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Used Dacia Sandero on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Dacia Sandero on finance

  1. Research the Vehicle:

    • The Dacia Sandero is known for being one of the most affordable new cars in the UK. It offers practicality and value for money.
    • Familiarise yourself with the Sandero's various trim levels and engine options.
    • When looking at used models, consider the year and any subsequent changes or updates in more recent models.
  2. Searching for a Used Model:

    • To secure a trustworthy deal on a used Dacia Sandero on finance, begin with Dacia's approved-used dealerships. These vehicles often come with warranties and have undergone checks to meet Dacia's standards.
    • Broaden your search to include online car marketplaces, local dealerships, and car supermarkets to compare prices and available features.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This involves a deposit, followed by monthly payments. At the contract's end, you can pay a final amount to own the car, return it, or trade it in for another vehicle.
    • Hire Purchase (HP): After an initial deposit, you'll pay monthly instalments until the car's full value is covered. After all payments, the car belongs to you.
    • Leasing: You rent the Sandero for a set period, then return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or lender to buy the car, then repay in monthly instalments.
  4. Gather and Compare Finance Quotes:

    • Seek quotes from Dacia dealerships as well as independent finance companies. Some might offer special promotions for those looking for a used Dacia Sandero on finance.
    • Always consider the APR (Annual Percentage Rate) when comparing to understand the overall borrowing cost.
  5. The Role of Your Credit Score:

    • Your credit rating can determine the finance rates and terms you qualify for.
    • Review your credit score with UK agencies like Experian, Equifax, or TransUnion before applying. Address any inconsistencies or errors you might spot.
  6. Budgeting:

    • Settle on a monthly payment amount that aligns with your financial situation.
    • Generally, a more significant deposit can result in lower monthly payments.
  7. Understanding the Agreement:

    • If considering a PCP or lease, be aware of any mileage limitations.
    • Get clarity on potential fees for terminating the contract early or exceeding the mileage cap.
  8. Negotiation:

    • Use your research to negotiate both the car's price and the finance terms. Remember, even when procuring a used Dacia Sandero on finance, there's usually room for negotiation.
    • Concentrate on the total amount payable over the contract duration, not just monthly figures.
  9. Finalise the Deal:

    • When satisfied with the terms, finalize the necessary paperwork.
    • Read through all the terms before signing, and keep copies of every document.
  10. Insurance:

  • Secure the required car insurance before taking possession of the Sandero. Shopping around might help you get a better insurance rate.
  1. End-of-Agreement Choices:
  • For PCP: At the contract's conclusion, decide if you'll pay the balloon payment, return the car, or start a new finance deal.
  • With HP: The car is yours after all payments.
  • If leasing, ensure the car is returned in the agreed-upon condition.
  1. Consider Other Costs:
  • Factor in additional costs like road tax, servicing, and potential maintenance or repairs.

As with any significant purchase, especially one involving finance, it's crucial to ensure your choice aligns with both your current and projected financial situation. If unsure, consulting with financial professionals or trusted individuals can provide more clarity.

About the Dacia Sandero

The Dacia Sandero has made quite an impression in the automotive world by offering a unique proposition: a new car experience at an unbeatable price point. This compact hatchback breaks the mould by providing the essentials without the hefty price tag, making it a favourite among budget-conscious drivers.

Features and Specifications:

  • Value for Money: The Sandero's primary selling point is its affordability. Despite its low price, the car does not skimp on essentials, ensuring a comfortable and reliable driving experience.

  • Efficient Engines: The Dacia Sandero comes with a choice of petrol engines, each designed to be fuel-efficient and to keep running costs low.

  • Practical Design: The Sandero offers a surprisingly spacious interior and a generous boot space for a car of its size. This makes it ideal for both city commutes and weekend getaways.

  • Simple Infotainment: While it might not boast the most advanced tech on the market, the Sandero provides a straightforward and user-friendly infotainment system, ensuring drivers have access to essential entertainment and connectivity features.

  • Safety First: The Dacia Sandero is equipped with basic safety features, including multiple airbags, anti-lock brakes, and electronic stability control, ensuring peace of mind on the road.

Conclusion:

The Dacia Sandero is proof that "affordable" doesn't have to mean "basic." It offers a blend of practicality, comfort, and reliability that challenges the perception of what a budget car can be. For those who prioritize value without wanting to settle for less, the Sandero emerges as a commendable choice in the compact car segment.

