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Used Dacia Sandero on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Dacia Sandero on finance

  1. Research the Vehicle:

    • The Dacia Sandero is known for being one of the most affordable new cars in the UK. It offers practicality and value for money.
    • Familiarise yourself with the Sandero's various trim levels and engine options.
    • When looking at used models, consider the year and any subsequent changes or updates in more recent models.
  2. Searching for a Used Model:

    • To secure a trustworthy deal on a used Dacia Sandero on finance, begin with Dacia's approved-used dealerships. These vehicles often come with warranties and have undergone checks to meet Dacia's standards.
    • Broaden your search to include online car marketplaces, local dealerships, and car supermarkets to compare prices and available features.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This involves a deposit, followed by monthly payments. At the contract's end, you can pay a final amount to own the car, return it, or trade it in for another vehicle.
    • Hire Purchase (HP): After an initial deposit, you'll pay monthly instalments until the car's full value is covered. After all payments, the car belongs to you.
    • Leasing: You rent the Sandero for a set period, then return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or lender to buy the car, then repay in monthly instalments.
  4. Gather and Compare Finance Quotes:

    • Seek quotes from Dacia dealerships as well as independent finance companies. Some might offer special promotions for those looking for a used Dacia Sandero on finance.
    • Always consider the APR (Annual Percentage Rate) when comparing to understand the overall borrowing cost.
  5. The Role of Your Credit Score:

    • Your credit rating can determine the finance rates and terms you qualify for.
    • Review your credit score with UK agencies like Experian, Equifax, or TransUnion before applying. Address any inconsistencies or errors you might spot.
  6. Budgeting:

    • Settle on a monthly payment amount that aligns with your financial situation.
    • Generally, a more significant deposit can result in lower monthly payments.
  7. Understanding the Agreement:

    • If considering a PCP or lease, be aware of any mileage limitations.
    • Get clarity on potential fees for terminating the contract early or exceeding the mileage cap.
  8. Negotiation:

    • Use your research to negotiate both the car's price and the finance terms. Remember, even when procuring a used Dacia Sandero on finance, there's usually room for negotiation.
    • Concentrate on the total amount payable over the contract duration, not just monthly figures.
  9. Finalise the Deal:

    • When satisfied with the terms, finalize the necessary paperwork.
    • Read through all the terms before signing, and keep copies of every document.
  10. Insurance:

  • Secure the required car insurance before taking possession of the Sandero. Shopping around might help you get a better insurance rate.
  1. End-of-Agreement Choices:
  • For PCP: At the contract's conclusion, decide if you'll pay the balloon payment, return the car, or start a new finance deal.
  • With HP: The car is yours after all payments.
  • If leasing, ensure the car is returned in the agreed-upon condition.
  1. Consider Other Costs:
  • Factor in additional costs like road tax, servicing, and potential maintenance or repairs.

As with any significant purchase, especially one involving finance, it's crucial to ensure your choice aligns with both your current and projected financial situation. If unsure, consulting with financial professionals or trusted individuals can provide more clarity.

About the Dacia Sandero

The Dacia Sandero has made quite an impression in the automotive world by offering a unique proposition: a new car experience at an unbeatable price point. This compact hatchback breaks the mould by providing the essentials without the hefty price tag, making it a favourite among budget-conscious drivers.

Features and Specifications:

  • Value for Money: The Sandero's primary selling point is its affordability. Despite its low price, the car does not skimp on essentials, ensuring a comfortable and reliable driving experience.

  • Efficient Engines: The Dacia Sandero comes with a choice of petrol engines, each designed to be fuel-efficient and to keep running costs low.

  • Practical Design: The Sandero offers a surprisingly spacious interior and a generous boot space for a car of its size. This makes it ideal for both city commutes and weekend getaways.

  • Simple Infotainment: While it might not boast the most advanced tech on the market, the Sandero provides a straightforward and user-friendly infotainment system, ensuring drivers have access to essential entertainment and connectivity features.

  • Safety First: The Dacia Sandero is equipped with basic safety features, including multiple airbags, anti-lock brakes, and electronic stability control, ensuring peace of mind on the road.

