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Used Citroen C1 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Citroen C1 on finance

Compact and stylish, the Citroën C1 is a popular city car known for its economic fuel consumption and maneuverability. For those considering financing a used model, this guide provides a straightforward pathway to navigate through the financial aspects of the purchase.


1. Assessing Your Financial Capacity

a. Budgeting:
  • Set a realistic budget, including potential monthly repayments, insurance, and running costs.
b. Credit Score Check:
  • Ensure your credit score is in good shape to secure better financing deals.

2. Exploring Financing Options

a. Personal Loan:
  • Borrowing from banks or credit unions, ensuring you understand the interest rates and terms.
b. Hire Purchase (HP):
  • A deposit, followed by monthly payments, and the car is yours after the final installment.
c. Personal Contract Purchase (PCP):
  • Lower monthly repayments with multiple end-of-agreement choices.
d. Leasing:
  • Paying monthly to use the car and return it at the end of the agreement.
e. Dealer Finance:
  • Financing through the car dealership, sometimes offering promotional deals.

3. Selecting the Suitable Citroën C1 Model

a. Model Variants:
  • Choose a variant that aligns with your utility and budget.
b. Vehicle Inspection:
  • Ensure a thorough check for vehicle condition and history.

4. Negotiating and Finalizing the Deal

a. Price Discussion:
  • Use market research to bargain the price effectively.
b. Contract Scrutiny:
  • Understand every detail of the contract before signing.

5. Ownership Responsibilities

a. Maintenance:
  • Adhere to a maintenance schedule to preserve the car’s condition.
b. Insurance:
  • Choose an insurance policy that provides ample coverage without being financially burdensome.
c. Loan Management:
  • Ensure timely payments of your loan or finance dues.

6. Tips for Sustainable Ownership

a. Mitigating Depreciation:
  • Maintain the vehicle’s condition to safeguard its resale value.
b. Usage and Care:
  • Optimize usage to ensure the vehicle serves your purposes while being well-maintained.

Conclusion

Successfully financing a used Citroën C1 not only involves strategic financial planning but also an understanding of available finance options, meticulous selection of the vehicle, and disciplined ownership. By following a structured guide, the pathway to owning your Citroën C1 can be both smooth and financially sound, ensuring your experience from purchase to daily usage is both delightful and hassle-free.

About the Citroen C1

The Citroën C1 is renowned for being a cheerful and charismatic compact car. Suited for urban landscapes, its compact dimensions, lively character, and economical performance make it a popular choice among city dwellers and new drivers. Let's delve deeper into the attributes of the C1 and understand why it stands out in the crowded city car segment.

Key Features and Specifications

  • Compact and Agile: With its petite footprint, the C1 can navigate through tight city streets and easily slot into limited parking spaces.
  • Economical Engines: Available with a range of fuel-efficient petrol engines, the C1 promises reduced fuel bills and CO2 emissions.
  • Stylish Design: The C1 boasts a chic and modern design, featuring vibrant color options and distinctively Citroën design cues.
  • Modern Infotainment: Despite its budget-friendly positioning, the C1 comes equipped with a touchscreen infotainment system, DAB radio, and smartphone integration.
  • Safety Features: Citroën ensures the safety of its passengers with features like hill-start assist, speed limiter, and optional reversing camera.

Competitor Models

The city car segment is fiercely competitive. The Citroën C1 faces rivalry from models such as the Toyota Aygo, Peugeot 108, Skoda Citigo, and the Hyundai i10. While these competitors have their unique selling points, the C1 stands out for its distinct design, brand heritage, and value proposition.

In summary, the Citroën C1 is an ideal choice for those looking for a stylish, affordable, and efficient city car. By financing your purchase, you can enjoy all the benefits of owning a C1 without the hefty upfront costs.

Buying Guide

Want to find out everything about all C1 models, pros and cons, what to look out for and everything else you need to know? Check out our Citroen C1 buying guide here.

Citroen C1 Data by County

Citroen C1 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All663£5,836947,2791,287
Aberdeenshire3£8,929712,4305
Angus1£4,995966,1202
Ayrshire2£7,749646,7359
Bedfordshire10£2,6861373,52926
Berkshire5£5,802951,2468
Blaenau Gwent4£6,245954,0413
Borders1£4,4951075,0002
Bridgend4£6,596942,6562
Bristol7£3,8191250,13725
Buckinghamshire14£4,1261258,66020
Caerphilly1£3,4901075,1006
Cambridgeshire14£5,0601153,51023
Cardiff6£5,4971134,1568
Carmarthenshire5£9,195532,5772
Ceredigion1£7,52097,369-
Cheshire15£5,3201043,53330
Cornwall4£5,1701152,25510
County Antrim2£4,6701260,10016
County Armagh1£5,4501135,3421
County Durham14£4,7091063,47743
County Londonderry3£5,623951,9672
Cumbria4£7,907737,97610
Denbighshire2£10,495511,0921
Derbyshire12£5,6681043,10427
Devon13£6,958944,83424
Dorset11£5,8991042,88923
Dumfries & Galloway2£9,673610,8102
East Riding of Yorkshire6£6,1411040,41413
East Sussex14£7,149941,45828
Essex17£4,7131161,67832
Fife5£6,196953,0401
Flintshire1£4,9951046,0003
Gloucestershire3£4,8941242,66710
Greater London23£5,1331051,98729
Greater Manchester45£4,6941155,18078
Hampshire20£4,9851150,43742
Herefordshire3£4,5951148,1483
Hertfordshire8£5,1051155,76816
Isle of Anglesey1£2,9951163,020-
Isle of Wight4£9,495826,3002
Kent16£6,2411044,75532
Lanarkshire11£6,925842,98628
Lancashire38£5,856945,15671
Leicestershire7£5,0461044,24022
Lincolnshire9£5,552945,07616
Merseyside9£6,600834,75920
Merthyr Tydfil2£5,365951,674-
Midlothian8£5,935953,5966
Moray1£9,495613,788-
Neath Port Talbot6£5,978954,0003
Newport3£5,999961,0964
Norfolk2£4,6231260,71922
North Yorkshire8£5,520948,23210
Northamptonshire3£2,6631387,89813
Northumberland8£5,949942,14113
Nottinghamshire7£5,7341055,52219
Oxfordshire3£7,328726,7428
Pembrokeshire3£6,581945,6461
Perth & Kinross1£3,990972,1015
Renfrewshire3£8,831631,7906
Rhondda Cynon Taf5£4,0961064,2676
Shropshire6£5,973951,97411
Somerset15£5,5291042,01118
South Yorkshire21£4,7511149,88345
Staffordshire16£6,193939,25333
Stirling1£4,750943,4283
Suffolk9£4,2021060,71417
Surrey7£5,671939,76529
Swansea12£6,488946,80512
Torfaen1£9,99556,5003
Tyne and Wear21£5,153957,46737
Vale of Glamorgan1£7,990620,8203
Warwickshire6£5,463941,8195
West Lothian3£5,1271068,45011
West Midlands25£4,2771170,34453
West Sussex9£5,827942,61218
West Yorkshire28£5,5181044,68164
Wiltshire7£5,1781148,24712
Worcestershire10£4,4181254,55519
Wrexham1£5,2501160,0392
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