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Used Dacia Sandero on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Dacia Sandero on finance

  1. Research the Vehicle:

    • The Dacia Sandero is known for being one of the most affordable new cars in the UK. It offers practicality and value for money.
    • Familiarise yourself with the Sandero's various trim levels and engine options.
    • When looking at used models, consider the year and any subsequent changes or updates in more recent models.
  2. Searching for a Used Model:

    • To secure a trustworthy deal on a used Dacia Sandero on finance, begin with Dacia's approved-used dealerships. These vehicles often come with warranties and have undergone checks to meet Dacia's standards.
    • Broaden your search to include online car marketplaces, local dealerships, and car supermarkets to compare prices and available features.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This involves a deposit, followed by monthly payments. At the contract's end, you can pay a final amount to own the car, return it, or trade it in for another vehicle.
    • Hire Purchase (HP): After an initial deposit, you'll pay monthly instalments until the car's full value is covered. After all payments, the car belongs to you.
    • Leasing: You rent the Sandero for a set period, then return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or lender to buy the car, then repay in monthly instalments.
  4. Gather and Compare Finance Quotes:

    • Seek quotes from Dacia dealerships as well as independent finance companies. Some might offer special promotions for those looking for a used Dacia Sandero on finance.
    • Always consider the APR (Annual Percentage Rate) when comparing to understand the overall borrowing cost.
  5. The Role of Your Credit Score:

    • Your credit rating can determine the finance rates and terms you qualify for.
    • Review your credit score with UK agencies like Experian, Equifax, or TransUnion before applying. Address any inconsistencies or errors you might spot.
  6. Budgeting:

    • Settle on a monthly payment amount that aligns with your financial situation.
    • Generally, a more significant deposit can result in lower monthly payments.
  7. Understanding the Agreement:

    • If considering a PCP or lease, be aware of any mileage limitations.
    • Get clarity on potential fees for terminating the contract early or exceeding the mileage cap.
  8. Negotiation:

    • Use your research to negotiate both the car's price and the finance terms. Remember, even when procuring a used Dacia Sandero on finance, there's usually room for negotiation.
    • Concentrate on the total amount payable over the contract duration, not just monthly figures.
  9. Finalise the Deal:

    • When satisfied with the terms, finalize the necessary paperwork.
    • Read through all the terms before signing, and keep copies of every document.
  10. Insurance:

  • Secure the required car insurance before taking possession of the Sandero. Shopping around might help you get a better insurance rate.
  1. End-of-Agreement Choices:
  • For PCP: At the contract's conclusion, decide if you'll pay the balloon payment, return the car, or start a new finance deal.
  • With HP: The car is yours after all payments.
  • If leasing, ensure the car is returned in the agreed-upon condition.
  1. Consider Other Costs:
  • Factor in additional costs like road tax, servicing, and potential maintenance or repairs.

As with any significant purchase, especially one involving finance, it's crucial to ensure your choice aligns with both your current and projected financial situation. If unsure, consulting with financial professionals or trusted individuals can provide more clarity.

About the Dacia Sandero

The Dacia Sandero has made quite an impression in the automotive world by offering a unique proposition: a new car experience at an unbeatable price point. This compact hatchback breaks the mould by providing the essentials without the hefty price tag, making it a favourite among budget-conscious drivers.

Features and Specifications:

  • Value for Money: The Sandero's primary selling point is its affordability. Despite its low price, the car does not skimp on essentials, ensuring a comfortable and reliable driving experience.

  • Efficient Engines: The Dacia Sandero comes with a choice of petrol engines, each designed to be fuel-efficient and to keep running costs low.

  • Practical Design: The Sandero offers a surprisingly spacious interior and a generous boot space for a car of its size. This makes it ideal for both city commutes and weekend getaways.

  • Simple Infotainment: While it might not boast the most advanced tech on the market, the Sandero provides a straightforward and user-friendly infotainment system, ensuring drivers have access to essential entertainment and connectivity features.

  • Safety First: The Dacia Sandero is equipped with basic safety features, including multiple airbags, anti-lock brakes, and electronic stability control, ensuring peace of mind on the road.

Conclusion:

The Dacia Sandero is proof that "affordable" doesn't have to mean "basic." It offers a blend of practicality, comfort, and reliability that challenges the perception of what a budget car can be. For those who prioritize value without wanting to settle for less, the Sandero emerges as a commendable choice in the compact car segment.

