Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Fiat 500X on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500X on finance

  1. Research the Vehicle:

    • The Fiat 500X is a compact crossover SUV that combines the iconic 500 design with increased practicality and versatility.
    • Familiarise yourself with different trim levels, engine variants, and features available across various model years.
    • For used models, look into common concerns or wear points specific to the 500X.
  2. Searching for a Used Model:

    • For trusted deals on a used Fiat 500X on finance, start with Fiat’s official approved-used dealerships. These vehicles are typically covered by certain warranties and have been inspected for the brand's quality standards.
    • Expand your search to online car platforms, local dealerships, and car supermarkets for a diverse range of prices and options.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This starts with a deposit, followed by monthly instalments. At the end, you can pay a final sum to own the car, return it, or trade it for a different vehicle.
    • Hire Purchase (HP): After the initial deposit, you pay off the vehicle's value in monthly instalments. Once all payments are completed, the car is yours.
    • Leasing: Rent the 500X for a specified period and return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or financial institution, buy the car outright, then repay the loan in monthly instalments.
  4. Obtain and Compare Finance Quotes:

    • Seek quotes from Fiat dealerships and independent finance providers. There might be special deals for those interested in a used Fiat 500X on finance.
    • Compare the APR (Annual Percentage Rate) among the quotes to understand the total borrowing cost.
  5. Your Credit Score:

    • Your credit rating can play a significant role in the finance rates and terms available to you.
    • Review your credit score with UK credit agencies (Experian, Equifax, TransUnion) and resolve any discrepancies.
  6. Budgeting:

    • Work out a monthly payment amount that fits your budget.
    • A more substantial deposit generally means more favourable monthly payments.
  7. Understanding the Agreement:

    • For PCP or lease deals, be aware of any mileage limits and related charges.
    • Clarify any costs for exceeding mileage or ending the contract early.
  8. Negotiate:

    • Use your research to negotiate both the vehicle's price and finance terms. Remember, there's often room for negotiation, even for a used Fiat 500X on finance.
    • Aim to lower the total repayable amount, not just the monthly figures.
  9. Finalise the Deal:

    • Once content with the terms, complete the necessary paperwork.
    • Always read and understand all terms before signing. Keep copies for your records.
  10. Insurance:

  • Ensure you have the right car insurance in place before taking the 500X home. It's wise to compare different providers to find the best rate.
  1. End-of-Agreement Options:
  • With PCP: At the end, decide whether to pay the final sum, return the car, or start a new finance agreement.
  • For HP: Once all payments are made, the 500X is yours.
  • If leasing, ensure you return the car in the specified condition.
  1. Account for Additional Costs:
  • Remember to factor in other expenses, such as road tax, servicing, and potential repairs.

As with any significant financial commitment, ensure the finance option you choose aligns with your current and anticipated financial situation. When in doubt, seek advice from trusted individuals or financial professionals.

About the Fiat 500X

Distinctive, versatile, and undeniably stylish, the Fiat 500X presents itself as Fiat's answer to the UK's growing affection for compact SUVs. Building on the beloved design of the iconic 500, the 500X brings in a blend of urban sophistication and rugged charm.

Evolution of an Icon:

When Fiat decided to evolve its iconic 500 lineup, the result was the 500X. Launched in 2014, this compact SUV married the classic aesthetics of the 500 with the practicality and space of modern SUVs, making it a hit, especially among urbanites.

Unmistakably Fiat:

From its rounded headlights to the signature grille, the 500X bears all the hallmarks of Fiat design. Its interior doesn't disappoint either, with quality materials and an intuitive layout. Equipped with the latest infotainment and safety features, the 500X ensures every drive is both enjoyable and secure.

Where It Stands:

Within the UK market, the 500X competes with SUVs like the Renault Captur and Peugeot 2008. However, its blend of Italian style, combined with commendable performance and fuel efficiency, allows the 500X to hold its own.

