your credit score with UK credit agencies (Experian, Equifax, TransUnion) and resolve any discrepancies.
  6. Budgeting:

    • Work out a monthly payment amount that fits your budget.
    • A more substantial deposit generally means more favourable monthly payments.
  7. Understanding the Agreement:

    • For PCP or lease deals, be aware of any mileage limits and related charges.
    • Clarify any costs for exceeding mileage or ending the contract early.
  8. Negotiate:

    • Use your research to negotiate both the vehicle's price and finance terms. Remember, there's often room for negotiation, even for a used Fiat 500X on finance.
    • Aim to lower the total repayable amount, not just the monthly figures.
  9. Finalise the Deal:

    • Once content with the terms, complete the necessary paperwork.
    • Always read and understand all terms before signing. Keep copies for your records.
  10. Insurance:

  • Ensure you have the right car insurance in place before taking the 500X home. It's wise to compare different providers to find the best rate.
  1. End-of-Agreement Options:
  • With PCP: At the end, decide whether to pay the final sum, return the car, or start a new finance agreement.
  • For HP: Once all payments are made, the 500X is yours.
  • If leasing, ensure you return the car in the specified condition.
  1. Account for Additional Costs:
  • Remember to factor in other expenses, such as road tax, servicing, and potential repairs.

As with any significant financial commitment, ensure the finance option you choose aligns with your current and anticipated financial situation. When in doubt, seek advice from trusted individuals or financial professionals.

About the Fiat 500X

Distinctive, versatile, and undeniably stylish, the Fiat 500X presents itself as Fiat's answer to the UK's growing affection for compact SUVs. Building on the beloved design of the iconic 500, the 500X brings in a blend of urban sophistication and rugged charm.

Evolution of an Icon:

When Fiat decided to evolve its iconic 500 lineup, the result was the 500X. Launched in 2014, this compact SUV married the classic aesthetics of the 500 with the practicality and space of modern SUVs, making it a hit, especially among urbanites.

Unmistakably Fiat:

From its rounded headlights to the signature grille, the 500X bears all the hallmarks of Fiat design. Its interior doesn't disappoint either, with quality materials and an intuitive layout. Equipped with the latest infotainment and safety features, the 500X ensures every drive is both enjoyable and secure.

Where It Stands:

Within the UK market, the 500X competes with SUVs like the Renault Captur and Peugeot 2008. However, its blend of Italian style, combined with commendable performance and fuel efficiency, allows the 500X to hold its own.

Summing It Up:

With the Fiat 500X, modern-day requirements meet timeless design. For UK motorists seeking a vehicle that's as practical as it is stylish, the 500X stands as a compelling option. Coupled with attractive finance deals, it's clear why the 500X continues to charm the roads of Britain.

Buying Guide

Want to find out everything about all 500X models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500X buying guide here.

Fiat 500X Data by County

Fiat 500X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All506£8,036854,540817
Aberdeenshire1£6,495972,0002
Antrim1£6,499968,0003
Ards2£6,5651150,628-
Barnet - Greater London1£12,250631,1241
Bedfordshire11£7,217853,10127
Berkshire7£11,141738,53512
Bexley - Greater London2£5,3451174,1821
Blaenau Gwent1£11,995424,5253
Bridgend1£4,2951193,557-
Bristol5£5,4691079,13912
Bromley - Greater London1£5,4951056,00012
Buckinghamshire19£6,2141063,45418
Cambridgeshire15£7,166861,66611
Carmarthenshire1£10,995644,778-
Ceredigion2£13,495536,7386
Cheshire13£7,341957,51224
City of Edinburgh5£9,837739,2655
City of London - Greater London2£7,720858,5008
Conwy1£10,495642,101-
Cornwall4£10,620741,1706
County Durham9£9,905743,47122
Cumbria2£10,223640,9112
Denbighshire1£8,499847,321-
Derbyshire20£8,765745,35933
Devon4£8,622849,7338
Dorset3£6,728879,4007
Dundee City2£9,047737,5633
Ealing - Greater London2£5,2451182,0001
East Sussex1£5,7751159,0002
Essex26£8,866754,29634
Falkirk3£7,661771,5302
Fife2£9,243743,5508
Flintshire1£5,0001193,0151
Glasgow City3£9,096847,27515
Gloucestershire2£6,393971,3062
Greater Manchester29£7,262854,74738
Gwynedd1£9,495669,000-
Hampshire9£7,990861,95827
Havering - Greater London9£4,8991080,3006
Herefordshire1£8,395756,0001
Hertfordshire10£9,729744,31714
Highland3£13,396420,4581
Hillingdon - Greater London3£4,5251088,1115
Hounslow - Greater London3£6,8261051,986-
Isle of Wight4£7,871973,3221
Kent17£8,753847,26829
Kingston upon Thames - Greater London3£7,557852,6674
Lancashire20£7,972853,49237
Leicestershire5£8,947729,59813
Lincolnshire11£7,567851,01318
Merseyside8£10,319644,35313
Merthyr Tydfil1£7,4951039,615-
Monmouthshire1£5,4951177,0001
Moray2£11,997642,860-
Newtownabbey2£12,645324,6867
Norfolk14£7,977854,76416
North Down1£9,795532,1551
North Lanarkshire1£4,3951038,0004
North Yorkshire7£6,5651054,62411
Northamptonshire9£11,214637,56613
Nottinghamshire7£6,9351052,76311
Oxfordshire2£7,898754,9672
Pembrokeshire1£8,495758,5012
Perth and Kinross2£6,247967,7581
Rhondda Cynon Taf4£10,065742,5785
Shropshire3£7,323855,43614
Somerset3£8,835744,7805
South Ayrshire2£6,645954,6681
South Lanarkshire1£4,8951068,500-
South Yorkshire14£8,394855,80218
Staffordshire8£8,803745,87922
Suffolk8£7,136858,0607
Surrey11£8,636847,45515
Swansea3£8,499936,0981
Tyne and Wear15£7,935848,74924
Warwickshire12£8,821747,91820
West Dunbartonshire1£8,495748,9302
West Lothian2£5,4451166,8355
West Midlands27£7,554959,30045
West Sussex11£7,305962,52416
West Yorkshire16£7,311955,76634
Wiltshire1£5,2951072,0006
Worcestershire2£5,2401189,95510
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