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Used Citroen C1 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Citroen C1 on finance

Compact and stylish, the Citroën C1 is a popular city car known for its economic fuel consumption and maneuverability. For those considering financing a used model, this guide provides a straightforward pathway to navigate through the financial aspects of the purchase.


1. Assessing Your Financial Capacity

a. Budgeting:
  • Set a realistic budget, including potential monthly repayments, insurance, and running costs.
b. Credit Score Check:
  • Ensure your credit score is in good shape to secure better financing deals.

2. Exploring Financing Options

a. Personal Loan:
  • Borrowing from banks or credit unions, ensuring you understand the interest rates and terms.
b. Hire Purchase (HP):
  • A deposit, followed by monthly payments, and the car is yours after the final installment.
c. Personal Contract Purchase (PCP):
  • Lower monthly repayments with multiple end-of-agreement choices.
d. Leasing:
  • Paying monthly to use the car and return it at the end of the agreement.
e. Dealer Finance:
  • Financing through the car dealership, sometimes offering promotional deals.

3. Selecting the Suitable Citroën C1 Model

a. Model Variants:
  • Choose a variant that aligns with your utility and budget.
b. Vehicle Inspection:
  • Ensure a thorough check for vehicle condition and history.

4. Negotiating and Finalizing the Deal

a. Price Discussion:
  • Use market research to bargain the price effectively.
b. Contract Scrutiny:
  • Understand every detail of the contract before signing.

5. Ownership Responsibilities

a. Maintenance:
  • Adhere to a maintenance schedule to preserve the car’s condition.
b. Insurance:
  • Choose an insurance policy that provides ample coverage without being financially burdensome.
c. Loan Management:
  • Ensure timely payments of your loan or finance dues.

6. Tips for Sustainable Ownership

a. Mitigating Depreciation:
  • Maintain the vehicle’s condition to safeguard its resale value.
b. Usage and Care:
  • Optimize usage to ensure the vehicle serves your purposes while being well-maintained.

Conclusion

Successfully financing a used Citroën C1 not only involves strategic financial planning but also an understanding of available finance options, meticulous selection of the vehicle, and disciplined ownership. By following a structured guide, the pathway to owning your Citroën C1 can be both smooth and financially sound, ensuring your experience from purchase to daily usage is both delightful and hassle-free.

About the Citroen C1

The Citroën C1 is renowned for being a cheerful and charismatic compact car. Suited for urban landscapes, its compact dimensions, lively character, and economical performance make it a popular choice among city dwellers and new drivers. Let's delve deeper into the attributes of the C1 and understand why it stands out in the crowded city car segment.

Key Features and Specifications

  • Compact and Agile: With its petite footprint, the C1 can navigate through tight city streets and easily slot into limited parking spaces.
  • Economical Engines: Available with a range of fuel-efficient petrol engines, the C1 promises reduced fuel bills and CO2 emissions.
  • Stylish Design: The C1 boasts a chic and modern design, featuring vibrant color options and distinctively Citroën design cues.
  • Modern Infotainment: Despite its budget-friendly positioning, the C1 comes equipped with a touchscreen infotainment system, DAB radio, and smartphone integration.
  • Safety Features: Citroën ensures the safety of its passengers with features like hill-start assist, speed limiter, and optional reversing camera.

Competitor Models

The city car segment is fiercely competitive. The Citroën C1 faces rivalry from models such as the Toyota Aygo, Peugeot 108, Skoda Citigo, and the Hyundai i10. While these competitors have their unique selling points, the C1 stands out for its distinct design, brand heritage, and value proposition.

In summary, the Citroën C1 is an ideal choice for those looking for a stylish, affordable, and efficient city car. By financing your purchase, you can enjoy all the benefits of owning a C1 without the hefty upfront costs.

Buying Guide

Want to find out everything about all C1 models, pros and cons, what to look out for and everything else you need to know? Check out our Citroen C1 buying guide here.

Citroen C1 Data by County

Citroen C1 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All688£5,969946,5001,255
Aberdeenshire5£7,096829,3564
Angus4£5,3701051,1521
Ayrshire3£5,0781052,21810
Bedfordshire15£3,4471262,81528
Berkshire6£6,373846,7078
Blaenau Gwent2£6,245960,9036
Borders1£4,4951075,0002
Bridgend4£6,162941,1304
Bristol10£3,4751264,44032
Buckinghamshire18£4,3641161,59729
Cambridgeshire11£5,0191151,48722
Cardiff3£5,915840,39111
Carmarthenshire6£7,995736,7741
Ceredigion1£7,52097,3691
Cheshire17£4,6361054,58326
Conwy1£2,5951473,000-
Cornwall9£7,363745,5329
County Antrim4£4,4531261,44215
County Down2£4,9151150,6072
County Durham14£5,252956,39142
County Londonderry3£6,250844,3262
County Tyrone1£3,99511104,000-
Cumbria4£8,116735,2248
Denbighshire1£10,995511,7702
Derbyshire13£6,248944,87031
Devon14£6,457949,68524
Dorset10£5,4551046,70517
Dumfries & Galloway2£9,695610,8102
East Lothian1£6,995637,7752
East Riding of Yorkshire7£6,647940,7338
East Sussex11£7,019940,89022
Essex18£4,8811159,58630
Falkirk1£9,690517,6683
Fife3£7,146738,0146
Flintshire2£4,1451255,5001
Gloucestershire2£5,995939,5009
Greater London17£4,7451057,03837
Greater Manchester43£4,8751057,14069
Hampshire25£5,6491148,96033
Herefordshire1£5,4951134,4454
Hertfordshire11£6,249937,82113
Highland2£8,897529,3431
Isle of Anglesey1£2,9951163,020-
Isle of Wight2£10,495727,8503
Kent20£5,9481146,14428
Lanarkshire10£6,846931,53627
Lancashire35£5,5041051,04164
Leicestershire9£5,852947,20621
Lincolnshire13£5,319947,34513
Merseyside8£7,264831,48916
Midlothian2£7,248832,77512
Monmouthshire2£5,7951025,9751
Moray1£9,495613,788-
Neath Port Talbot4£5,845957,0004
Newport4£5,024971,4263
Norfolk8£5,3331049,71213
North Yorkshire10£6,236837,01411
Northamptonshire9£5,577855,47313
Northumberland13£5,302950,33614
Nottinghamshire12£6,211951,42919
Oxfordshire3£6,403841,7639
Pembrokeshire2£4,5231163,5871
Perth & Kinross1£3,990972,1015
Renfrewshire2£8,748637,8076
Rhondda Cynon Taf6£5,747847,6285
Shropshire6£4,7811061,35510
Somerset10£5,1841154,37720
South Yorkshire28£4,3191158,60544
Staffordshire13£5,8351039,07529
Stirling2£5,499842,7133
Suffolk4£3,6441267,69723
Surrey13£6,818930,76713
Swansea9£6,720841,82211
Tyne and Wear17£4,5141062,18352
Vale of Glamorgan2£5,990924,8934
Warwickshire3£7,020635,3938
West Midlands29£4,8961156,18457
West Sussex3£7,128743,15123
West Yorkshire27£5,550945,01657
Wiltshire5£7,406831,32112
Worcestershire10£4,8361250,90723
Wrexham2£4,2501249,4291
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