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Used Dacia Sandero on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Dacia Sandero on finance

  1. Research the Vehicle:

    • The Dacia Sandero is known for being one of the most affordable new cars in the UK. It offers practicality and value for money.
    • Familiarise yourself with the Sandero's various trim levels and engine options.
    • When looking at used models, consider the year and any subsequent changes or updates in more recent models.
  2. Searching for a Used Model:

    • To secure a trustworthy deal on a used Dacia Sandero on finance, begin with Dacia's approved-used dealerships. These vehicles often come with warranties and have undergone checks to meet Dacia's standards.
    • Broaden your search to include online car marketplaces, local dealerships, and car supermarkets to compare prices and available features.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This involves a deposit, followed by monthly payments. At the contract's end, you can pay a final amount to own the car, return it, or trade it in for another vehicle.
    • Hire Purchase (HP): After an initial deposit, you'll pay monthly instalments until the car's full value is covered. After all payments, the car belongs to you.
    • Leasing: You rent the Sandero for a set period, then return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or lender to buy the car, then repay in monthly instalments.
  4. Gather and Compare Finance Quotes:

    • Seek quotes from Dacia dealerships as well as independent finance companies. Some might offer special promotions for those looking for a used Dacia Sandero on finance.
    • Always consider the APR (Annual Percentage Rate) when comparing to understand the overall borrowing cost.
  5. The Role of Your Credit Score:

    • Your credit rating can determine the finance rates and terms you qualify for.
    • Review your credit score with UK agencies like Experian, Equifax, or TransUnion before applying. Address any inconsistencies or errors you might spot.
  6. Budgeting:

    • Settle on a monthly payment amount that aligns with your financial situation.
    • Generally, a more significant deposit can result in lower monthly payments.
  7. Understanding the Agreement:

    • If considering a PCP or lease, be aware of any mileage limitations.
    • Get clarity on potential fees for terminating the contract early or exceeding the mileage cap.
  8. Negotiation:

    • Use your research to negotiate both the car's price and the finance terms. Remember, even when procuring a used Dacia Sandero on finance, there's usually room for negotiation.
    • Concentrate on the total amount payable over the contract duration, not just monthly figures.
  9. Finalise the Deal:

    • When satisfied with the terms, finalize the necessary paperwork.
    • Read through all the terms before signing, and keep copies of every document.
  10. Insurance:

  • Secure the required car insurance before taking possession of the Sandero. Shopping around might help you get a better insurance rate.
  1. End-of-Agreement Choices:
  • For PCP: At the contract's conclusion, decide if you'll pay the balloon payment, return the car, or start a new finance deal.
  • With HP: The car is yours after all payments.
  • If leasing, ensure the car is returned in the agreed-upon condition.
  1. Consider Other Costs:
  • Factor in additional costs like road tax, servicing, and potential maintenance or repairs.

As with any significant purchase, especially one involving finance, it's crucial to ensure your choice aligns with both your current and projected financial situation. If unsure, consulting with financial professionals or trusted individuals can provide more clarity.

About the Dacia Sandero

The Dacia Sandero has made quite an impression in the automotive world by offering a unique proposition: a new car experience at an unbeatable price point. This compact hatchback breaks the mould by providing the essentials without the hefty price tag, making it a favourite among budget-conscious drivers.

Features and Specifications:

  • Value for Money: The Sandero's primary selling point is its affordability. Despite its low price, the car does not skimp on essentials, ensuring a comfortable and reliable driving experience.

  • Efficient Engines: The Dacia Sandero comes with a choice of petrol engines, each designed to be fuel-efficient and to keep running costs low.

  • Practical Design: The Sandero offers a surprisingly spacious interior and a generous boot space for a car of its size. This makes it ideal for both city commutes and weekend getaways.

  • Simple Infotainment: While it might not boast the most advanced tech on the market, the Sandero provides a straightforward and user-friendly infotainment system, ensuring drivers have access to essential entertainment and connectivity features.

  • Safety First: The Dacia Sandero is equipped with basic safety features, including multiple airbags, anti-lock brakes, and electronic stability control, ensuring peace of mind on the road.

Conclusion:

The Dacia Sandero is proof that "affordable" doesn't have to mean "basic." It offers a blend of practicality, comfort, and reliability that challenges the perception of what a budget car can be. For those who prioritize value without wanting to settle for less, the Sandero emerges as a commendable choice in the compact car segment.

