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Used Dacia Sandero on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Dacia Sandero on finance

  1. Research the Vehicle:

    • The Dacia Sandero is known for being one of the most affordable new cars in the UK. It offers practicality and value for money.
    • Familiarise yourself with the Sandero's various trim levels and engine options.
    • When looking at used models, consider the year and any subsequent changes or updates in more recent models.
  2. Searching for a Used Model:

    • To secure a trustworthy deal on a used Dacia Sandero on finance, begin with Dacia's approved-used dealerships. These vehicles often come with warranties and have undergone checks to meet Dacia's standards.
    • Broaden your search to include online car marketplaces, local dealerships, and car supermarkets to compare prices and available features.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This involves a deposit, followed by monthly payments. At the contract's end, you can pay a final amount to own the car, return it, or trade it in for another vehicle.
    • Hire Purchase (HP): After an initial deposit, you'll pay monthly instalments until the car's full value is covered. After all payments, the car belongs to you.
    • Leasing: You rent the Sandero for a set period, then return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or lender to buy the car, then repay in monthly instalments.
  4. Gather and Compare Finance Quotes:

    • Seek quotes from Dacia dealerships as well as independent finance companies. Some might offer special promotions for those looking for a used Dacia Sandero on finance.
    • Always consider the APR (Annual Percentage Rate) when comparing to understand the overall borrowing cost.
  5. The Role of Your Credit Score:

    • Your credit rating can determine the finance rates and terms you qualify for.
    • Review your credit score with UK agencies like Experian, Equifax, or TransUnion before applying. Address any inconsistencies or errors you might spot.
  6. Budgeting:

    • Settle on a monthly payment amount that aligns with your financial situation.
    • Generally, a more significant deposit can result in lower monthly payments.
  7. Understanding the Agreement:

    • If considering a PCP or lease, be aware of any mileage limitations.
    • Get clarity on potential fees for terminating the contract early or exceeding the mileage cap.
  8. Negotiation:

    • Use your research to negotiate both the car's price and the finance terms. Remember, even when procuring a used Dacia Sandero on finance, there's usually room for negotiation.
    • Concentrate on the total amount payable over the contract duration, not just monthly figures.
  9. Finalise the Deal:

    • When satisfied with the terms, finalize the necessary paperwork.
    • Read through all the terms before signing, and keep copies of every document.
  10. Insurance:

  • Secure the required car insurance before taking possession of the Sandero. Shopping around might help you get a better insurance rate.
  1. End-of-Agreement Choices:
  • For PCP: At the contract's conclusion, decide if you'll pay the balloon payment, return the car, or start a new finance deal.
  • With HP: The car is yours after all payments.
  • If leasing, ensure the car is returned in the agreed-upon condition.
  1. Consider Other Costs:
  • Factor in additional costs like road tax, servicing, and potential maintenance or repairs.

As with any significant purchase, especially one involving finance, it's crucial to ensure your choice aligns with both your current and projected financial situation. If unsure, consulting with financial professionals or trusted individuals can provide more clarity.

About the Dacia Sandero

The Dacia Sandero has made quite an impression in the automotive world by offering a unique proposition: a new car experience at an unbeatable price point. This compact hatchback breaks the mould by providing the essentials without the hefty price tag, making it a favourite among budget-conscious drivers.

Features and Specifications:

  • Value for Money: The Sandero's primary selling point is its affordability. Despite its low price, the car does not skimp on essentials, ensuring a comfortable and reliable driving experience.

  • Efficient Engines: The Dacia Sandero comes with a choice of petrol engines, each designed to be fuel-efficient and to keep running costs low.

  • Practical Design: The Sandero offers a surprisingly spacious interior and a generous boot space for a car of its size. This makes it ideal for both city commutes and weekend getaways.

  • Simple Infotainment: While it might not boast the most advanced tech on the market, the Sandero provides a straightforward and user-friendly infotainment system, ensuring drivers have access to essential entertainment and connectivity features.

  • Safety First: The Dacia Sandero is equipped with basic safety features, including multiple airbags, anti-lock brakes, and electronic stability control, ensuring peace of mind on the road.

Conclusion:

The Dacia Sandero is proof that "affordable" doesn't have to mean "basic." It offers a blend of practicality, comfort, and reliability that challenges the perception of what a budget car can be. For those who prioritize value without wanting to settle for less, the Sandero emerges as a commendable choice in the compact car segment.