Buying Guide

Want to find out everything about all Sandero models, pros and cons, what to look out for and everything else you need to know? Check out our Dacia Sandero buying guide here.

Dacia Sandero Data by County

Dacia Sandero data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All543£8,309535,3231,140
Aberdeen City4£7,199649,5573
Aberdeenshire2£7,995620,8051
Antrim2£9,395323,68816
Barking & Dagenham - Greater London1£9,699445,511-
Bedfordshire10£5,194667,99711
Berkshire4£8,434632,29411
Blaenau Gwent2£9,299523,2546
Bristol5£9,705416,87620
Buckinghamshire11£8,055629,94211
Cambridgeshire10£9,294427,67520
Carmarthenshire2£7,493642,7793
Cheshire13£8,499535,51938
City of Edinburgh6£9,858429,84314
City of London - Greater London1£10,99959,8002
Conwy1£10,995519,223-
Cornwall11£9,704429,43014
County Durham11£9,018435,93429
Craigavon4£8,345548,0359
Cumbria4£7,834731,7595
Derbyshire13£9,611422,35932
Devon9£7,078643,45224
Dorset2£9,245427,2732
Dumfries and Galloway3£9,497440,2775
Dundee City4£5,0581053,80211
Dungannon2£9,495423,500-
Ealing - Greater London1£1,9901320,000-
East Ayrshire6£8,397532,42911
East Dunbartonshire1£10,998318,727-
East Lothian3£10,366337,042-
East Riding of Yorkshire10£7,073644,49626
East Sussex7£8,878431,56210
Enfield - Greater London1£11,10438,6194
Essex16£7,160648,43630
Falkirk5£7,854635,5775
Fife2£11,24437,3849
Flintshire1£2,00011104,512-
Glasgow City22£9,188526,66441
Gloucestershire6£5,242858,12012
Greater Manchester33£7,493636,59853
Gwynedd1£6,495856,000-
Hampshire21£8,084634,33931
Havering - Greater London4£8,855437,1964
Herefordshire4£11,034349,7512
Hertfordshire4£9,939432,70616
Hillingdon - Greater London2£2,7481079,1475
Hounslow - Greater London2£8,113619,8251
Inverclyde3£6,326747,3363
Isle of Anglesey1£10,999313,9991
Isle of Wight1£14,995214,0001
Kent12£7,758541,67025
Kingston upon Thames - Greater London2£8,740630,268-
Lancashire18£7,374645,47553
Larne1£5,7501131,000-
Leicestershire6£8,121530,9819
Lincolnshire10£7,807633,93812
Lisburn1£9,695334,7041
Merseyside14£9,169430,12835
Merton - Greater London1£4,995846,754-
Moray1£5,4951145,6482
Neath Port Talbot1£8,995542,5551
Newport2£8,345444,0102
Newry and Mourne2£8,895533,8273
Newtownabbey4£8,809531,1218
Norfolk4£6,485847,09715
North Ayrshire5£7,497736,2637
North Down1£11,450332,4311
North Lanarkshire8£6,817748,61115
North Yorkshire10£8,093539,24136
Northamptonshire10£9,794534,02019
Northumberland2£8,350630,8226
Nottinghamshire8£8,292524,26412
Oxfordshire4£7,546539,2234
Pembrokeshire1£8,995427,664-
Perth and Kinross3£7,028723,0951
Renfrewshire2£10,498417,2997
Rhondda Cynon Taf7£9,731435,75924
Scottish Borders1£6,250481,1333
Shropshire5£10,190418,48210
Somerset8£10,512322,39410
South Ayrshire2£11,345318,03610
South Yorkshire12£6,839653,05829
Staffordshire7£6,854737,12419
Stirling2£10,998416,14611
Suffolk4£9,684427,58720
Surrey9£6,146744,90519
Swansea1£6,99566,6411
Torfaen1£6,995459,539-
Tyne and Wear11£8,409532,24734
Warwickshire8£7,037547,5505
West Dunbartonshire2£5,247759,0724
West Lothian2£6,147848,0623
West Midlands13£7,693628,92636
West Sussex1£8,499414,7925
West Yorkshire10£11,213519,23041
Wiltshire5£7,519650,31224
Worcestershire5£8,978522,8656
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