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Used Citroen C1 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Citroen C1 on finance

Compact and stylish, the Citroën C1 is a popular city car known for its economic fuel consumption and maneuverability. For those considering financing a used model, this guide provides a straightforward pathway to navigate through the financial aspects of the purchase.


1. Assessing Your Financial Capacity

a. Budgeting:
  • Set a realistic budget, including potential monthly repayments, insurance, and running costs.
b. Credit Score Check:
  • Ensure your credit score is in good shape to secure better financing deals.

2. Exploring Financing Options

a. Personal Loan:
  • Borrowing from banks or credit unions, ensuring you understand the interest rates and terms.
b. Hire Purchase (HP):
  • A deposit, followed by monthly payments, and the car is yours after the final installment.
c. Personal Contract Purchase (PCP):
  • Lower monthly repayments with multiple end-of-agreement choices.
d. Leasing:
  • Paying monthly to use the car and return it at the end of the agreement.
e. Dealer Finance:
  • Financing through the car dealership, sometimes offering promotional deals.

3. Selecting the Suitable Citroën C1 Model

a. Model Variants:
  • Choose a variant that aligns with your utility and budget.
b. Vehicle Inspection:
  • Ensure a thorough check for vehicle condition and history.

4. Negotiating and Finalizing the Deal

a. Price Discussion:
  • Use market research to bargain the price effectively.
b. Contract Scrutiny:
  • Understand every detail of the contract before signing.

5. Ownership Responsibilities

a. Maintenance:
  • Adhere to a maintenance schedule to preserve the car’s condition.
b. Insurance:
  • Choose an insurance policy that provides ample coverage without being financially burdensome.
c. Loan Management:
  • Ensure timely payments of your loan or finance dues.

6. Tips for Sustainable Ownership

a. Mitigating Depreciation:
  • Maintain the vehicle’s condition to safeguard its resale value.
b. Usage and Care:
  • Optimize usage to ensure the vehicle serves your purposes while being well-maintained.

Conclusion

Successfully financing a used Citroën C1 not only involves strategic financial planning but also an understanding of available finance options, meticulous selection of the vehicle, and disciplined ownership. By following a structured guide, the pathway to owning your Citroën C1 can be both smooth and financially sound, ensuring your experience from purchase to daily usage is both delightful and hassle-free.

About the Citroen C1

The Citroën C1 is renowned for being a cheerful and charismatic compact car. Suited for urban landscapes, its compact dimensions, lively character, and economical performance make it a popular choice among city dwellers and new drivers. Let's delve deeper into the attributes of the C1 and understand why it stands out in the crowded city car segment.

Key Features and Specifications

  • Compact and Agile: With its petite footprint, the C1 can navigate through tight city streets and easily slot into limited parking spaces.
  • Economical Engines: Available with a range of fuel-efficient petrol engines, the C1 promises reduced fuel bills and CO2 emissions.
  • Stylish Design: The C1 boasts a chic and modern design, featuring vibrant color options and distinctively Citroën design cues.
  • Modern Infotainment: Despite its budget-friendly positioning, the C1 comes equipped with a touchscreen infotainment system, DAB radio, and smartphone integration.
  • Safety Features: Citroën ensures the safety of its passengers with features like hill-start assist, speed limiter, and optional reversing camera.

Competitor Models

The city car segment is fiercely competitive. The Citroën C1 faces rivalry from models such as the Toyota Aygo, Peugeot 108, Skoda Citigo, and the Hyundai i10. While these competitors have their unique selling points, the C1 stands out for its distinct design, brand heritage, and value proposition.

In summary, the Citroën C1 is an ideal choice for those looking for a stylish, affordable, and efficient city car. By financing your purchase, you can enjoy all the benefits of owning a C1 without the hefty upfront costs.

Buying Guide

Want to find out everything about all C1 models, pros and cons, what to look out for and everything else you need to know? Check out our Citroen C1 buying guide here.