Buying Guide

Want to find out everything about all Sandero models, pros and cons, what to look out for and everything else you need to know? Check out our Dacia Sandero buying guide here.

Dacia Sandero Data by County

Dacia Sandero data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All581£8,383634,8071,101
Aberdeen City3£7,331646,6425
Aberdeenshire1£9,495517,6781
Angus1£9,495328,9835
Antrim2£9,395323,68816
Barking & Dagenham - Greater London1£9,699445,511-
Barnet - Greater London1£11,49528,250-
Bedfordshire11£5,194760,9018
Belfast1£2,9951163,0002
Berkshire3£8,896732,82811
Blaenau Gwent2£9,299523,2547
Bristol6£9,668420,55218
Bromley - Greater London1£11,32836,5474
Buckinghamshire14£7,942531,5629
Cambridgeshire10£8,894531,11720
Carmarthenshire2£7,493642,7793
Cheshire19£8,219537,94632
City of Edinburgh6£10,294423,69813
City of London - Greater London2£10,94048,6014
Conwy1£10,995519,223-
Cornwall11£9,968527,71015
County Durham13£8,990431,98828
Craigavon4£8,545543,7859
Croydon - Greater London1£15,69712,5533
Cumbria4£7,848731,7594
Derbyshire11£9,465422,32833
Devon10£7,411643,13522
Dorset3£7,262745,8152
Dumfries and Galloway3£9,497440,2775
Dundee City5£6,146945,30613
Dungannon2£9,545423,500-
Ealing - Greater London1£2,4901320,000-
East Ayrshire6£8,464531,64710
East Dunbartonshire1£10,998318,727-
East Lothian3£10,366332,129-
East Riding of Yorkshire9£9,763430,21523
East Sussex7£8,963425,13312
Enfield - Greater London1£11,34038,6194
Essex18£7,713641,47628
Falkirk6£7,036743,6815
Fife2£5,665756,8009
Flintshire1£2,29011104,5121
Glasgow City22£9,984422,95533
Gloucestershire6£5,242858,12012
Greater Manchester36£7,860634,49252
Gwynedd1£6,495856,000-
Hampshire19£8,559532,47832
Havering - Greater London3£9,991422,948-
Herefordshire4£11,071349,7512
Hertfordshire4£9,951545,25514
Highland1£7,998462,1668
Hillingdon - Greater London2£3,0451079,1476
Hounslow - Greater London3£8,176527,135-
Inverclyde3£6,326747,3363
Isle of Wight2£10,495637,905-
Kent14£7,623540,74230
Kingston upon Thames - Greater London1£5,190946,735-
Lancashire20£7,728642,69750
Leicestershire7£8,170534,5868
Lincolnshire7£9,012524,86910
Lisburn1£6,990623,0001
Magherafelt1£4,995954,000-
Merseyside19£9,013527,31132
Monmouthshire1£7,299464,239-
Moray1£5,4951145,6482
Neath Port Talbot1£8,995542,5551
Newport1£8,995422,2622
Newry and Mourne1£9,895516,0003
Newtownabbey3£8,266538,7076
Norfolk4£6,822748,37913
North Ayrshire3£9,031532,2297
North Down1£11,450332,4311
North Lanarkshire8£6,241854,40716
North Yorkshire16£8,652433,61530
Northamptonshire9£9,712537,04120
Northumberland2£9,096528,1006
Nottinghamshire9£7,749627,10211
Oxfordshire3£8,229441,3114
Pembrokeshire1£8,995427,664-
Perth and Kinross2£5,395925,0971
Renfrewshire2£10,498417,2997
Rhondda Cynon Taf4£10,041532,59722
Scottish Borders2£8,147742,5971
Shropshire5£10,267418,38210
Somerset9£10,472322,3338
South Ayrshire2£12,095312,81011
South Lanarkshire3£7,662627,2913
South Yorkshire14£6,510653,30026
Staffordshire10£8,107630,45715
Stirling2£11,248416,14611
Suffolk7£8,604525,38916
Surrey10£6,376644,09918
Swansea1£6,99566,6411
Tyne and Wear12£8,427534,12832
Warwickshire9£7,250545,0587
West Dunbartonshire1£8,498425,0613
West Lothian1£7,993541,5003
West Midlands16£7,772629,07433
West Sussex1£5,0001151,0004
West Yorkshire8£11,116716,65842
Wiltshire6£8,777624,47321
Worcestershire4£9,969421,7946
Wrexham1£4,4951181,9851
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