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Used Citroen C1 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Citroen C1 on finance

Compact and stylish, the Citroën C1 is a popular city car known for its economic fuel consumption and maneuverability. For those considering financing a used model, this guide provides a straightforward pathway to navigate through the financial aspects of the purchase.


1. Assessing Your Financial Capacity

a. Budgeting:
  • Set a realistic budget, including potential monthly repayments, insurance, and running costs.
b. Credit Score Check:
  • Ensure your credit score is in good shape to secure better financing deals.

2. Exploring Financing Options

a. Personal Loan:
  • Borrowing from banks or credit unions, ensuring you understand the interest rates and terms.
b. Hire Purchase (HP):
  • A deposit, followed by monthly payments, and the car is yours after the final installment.
c. Personal Contract Purchase (PCP):
  • Lower monthly repayments with multiple end-of-agreement choices.
d. Leasing:
  • Paying monthly to use the car and return it at the end of the agreement.
e. Dealer Finance:
  • Financing through the car dealership, sometimes offering promotional deals.

3. Selecting the Suitable Citroën C1 Model

a. Model Variants:
  • Choose a variant that aligns with your utility and budget.
b. Vehicle Inspection:
  • Ensure a thorough check for vehicle condition and history.

4. Negotiating and Finalizing the Deal

a. Price Discussion:
  • Use market research to bargain the price effectively.
b. Contract Scrutiny:
  • Understand every detail of the contract before signing.

5. Ownership Responsibilities

a. Maintenance:
  • Adhere to a maintenance schedule to preserve the car’s condition.
b. Insurance:
  • Choose an insurance policy that provides ample coverage without being financially burdensome.
c. Loan Management:
  • Ensure timely payments of your loan or finance dues.

6. Tips for Sustainable Ownership

a. Mitigating Depreciation:
  • Maintain the vehicle’s condition to safeguard its resale value.
b. Usage and Care:
  • Optimize usage to ensure the vehicle serves your purposes while being well-maintained.

Conclusion

Successfully financing a used Citroën C1 not only involves strategic financial planning but also an understanding of available finance options, meticulous selection of the vehicle, and disciplined ownership. By following a structured guide, the pathway to owning your Citroën C1 can be both smooth and financially sound, ensuring your experience from purchase to daily usage is both delightful and hassle-free.

About the Citroen C1

The Citroën C1 is renowned for being a cheerful and charismatic compact car. Suited for urban landscapes, its compact dimensions, lively character, and economical performance make it a popular choice among city dwellers and new drivers. Let's delve deeper into the attributes of the C1 and understand why it stands out in the crowded city car segment.

Key Features and Specifications

  • Compact and Agile: With its petite footprint, the C1 can navigate through tight city streets and easily slot into limited parking spaces.
  • Economical Engines: Available with a range of fuel-efficient petrol engines, the C1 promises reduced fuel bills and CO2 emissions.
  • Stylish Design: The C1 boasts a chic and modern design, featuring vibrant color options and distinctively Citroën design cues.
  • Modern Infotainment: Despite its budget-friendly positioning, the C1 comes equipped with a touchscreen infotainment system, DAB radio, and smartphone integration.
  • Safety Features: Citroën ensures the safety of its passengers with features like hill-start assist, speed limiter, and optional reversing camera.

Competitor Models

The city car segment is fiercely competitive. The Citroën C1 faces rivalry from models such as the Toyota Aygo, Peugeot 108, Skoda Citigo, and the Hyundai i10. While these competitors have their unique selling points, the C1 stands out for its distinct design, brand heritage, and value proposition.

In summary, the Citroën C1 is an ideal choice for those looking for a stylish, affordable, and efficient city car. By financing your purchase, you can enjoy all the benefits of owning a C1 without the hefty upfront costs.

Buying Guide

Want to find out everything about all C1 models, pros and cons, what to look out for and everything else you need to know? Check out our Citroen C1 buying guide here.

Citroen C1 Data by County

Citroen C1 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All642£5,7491047,7871,286
Aberdeenshire2£8,395910,7506
Angus1£4,995966,1202
Ayrshire4£6,297849,3459
Bedfordshire10£2,6271374,55925
Berkshire3£4,492958,67610
Blaenau Gwent3£4,9941065,0583
Borders1£4,4951075,0002
Bridgend4£6,162941,1303
Bristol7£3,7621250,13724
Buckinghamshire13£4,2431257,33020
Caerphilly1£3,4901075,1005
Cambridgeshire11£4,9361254,69226
Cardiff6£4,0641343,0659
Carmarthenshire5£9,195532,5772
Ceredigion1£7,52097,369-
Cheshire15£5,413943,76830
Conwy1£2,9951473,0001
Cornwall4£5,1701152,2559
County Antrim2£4,6701260,10013
County Durham12£4,1331069,28545
County Londonderry2£6,250958,5003
Cumbria4£7,803737,9769
Denbighshire2£10,495511,0921
Derbyshire11£5,5741045,49327
Devon11£7,401942,43126
Dorset11£5,9411042,98321
Dumfries & Galloway2£9,673610,8102
East Riding of Yorkshire6£5,8681041,58612
East Sussex12£7,424942,02730
Essex16£4,7451161,62531
Fife4£6,683951,3002
Flintshire1£4,9951046,0003
Gloucestershire4£5,4201144,00110
Greater London22£5,1301052,64328
Greater Manchester41£4,8861154,14480
Hampshire26£5,5111045,19237
Herefordshire3£4,5951148,1482
Hertfordshire7£5,5511052,34615
Isle of Anglesey1£2,9951163,020-
Isle of Wight5£8,995824,9202
Kent15£6,1941047,09733
Lanarkshire8£6,460946,87029
Lancashire40£5,821945,27168
Leicestershire6£5,305945,61421
Lincolnshire9£5,552945,07615
Merseyside9£7,251834,06520
Merthyr Tydfil2£5,320951,674-
Midlothian9£5,831953,8606
Moray1£9,495613,788-
Neath Port Talbot5£5,975955,0004
Newport3£5,999961,0964
Norfolk2£4,6231260,71920
North Yorkshire9£5,0431053,31810
Northamptonshire6£3,9881166,48212
Northumberland7£6,085939,67214
Nottinghamshire8£5,4891058,54420
Oxfordshire2£7,995625,6139
Pembrokeshire3£6,581945,6461
Perth & Kinross3£5,662856,6524
Renfrewshire3£8,831631,7906
Rhondda Cynon Taf5£4,0971061,9947
Shropshire5£5,368958,69312
Somerset15£5,4621041,78318
South Yorkshire19£4,3221253,67047
Staffordshire14£5,897940,78332
Stirling1£4,750943,4283
Suffolk9£4,0141060,71416
Surrey5£5,420937,62530
Swansea10£6,687946,40212
Torfaen1£9,99556,5003
Tyne and Wear20£5,1451059,04839
Vale of Glamorgan3£6,657922,8883
Warwickshire5£5,631939,8605
West Lothian3£5,1271068,45010
West Midlands25£4,5531166,23054
West Sussex8£6,103944,39219
West Yorkshire27£5,5171045,45564
Wiltshire7£4,8921148,82011
Worcestershire11£4,4571253,39418
Wrexham2£4,3751249,4292
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