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Used Dacia Sandero on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Dacia Sandero on finance

  1. Research the Vehicle:

    • The Dacia Sandero is known for being one of the most affordable new cars in the UK. It offers practicality and value for money.
    • Familiarise yourself with the Sandero's various trim levels and engine options.
    • When looking at used models, consider the year and any subsequent changes or updates in more recent models.
  2. Searching for a Used Model:

    • To secure a trustworthy deal on a used Dacia Sandero on finance, begin with Dacia's approved-used dealerships. These vehicles often come with warranties and have undergone checks to meet Dacia's standards.
    • Broaden your search to include online car marketplaces, local dealerships, and car supermarkets to compare prices and available features.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This involves a deposit, followed by monthly payments. At the contract's end, you can pay a final amount to own the car, return it, or trade it in for another vehicle.
    • Hire Purchase (HP): After an initial deposit, you'll pay monthly instalments until the car's full value is covered. After all payments, the car belongs to you.
    • Leasing: You rent the Sandero for a set period, then return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or lender to buy the car, then repay in monthly instalments.
  4. Gather and Compare Finance Quotes:

    • Seek quotes from Dacia dealerships as well as independent finance companies. Some might offer special promotions for those looking for a used Dacia Sandero on finance.
    • Always consider the APR (Annual Percentage Rate) when comparing to understand the overall borrowing cost.
  5. The Role of Your Credit Score:

    • Your credit rating can determine the finance rates and terms you qualify for.
    • Review your credit score with UK agencies like Experian, Equifax, or TransUnion before applying. Address any inconsistencies or errors you might spot.
  6. Budgeting:

    • Settle on a monthly payment amount that aligns with your financial situation.
    • Generally, a more significant deposit can result in lower monthly payments.
  7. Understanding the Agreement:

    • If considering a PCP or lease, be aware of any mileage limitations.
    • Get clarity on potential fees for terminating the contract early or exceeding the mileage cap.
  8. Negotiation:

    • Use your research to negotiate both the car's price and the finance terms. Remember, even when procuring a used Dacia Sandero on finance, there's usually room for negotiation.
    • Concentrate on the total amount payable over the contract duration, not just monthly figures.
  9. Finalise the Deal:

    • When satisfied with the terms, finalize the necessary paperwork.
    • Read through all the terms before signing, and keep copies of every document.
  10. Insurance:

  • Secure the required car insurance before taking possession of the Sandero. Shopping around might help you get a better insurance rate.
  1. End-of-Agreement Choices:
  • For PCP: At the contract's conclusion, decide if you'll pay the balloon payment, return the car, or start a new finance deal.
  • With HP: The car is yours after all payments.
  • If leasing, ensure the car is returned in the agreed-upon condition.
  1. Consider Other Costs:
  • Factor in additional costs like road tax, servicing, and potential maintenance or repairs.

As with any significant purchase, especially one involving finance, it's crucial to ensure your choice aligns with both your current and projected financial situation. If unsure, consulting with financial professionals or trusted individuals can provide more clarity.

About the Dacia Sandero

The Dacia Sandero has made quite an impression in the automotive world by offering a unique proposition: a new car experience at an unbeatable price point. This compact hatchback breaks the mould by providing the essentials without the hefty price tag, making it a favourite among budget-conscious drivers.

Features and Specifications:

  • Value for Money: The Sandero's primary selling point is its affordability. Despite its low price, the car does not skimp on essentials, ensuring a comfortable and reliable driving experience.

  • Efficient Engines: The Dacia Sandero comes with a choice of petrol engines, each designed to be fuel-efficient and to keep running costs low.

  • Practical Design: The Sandero offers a surprisingly spacious interior and a generous boot space for a car of its size. This makes it ideal for both city commutes and weekend getaways.

  • Simple Infotainment: While it might not boast the most advanced tech on the market, the Sandero provides a straightforward and user-friendly infotainment system, ensuring drivers have access to essential entertainment and connectivity features.