Citroen C1 Data by County

Citroen C1 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All717£5,960949,4301,088
Aberdeen City1£9,498519,4913
Angus1£3,4951288,5523
Antrim4£8,421631,6256
Ards2£8,288726,5182
Bedfordshire11£5,0501051,14729
Berkshire4£4,3601056,9169
Bexley - Greater London2£8,895126,5002
Bridgend2£4,6451064,125-
Bristol8£5,7571041,78128
Buckinghamshire4£4,3161255,84523
Caerphilly1£1,9951560,0005
Cambridgeshire16£6,202940,56118
Cardiff4£8,524717,6003
Carmarthenshire4£8,245730,2116
Ceredigion1£4,995965,4894
Cheshire24£5,5381046,14335
City of Edinburgh11£7,126842,22712
City of London - Greater London6£5,892937,1488
Coleraine1£5,795864,5001
Conwy1£4,9951173,0002
Cornwall5£5,0351150,1346
County Durham23£5,384951,23326
Croydon - Greater London4£3,6151355,5923
Cumbria5£8,175627,5128
Derbyshire9£6,778838,23424
Devon12£5,9841045,86426
Dorset12£6,3781044,17019
Dumfries and Galloway3£9,264715,7331
Dundee City2£4,99510357,8794
Ealing - Greater London1£3,6951150,000-
East Ayrshire2£4,3491170,1092
East Dunbartonshire1£9,498527,7771
East Riding of Yorkshire6£5,579950,03211
East Sussex10£7,2261044,15219
Enfield - Greater London1£2,4951056,142-
Essex20£4,4971058,35725
Falkirk1£7,498751,3695
Fife1£3,9951165,7887
Glasgow City6£6,0141048,79215
Gloucestershire8£5,0711068,84610
Greater Manchester42£5,4551052,09960
Greenwich - Greater London1£6,490727,977-
Hampshire24£5,2231148,00230
Harrow - Greater London1£7,450926,2503
Havering - Greater London4£6,511941,7185
Herefordshire1£2,4951850,5006
Hertfordshire12£5,6331048,01916
Highland1£8,998538,3176
Hillingdon - Greater London2£2,9231182,9257
Inverclyde1£3,4901330,5882
Isle of Wight5£7,775942,5983
Kent26£4,9251255,23625
Lancashire44£5,881941,87555
Leicestershire13£4,2901160,58019
Limavady2£6,498655,000-
Lincolnshire10£5,562950,83914
Merseyside7£6,431937,54514
Merton - Greater London2£3,9951182,500-
Monmouthshire1£2,4501574,1003
Neath Port Talbot5£6,595849,6003
Newport3£6,830843,8327
Newtownabbey1£6,995815,0005
Norfolk10£5,4551043,32916
North Down1£10,99564,7041
North Lanarkshire3£4,4121056,0204
North Yorkshire8£6,604835,80616
Northamptonshire7£5,5591048,0257
Northumberland2£4,6251260,1689
Nottinghamshire13£6,814834,29131
Oxfordshire6£7,391732,9994
Pembrokeshire4£7,011940,471-
Perth and Kinross1£9,498624,294-
Renfrewshire3£8,547622,2904
Rhondda Cynon Taf5£4,9411061,7786
Scottish Borders2£4,4951065,0001
Shropshire6£4,4051158,3358
Somerset14£5,9311044,02418
South Ayrshire1£4,9991144,7393
South Lanarkshire2£9,245527,7261
South Yorkshire27£4,7381157,69635
Staffordshire18£5,0941049,26125
Stirling1£8,998630,9521
Suffolk10£7,043829,82613
Surrey11£4,8931159,60412
Swansea7£5,654955,0979
The Vale of Glamorgan1£5,7501129,4002
Tyne and Wear10£7,326829,48927
Warwickshire3£5,2631242,9827
West Lothian5£7,495834,1545
West Midlands31£4,9431155,86140
West Sussex7£6,280951,60917
West Yorkshire32£4,8631155,77545
Wiltshire5£5,9551064,24014
Worcestershire12£5,0151150,75213
Wrexham1£5,500942,933-
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