Conclusion:

The Dacia Sandero is proof that "affordable" doesn't have to mean "basic." It offers a blend of practicality, comfort, and reliability that challenges the perception of what a budget car can be. For those who prioritize value without wanting to settle for less, the Sandero emerges as a commendable choice in the compact car segment.

Buying Guide

Want to find out everything about all Sandero models, pros and cons, what to look out for and everything else you need to know? Check out our Dacia Sandero buying guide here.

Dacia Sandero Data by County

Dacia Sandero data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All583£8,547534,3791,123
Aberdeen City2£5,599660,9816
Aberdeenshire2£7,995620,8051
Antrim1£14,6950517
Ards1£14,695053
Barking & Dagenham - Greater London1£9,699445,511-
Bedfordshire10£5,667657,51013
Belfast3£8,558434,9972
Berkshire5£6,326653,24013
Blaenau Gwent3£7,999638,2294
Bristol6£9,793424,37521
Bromley - Greater London1£9,383416,0007
Buckinghamshire9£8,296530,73112
Cambridgeshire9£9,076431,90212
Carmarthenshire1£5,795861,9583
Cheshire12£7,827537,48736
City of Edinburgh10£8,393533,17411
City of London - Greater London2£2,6259106,500-
Cornwall7£9,290527,97818
County Durham15£9,076430,76625
Craigavon8£13,23327,72911
Croydon - Greater London1£9,430423,2082
Cumbria4£9,827427,7267
Derbyshire21£9,018524,49530
Devon11£8,336532,75329
Dorset2£9,300625,9764
Dumfries and Galloway4£9,997424,5515
Dundee City6£10,329527,7618
Dungannon2£8,640423,866-
Ealing - Greater London1£1,9901320,000-
East Ayrshire6£9,311429,10410
East Riding of Yorkshire3£5,095757,6003
East Sussex5£9,043427,33414
Enfield - Greater London1£9,952413,3044
Essex17£7,378642,95526
Falkirk4£6,370841,3785
Fife3£8,490539,45315
Flintshire1£2,00011104,512-
Glasgow City66£14,61813,98159
Gloucestershire3£5,263767,3549
Greater Manchester37£7,638637,45563
Gwynedd1£6,495856,000-
Hampshire8£8,433623,57442
Havering - Greater London6£7,083647,0345
Herefordshire4£11,395352,5345
Hertfordshire7£9,412433,67613
Highland2£7,248659,68011
Hillingdon - Greater London2£8,440428,4505
Hounslow - Greater London1£11,198311,7602
Inverclyde3£5,493849,1273
Isle of Anglesey1£10,999314,999-
Isle of Wight3£9,827526,3331
Kent13£8,805429,53128
Kingston upon Thames - Greater London1£5,490946,7351
Lancashire20£7,167646,31250
Leicestershire6£7,849534,38212
Lincolnshire11£8,042537,80316
Lisburn1£9,695334,7041
Merseyside13£10,682324,71416
Moray2£15,4980105
Neath Port Talbot1£8,995542,555-
Newry and Mourne3£12,99525,3504
Newtownabbey1£4,4951163,00012
Norfolk6£7,388636,69216
North Ayrshire1£9,492439,92611
North Down1£11,450332,431-
North Lanarkshire7£6,321743,52718
North Yorkshire11£8,667531,78028
Northamptonshire7£10,388430,05417
Northumberland2£11,250331,0287
Nottinghamshire8£8,363530,48316
Oxfordshire4£6,244738,5664
Perth and Kinross2£4,995925,0972
Renfrewshire3£9,998426,0006
Rhondda Cynon Taf8£9,686434,70719
Scottish Borders3£7,283746,5803
Shropshire3£12,197216,17312
Somerset5£8,396529,94812
South Ayrshire1£5,994628,3277
South Yorkshire15£7,299643,94819
Staffordshire3£8,495425,16911
Stirling6£14,58113,05215
Suffolk3£8,133527,29611
Surrey7£5,785746,59018
Tyne and Wear14£8,695529,37924
Warwickshire6£7,475639,0577
West Dunbartonshire2£7,997546,5058
West Midlands15£7,811628,39631
West Yorkshire13£7,917629,52436
Wiltshire7£7,008645,97322
Worcestershire4£8,181625,0283
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