  • Safety First: The Dacia Sandero is equipped with basic safety features, including multiple airbags, anti-lock brakes, and electronic stability control, ensuring peace of mind on the road.

Conclusion:

The Dacia Sandero is proof that "affordable" doesn't have to mean "basic." It offers a blend of practicality, comfort, and reliability that challenges the perception of what a budget car can be. For those who prioritize value without wanting to settle for less, the Sandero emerges as a commendable choice in the compact car segment.

Buying Guide

Want to find out everything about all Sandero models, pros and cons, what to look out for and everything else you need to know? Check out our Dacia Sandero buying guide here.

Dacia Sandero Data by County

Dacia Sandero data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All616£8,176535,2381,393
Aberdeenshire5£10,699318,2359
Angus4£9,745415,70321
Ayrshire11£9,350430,39920
Bedfordshire13£5,024762,31811
Berkshire4£8,214638,98810
Blaenau Gwent2£8,249542,7184
Borders3£8,099453,8193
Bridgend1£11,495312,5904
Bristol12£8,895529,97819
Buckinghamshire4£6,378725,96918
Caerphilly1£2,9901249,9403
Cambridgeshire11£8,019534,9008
Cardiff10£10,109320,81310
Cheshire16£8,193531,40127
Conwy2£9,743425,6364
Cornwall9£7,403644,72218
County Antrim3£7,828633,05726
County Armagh1£5,450738,60418
County Down2£8,743517,9233
County Durham6£8,215427,64529
County Londonderry1£7,795580,7366
County Tyrone1£7,795530,0001
Cumbria4£11,768311,2587
Derbyshire21£7,797531,10431
Devon13£7,087635,89823
Dorset2£8,566729,25514
Dumfries & Galloway3£11,165331,5969
Dunbartonshire3£9,998323,56517
East Riding of Yorkshire13£7,779735,81333
East Sussex5£10,196410,83411
Essex19£7,739540,17227
Falkirk3£6,160840,9745
Fife7£6,730739,59014
Gloucestershire9£6,690646,9228
Greater London14£6,771640,45542
Greater Manchester34£7,497633,17270
Gwynedd1£6,495856,000-
Hampshire15£8,141628,52434
Herefordshire1£11,69526,4358
Hertfordshire10£8,575539,13719
Inverclyde2£4,1401152,5176
Isle of Anglesey1£10,999315,999-
Isle of Wight1£13,995214,0003
Kent17£8,534532,85132
Lanarkshire32£8,948530,508150
Lancashire25£6,550748,73657
Leicestershire3£4,881851,24611
Lincolnshire12£8,308533,02227
Merseyside10£10,727323,10547
Midlothian10£7,200540,60712
Monmouthshire1£7,299464,2391
Moray1£9,998321,54114
Neath Port Talbot3£8,328636,0161
Newport4£8,271534,68210
Norfolk6£7,705534,03218
North Yorkshire15£8,649529,43925
Northamptonshire6£9,670529,15118
Northumberland4£7,737748,7027
Nottinghamshire6£7,323544,56821
Oxfordshire2£7,575641,0496
Pembrokeshire1£3,9909110,2521
Perth & Kinross1£15,9980125
Renfrewshire3£8,498637,4972
Rhondda Cynon Taf9£9,195430,24011
Shropshire6£11,413322,91710
Somerset9£6,985731,9018
South Yorkshire15£8,298436,17824
Staffordshire12£6,956631,80325
Stirling4£11,998215,72527
Suffolk5£7,427633,7719
Surrey11£8,675536,64013
Swansea10£8,804523,97920
Torfaen1£6,995459,5393
Tyne and Wear13£7,498632,15433
Warwickshire5£5,469843,65013
West Lothian2£5,598752,5094
West Midlands15£9,133521,15321
West Sussex1£7,499611,7003
West Yorkshire17£7,005637,40333
Wiltshire8£6,768744,33213
Worcestershire6£6,195724,3454
Wrexham2£3,8951078,9931
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