Buying Guide

Want to find out everything about all Sandero models, pros and cons, what to look out for and everything else you need to know? Check out our Dacia Sandero buying guide here.

Dacia Sandero Data by County

Dacia Sandero data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All626£8,327636,2161,215
Aberdeen City2£5,748860,0985
Aberdeenshire1£9,495517,6782
Angus1£9,495328,9835
Antrim3£9,262322,18515
Banbridge1£5,995839,266-
Barking & Dagenham - Greater London1£9,699445,511-
Barnet - Greater London2£10,581314,4001
Bedfordshire14£5,236760,3378
Belfast1£3,2501163,0002
Berkshire5£6,774940,78910
Blaenau Gwent2£9,299523,2547
Bristol6£7,347629,64616
Bromley - Greater London2£11,400413,9143
Buckinghamshire12£8,051533,64812
Cambridgeshire11£8,658530,90425
Cardiff1£11,499313,5593
Carmarthenshire2£7,493642,7796
Cheshire19£8,242537,25734
City of Edinburgh5£10,074425,79418
City of London - Greater London4£9,574417,93413
Conwy1£10,995519,223-
Cornwall12£9,362531,76116
County Durham15£9,932327,36329
Craigavon3£9,480445,2919
Cumbria3£8,813636,0925
Derbyshire13£9,242425,11738
Devon9£7,635643,05626
Dorset3£7,262745,8152
Dumfries and Galloway3£9,497440,2775
Dundee City6£6,454844,81413
Dungannon2£9,545423,500-
Ealing - Greater London1£2,4901320,000-
East Ayrshire10£9,076531,07812
East Dunbartonshire1£11,498318,727-
East Lothian3£10,466332,1291
East Riding of Yorkshire14£9,025534,12625
East Sussex6£8,232636,70415
Enfield - Greater London1£10,94238,6193
Essex18£8,784436,32027
Falkirk5£7,144743,8995
Fife4£5,704753,6248
Flintshire1£2,29011104,5122
Glasgow City20£10,096424,70633
Gloucestershire6£4,249965,05814
Greater Manchester38£8,221632,03461
Gwynedd1£6,495856,000-
Hampshire18£8,616532,29936
Havering - Greater London3£10,040422,8981
Herefordshire3£10,430361,5743
Hertfordshire7£9,768629,85313
Highland1£7,998462,1669
Hillingdon - Greater London2£3,0451079,1478
Hounslow - Greater London1£9,174336,5142
Inverclyde3£6,326747,3364
Isle of Wight2£10,495637,905-
Kent18£7,091642,09122
Kingston upon Thames - Greater London1£5,190946,735-
Lancashire21£7,406644,90355
Leicestershire8£8,563531,7748
Lincolnshire8£8,998526,41013
Lisburn1£6,990623,0001
Magherafelt1£4,995954,000-
Merseyside18£9,469424,97837
Monmouthshire1£7,299464,2391
Moray1£5,4951145,6482
Neath Port Talbot1£8,995542,5551
Newport6£6,490745,6113
Newry and Mourne2£9,895518,8152
Newtownabbey3£7,530635,0266
Norfolk5£8,289431,99318
North Ayrshire3£10,364331,3046
North Down1£11,450332,4311
North Lanarkshire9£6,358850,95621
North Yorkshire16£8,674433,57335
Northamptonshire11£9,707532,81720
Northumberland2£9,096528,1006
Nottinghamshire10£7,362631,93118
Oxfordshire2£7,849541,0176
Pembrokeshire2£6,673768,958-
Perth and Kinross2£5,395925,0971
Renfrewshire2£10,498417,2998
Rhondda Cynon Taf3£8,803641,76526
Scottish Borders1£6,295747,0001
Shropshire7£19,250317,58510
Somerset9£10,472322,3339
South Ayrshire1£10,495321,00011
South Lanarkshire3£8,327626,8793
South Yorkshire16£6,606650,88424
Staffordshire10£8,673525,26817
Stirling3£11,331318,98610
Suffolk8£8,384524,78216
Surrey8£6,128745,38421
Swansea3£6,996721,1402
Tyne and Wear15£8,500531,70436
Warwickshire10£7,460542,8689
West Dunbartonshire1£8,998425,0614
West Lothian2£8,994526,2504
West Midlands17£7,732632,54838
West Yorkshire9£10,102826,53844
Wiltshire6£9,194620,56720
Worcestershire4£9,969421,7948
Wrexham1£4,4951181,9851
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