Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Dacia Sandero on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Dacia Sandero on finance

  1. Research the Vehicle:

    • The Dacia Sandero is known for being one of the most affordable new cars in the UK. It offers practicality and value for money.
    • Familiarise yourself with the Sandero's various trim levels and engine options.
    • When looking at used models, consider the year and any subsequent changes or updates in more recent models.
  2. Searching for a Used Model:

    • To secure a trustworthy deal on a used Dacia Sandero on finance, begin with Dacia's approved-used dealerships. These vehicles often come with warranties and have undergone checks to meet Dacia's standards.
    • Broaden your search to include online car marketplaces, local dealerships, and car supermarkets to compare prices and available features.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This involves a deposit, followed by monthly payments. At the contract's end, you can pay a final amount to own the car, return it, or trade it in for another vehicle.
    • Hire Purchase (HP): After an initial deposit, you'll pay monthly instalments until the car's full value is covered. After all payments, the car belongs to you.
    • Leasing: You rent the Sandero for a set period, then return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or lender to buy the car, then repay in monthly instalments.
  4. Gather and Compare Finance Quotes:

    • Seek quotes from Dacia dealerships as well as independent finance companies. Some might offer special promotions for those looking for a used Dacia Sandero on finance.
    • Always consider the APR (Annual Percentage Rate) when comparing to understand the overall borrowing cost.
  5. The Role of Your Credit Score:

    • Your credit rating can determine the finance rates and terms you qualify for.
    • Review your credit score with UK agencies like Experian, Equifax, or TransUnion before applying. Address any inconsistencies or errors you might spot.
  6. Budgeting:

    • Settle on a monthly payment amount that aligns with your financial situation.
    • Generally, a more significant deposit can result in lower monthly payments.
  7. Understanding the Agreement:

    • If considering a PCP or lease, be aware of any mileage limitations.
    • Get clarity on potential fees for terminating the contract early or exceeding the mileage cap.
  8. Negotiation:

    • Use your research to negotiate both the car's price and the finance terms. Remember, even when procuring a used Dacia Sandero on finance, there's usually room for negotiation.
    • Concentrate on the total amount payable over the contract duration, not just monthly figures.
  9. Finalise the Deal:

    • When satisfied with the terms, finalize the necessary paperwork.
    • Read through all the terms before signing, and keep copies of every document.
  10. Insurance:

  • Secure the required car insurance before taking possession of the Sandero. Shopping around might help you get a better insurance rate.
  1. End-of-Agreement Choices:
  • For PCP: At the contract's conclusion, decide if you'll pay the balloon payment, return the car, or start a new finance deal.
  • With HP: The car is yours after all payments.
  • If leasing, ensure the car is returned in the agreed-upon condition.
  1. Consider Other Costs:
  • Factor in additional costs like road tax, servicing, and potential maintenance or repairs.

As with any significant purchase, especially one involving finance, it's crucial to ensure your choice aligns with both your current and projected financial situation. If unsure, consulting with financial professionals or trusted individuals can provide more clarity.

About the Dacia Sandero

The Dacia Sandero has made quite an impression in the automotive world by offering a unique proposition: a new car experience at an unbeatable price point. This compact hatchback breaks the mould by providing the essentials without the hefty price tag, making it a favourite among budget-conscious drivers.

Features and Specifications:

  • Value for Money: The Sandero's primary selling point is its affordability. Despite its low price, the car does not skimp on essentials, ensuring a comfortable and reliable driving experience.

  • Efficient Engines: The Dacia Sandero comes with a choice of petrol engines, each designed to be fuel-efficient and to keep running costs low.

  • Practical Design: The Sandero offers a surprisingly spacious interior and a generous boot space for a car of its size. This makes it ideal for both city commutes and weekend getaways.

  • Simple Infotainment: While it might not boast the most advanced tech on the market, the Sandero provides a straightforward and user-friendly infotainment system, ensuring drivers have access to essential entertainment and connectivity features.

  • Safety First: The Dacia Sandero is equipped with basic safety features, including multiple airbags, anti-lock brakes, and electronic stability control, ensuring peace of mind on the road.