Buying Guide

Want to find out everything about all Sandero models, pros and cons, what to look out for and everything else you need to know? Check out our Dacia Sandero buying guide here.

Dacia Sandero Data by County

Dacia Sandero data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All520£8,205536,8121,003
Aberdeen City3£5,599759,5544
Aberdeenshire2£7,995620,8051
Antrim1£9,250335,81315
Barking & Dagenham - Greater London1£9,699445,511-
Bedfordshire8£5,582664,87113
Berkshire4£6,084741,55511
Blaenau Gwent1£8,299538,5076
Bristol4£10,655421,56322
Bromley - Greater London2£8,834419,5006
Buckinghamshire9£8,442526,81611
Cambridgeshire11£9,112429,34914
Carmarthenshire2£7,393642,7792
Cheshire12£8,303534,66935
City of Edinburgh7£8,542535,86113
City of London - Greater London1£2,7509109,000-
Conwy1£10,995519,223-
Cornwall12£9,681425,65112
County Durham12£9,647430,66924
Craigavon11£11,440321,4027
Croydon - Greater London1£9,351423,2083
Cumbria2£7,200747,6416
Derbyshire12£8,885423,12730
Devon9£8,094531,62024
Dumfries and Galloway3£9,497440,2774
Dundee City2£4,4951073,5449
Dungannon2£9,095423,500-
Ealing - Greater London1£1,9901320,000-
East Ayrshire5£8,357532,02510
East Lothian3£10,332337,042-
East Riding of Yorkshire3£6,432653,0393
East Sussex6£9,291428,98312
Enfield - Greater London1£9,925413,3044
Essex17£7,547642,93727
Falkirk5£7,854635,5773
Fife4£8,845525,44111
Flintshire1£2,00011104,512-
Glasgow City17£9,729423,84243
Gloucestershire5£5,195860,7448
Greater Manchester39£7,527635,32851
Gwynedd1£6,495856,000-
Hampshire11£8,076629,69634
Havering - Greater London4£9,069438,6844
Herefordshire5£10,655354,3293
Hertfordshire4£10,938330,05613
Highland1£8,99865,8729
Hillingdon - Greater London2£2,7481079,1475
Hounslow - Greater London1£11,411311,7602
Inverclyde2£6,744749,4074
Isle of Anglesey1£10,999313,9371
Isle of Wight1£14,995214,0001
Kent13£8,620529,99223
Kingston upon Thames - Greater London2£8,490630,268-
Lancashire16£7,025647,86646
Larne1£5,7501131,000-
Leicestershire5£7,652528,50211
Lincolnshire13£7,643635,48610
Lisburn1£9,695334,7041
Merseyside12£8,549538,04913
Merton - Greater London1£4,995846,754-
Moray1£5,4951145,6482
Neath Port Talbot1£8,995542,555-
Newport2£8,345444,0102
Newry and Mourne3£13,09525,3504
Newtownabbey5£8,942527,5478
Norfolk6£7,922636,67413
North Ayrshire5£7,577736,2636
North Down1£11,450332,431-
North Lanarkshire8£6,931747,29414
North Yorkshire15£8,794434,17432
Northamptonshire10£9,320536,56515
Northumberland1£12,000323,4508
Nottinghamshire7£8,099526,87013
Oxfordshire4£7,471539,2233
Pembrokeshire1£8,485427,664-
Perth and Kinross3£7,028723,0951
Renfrewshire1£10,998417,0636
Rhondda Cynon Taf5£8,497542,28520
Scottish Borders1£6,250481,1333
Shropshire4£10,515322,90611
Somerset6£10,696323,1979
South Yorkshire12£6,893650,80523
Staffordshire3£6,260842,46710
Stirling3£10,998413,87710
Suffolk4£9,559427,58713
Surrey8£5,584748,39217
Tyne and Wear12£8,381529,94028
Warwickshire7£6,993550,5265
West Dunbartonshire1£1,9951093,0005
West Lothian2£6,147848,0622
West Midlands12£7,075636,76933
West Sussex1£8,499414,7924
West Yorkshire15£9,876525,04033
Wiltshire6£7,716636,46824
Worcestershire5£8,918522,8652
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