Summing It Up:

With the Fiat 500X, modern-day requirements meet timeless design. For UK motorists seeking a vehicle that's as practical as it is stylish, the 500X stands as a compelling option. Coupled with attractive finance deals, it's clear why the 500X continues to charm the roads of Britain.

Buying Guide

Want to find out everything about all 500X models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500X buying guide here.

Fiat 500X Data by County

Fiat 500X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All487£7,986853,005768
Aberdeen City1£11,495722,0221
Aberdeenshire1£5,995972,0001
Antrim1£6,299968,0004
Ards2£6,4231149,7881
Ballymoney1£5,6751061,978-
Barnet - Greater London1£11,495631,124-
Bedfordshire16£7,264853,63726
Belfast1£8,495743,4452
Berkshire11£10,619744,2538
Bexley - Greater London2£5,9951061,1502
Bristol4£5,4821079,67413
Bromley - Greater London1£5,8951053,4641
Buckinghamshire18£6,222962,89014
Cambridgeshire10£6,946862,97112
Carmarthenshire3£7,895854,216-
Cheshire17£7,551956,62620
City of Edinburgh3£8,0631050,0685
City of London - Greater London2£7,625945,1002
Cornwall2£13,245537,4184
County Durham7£9,580750,50223
Cumbria1£7,950764,1204
Denbighshire1£7,990847,321-
Derbyshire15£8,557748,84531
Devon3£8,496847,6398
Dorset3£6,728879,4005
Dundee City1£10,090538,0023
Ealing - Greater London2£4,7451160,0002
East Riding of Yorkshire1£11,499824,896-
East Sussex2£8,173846,4262
Essex26£8,950754,02832
Falkirk5£6,032976,3104
Fife2£9,243743,5506
Flintshire1£4,7901193,0151
Glasgow City1£8,999744,29816
Gloucestershire3£6,160968,471-
Greater Manchester25£7,452858,29842
Gwynedd1£9,495669,000-
Hampshire9£6,795867,85924
Havering - Greater London7£5,771978,22611
Herefordshire1£8,295756,0002
Hertfordshire9£9,896843,11512
Highland2£13,348519,9821
Hillingdon - Greater London6£5,2911071,3854
Hounslow - Greater London2£7,6951044,2141
Isle of Wight3£7,830971,0332
Kent22£8,642849,39222
Kingston upon Thames - Greater London1£10,590731,0004
Lancashire18£7,323856,65736
Leicestershire7£8,428838,8988
Lincolnshire6£7,330854,96221
Merseyside6£9,204740,1349
Merthyr Tydfil1£7,4951039,615-
Moray1£12,995440,4911
Newport1£5,399968,2501
Newtownabbey2£12,645324,6864
Norfolk14£8,020854,18015
North Down2£7,095860,1691
North Yorkshire10£8,763742,17512
Northamptonshire10£11,498636,33717
Northumberland1£5,649956,1021
Nottinghamshire4£6,3071049,95212
Oxfordshire2£10,395551,5433
Perth and Kinross2£6,247967,7581
Rhondda Cynon Taf6£8,357851,6474
Richmond upon Thames - Greater London2£7,485944,9412
Scottish Borders1£6,595858,000-
Shropshire3£7,090954,66712
Somerset4£6,2411054,2178
South Ayrshire2£6,645954,6681
South Yorkshire15£7,951858,71012
Staffordshire6£7,778846,04219
Suffolk10£7,066857,4864
Surrey4£8,046960,20213
Swansea1£8,4991037,3942
The Vale of Glamorgan1£7,4951035,956-
Tyne and Wear11£8,225748,61628
Warwickshire10£9,351745,49122
West Lothian2£5,4451166,8355
West Midlands30£7,497957,02550
West Sussex11£8,303849,80117
West Yorkshire16£6,724959,05832
Wiltshire3£6,193973,8065
Worcestershire3£9,285746,78312
Add postcode for better results.