Conclusion:

The Dacia Sandero is proof that "affordable" doesn't have to mean "basic." It offers a blend of practicality, comfort, and reliability that challenges the perception of what a budget car can be. For those who prioritize value without wanting to settle for less, the Sandero emerges as a commendable choice in the compact car segment.

Buying Guide

Want to find out everything about all Sandero models, pros and cons, what to look out for and everything else you need to know? Check out our Dacia Sandero buying guide here.

Dacia Sandero Data by County

Dacia Sandero data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All516£8,288532,5741,124
Aberdeen City2£10,600320,2518
Aberdeenshire1£9,495517,6781
Angus1£11,49511,8732
Barking & Dagenham - Greater London1£8,999445,511-
Bedfordshire11£5,093758,15512
Belfast2£8,093534,436-
Berkshire3£7,621740,89010
Blaenau Gwent2£10,349424,4204
Bristol11£9,132529,56718
Buckinghamshire6£8,122622,94916
Cambridgeshire12£7,365539,1419
Cheshire13£8,577528,91327
City of Edinburgh8£8,501430,40310
City of London - Greater London1£2,2509104,0001
Cornwall9£7,403644,72217
County Durham11£8,506526,52130
Craigavon1£5,450738,60413
Cumbria4£11,772311,2588
Derbyshire19£7,777530,56732
Devon13£7,668632,18022
Down1£10,495312,846-
Dumfries and Galloway5£13,098218,9617
Dundee City1£6,990719,44619
Dungannon1£7,795530,0001
Ealing - Greater London1£1,9901320,000-
East Ayrshire5£9,235436,9637
East Riding of Yorkshire3£7,328532,0004
East Sussex2£9,949418,69810
Essex17£7,438644,08926
Falkirk4£8,620630,7334
Fife2£6,827753,13113
Glasgow City21£10,087423,294124
Gloucestershire9£6,720646,6727
Greater Manchester28£7,372635,07370
Gwynedd1£6,495856,000-
Hampshire13£8,454626,16031
Havering - Greater London4£6,106647,2907
Herefordshire2£11,495319,6097
Hertfordshire8£8,929533,39314
Hillingdon - Greater London2£3,0951064,7426
Hounslow - Greater London2£9,316427,3433
Inverclyde1£5,290942,3536
Isle of Anglesey1£10,999315,999-
Isle of Wight1£13,995214,0003
Kent11£8,501535,00923
Lancashire23£7,279642,18554
Leicestershire4£6,660740,66712
Lincolnshire12£8,289532,47826
Merseyside9£9,607429,37620
Merton - Greater London2£4,245954,2821
Moray2£8,248523,23813
Neath Port Talbot2£7,495745,600-
Newtownabbey2£7,495739,66112
Norfolk7£6,126742,74313
North Ayrshire2£8,245636,87610
North Lanarkshire9£6,810645,61217
North Yorkshire16£9,220427,46425
Northamptonshire6£9,670529,15118
Northumberland3£9,149641,6033
Nottinghamshire4£6,672644,57915
Oxfordshire1£6,699742,8165
Perth and Kinross1£15,9980125
Renfrewshire2£9,998430,4692
Rhondda Cynon Taf10£9,719428,01712
Scottish Borders3£8,099446,0823
Shropshire7£11,222322,9939
Somerset9£6,985731,9018
South Ayrshire2£7,495531,6723
South Lanarkshire1£12,49924,160-
South Yorkshire12£8,315535,10225
Staffordshire6£5,713733,8009
Stirling6£12,081212,51826
Suffolk2£7,473630,4806
Surrey9£8,692533,27313
Tyne and Wear12£7,428630,60028
Warwickshire5£6,800735,76310
West Dunbartonshire4£11,498317,67616
West Midlands11£8,474525,50722
West Sussex1£7,499611,7002
West Yorkshire20£7,281637,15431
Wiltshire7£6,925645,01614
Worcestershire5£6,664723,0314
Add postcode for better results.