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Used Citroen C1 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Citroen C1 on finance

Compact and stylish, the Citroën C1 is a popular city car known for its economic fuel consumption and maneuverability. For those considering financing a used model, this guide provides a straightforward pathway to navigate through the financial aspects of the purchase.


1. Assessing Your Financial Capacity

a. Budgeting:
  • Set a realistic budget, including potential monthly repayments, insurance, and running costs.
b. Credit Score Check:
  • Ensure your credit score is in good shape to secure better financing deals.

2. Exploring Financing Options

a. Personal Loan:
  • Borrowing from banks or credit unions, ensuring you understand the interest rates and terms.
b. Hire Purchase (HP):
  • A deposit, followed by monthly payments, and the car is yours after the final installment.
c. Personal Contract Purchase (PCP):
  • Lower monthly repayments with multiple end-of-agreement choices.
d. Leasing:
  • Paying monthly to use the car and return it at the end of the agreement.
e. Dealer Finance:
  • Financing through the car dealership, sometimes offering promotional deals.

3. Selecting the Suitable Citroën C1 Model

a. Model Variants:
  • Choose a variant that aligns with your utility and budget.
b. Vehicle Inspection:
  • Ensure a thorough check for vehicle condition and history.

4. Negotiating and Finalizing the Deal

a. Price Discussion:
  • Use market research to bargain the price effectively.
b. Contract Scrutiny:
  • Understand every detail of the contract before signing.

5. Ownership Responsibilities

a. Maintenance:
  • Adhere to a maintenance schedule to preserve the car’s condition.
b. Insurance:
  • Choose an insurance policy that provides ample coverage without being financially burdensome.
c. Loan Management:
  • Ensure timely payments of your loan or finance dues.

6. Tips for Sustainable Ownership

a. Mitigating Depreciation:
  • Maintain the vehicle’s condition to safeguard its resale value.
b. Usage and Care:
  • Optimize usage to ensure the vehicle serves your purposes while being well-maintained.

Conclusion

Successfully financing a used Citroën C1 not only involves strategic financial planning but also an understanding of available finance options, meticulous selection of the vehicle, and disciplined ownership. By following a structured guide, the pathway to owning your Citroën C1 can be both smooth and financially sound, ensuring your experience from purchase to daily usage is both delightful and hassle-free.

About the Citroen C1

The Citroën C1 is renowned for being a cheerful and charismatic compact car. Suited for urban landscapes, its compact dimensions, lively character, and economical performance make it a popular choice among city dwellers and new drivers. Let's delve deeper into the attributes of the C1 and understand why it stands out in the crowded city car segment.

Key Features and Specifications

  • Compact and Agile: With its petite footprint, the C1 can navigate through tight city streets and easily slot into limited parking spaces.
  • Economical Engines: Available with a range of fuel-efficient petrol engines, the C1 promises reduced fuel bills and CO2 emissions.
  • Stylish Design: The C1 boasts a chic and modern design, featuring vibrant color options and distinctively Citroën design cues.
  • Modern Infotainment: Despite its budget-friendly positioning, the C1 comes equipped with a touchscreen infotainment system, DAB radio, and smartphone integration.
  • Safety Features: Citroën ensures the safety of its passengers with features like hill-start assist, speed limiter, and optional reversing camera.

Competitor Models

The city car segment is fiercely competitive. The Citroën C1 faces rivalry from models such as the Toyota Aygo, Peugeot 108, Skoda Citigo, and the Hyundai i10. While these competitors have their unique selling points, the C1 stands out for its distinct design, brand heritage, and value proposition.

In summary, the Citroën C1 is an ideal choice for those looking for a stylish, affordable, and efficient city car. By financing your purchase, you can enjoy all the benefits of owning a C1 without the hefty upfront costs.

Buying Guide

Want to find out everything about all C1 models, pros and cons, what to look out for and everything else you need to know? Check out our Citroen C1 buying guide here.

Citroen C1 Data by County

Citroen C1 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All609£5,981946,1681,032
Aberdeen City1£6,4981016,3286
Aberdeenshire1£9,99557,6411
Antrim4£8,269631,3756
Ards1£7,995725,0004
Bedfordshire12£4,1701167,27624
Berkshire4£3,6701069,16610
Brent - Greater London1£8,990916,000-
Bristol12£4,4391253,33023
Bromley - Greater London1£2,9951368,000-
Buckinghamshire8£4,6391248,10512
Cambridgeshire12£6,091949,21716
Cardiff1£8,99967,8432
Carmarthenshire2£9,095537,9496
Ceredigion1£4,495983,000-
Cheshire20£5,926941,95235
City of Edinburgh9£6,290948,94410
City of London - Greater London1£2,5951246,0004
Coleraine1£6,490861,3841
Conwy1£4,9951173,000-
Cornwall5£4,9351153,0346
County Durham15£4,8891054,09335
Croydon - Greater London2£3,7401342,3341
Cumbria6£8,766729,9349
Derbyshire10£6,456937,79519
Devon14£6,390946,58725
Dorset12£5,2161147,31118
Dumfries and Galloway2£8,748715,151-
Dundee City2£4,9751060,3403
East Ayrshire2£6,748860,0262
East Riding of Yorkshire1£8,99565,0006
East Sussex5£7,477847,19820
Enfield - Greater London1£2,4951056,142-
Essex18£4,8001055,84320
Fife1£3,9951165,7885
Glasgow City12£7,497837,55315
Gloucestershire6£5,1611154,2774
Greater Manchester30£5,1201052,71079
Hampshire22£5,3411051,13936
Harrow - Greater London1£8,950825,6004
Havering - Greater London1£4,0001057,9125
Hertfordshire8£6,120948,00818
Hillingdon - Greater London2£2,7431181,5008
Hounslow - Greater London1£8,2911034,0071
Inverclyde2£2,9901355,076-
Isle of Anglesey1£2,9951163,020-
Isle of Wight4£8,745838,7483
Kent13£5,6851144,61829
Lancashire44£5,1691051,57562
Larne1£4,8901152,200-
Leicestershire13£4,1891158,45922
Limavady2£6,498655,000-
Lincolnshire13£5,731945,31512
Merseyside6£6,613835,56213
Merthyr Tydfil2£6,136951,661-
Merton - Greater London1£3,9951186,6461
Neath Port Talbot7£6,052953,7144
Newport1£10,49056,5001
Newtownabbey1£5,4951040,0005
Norfolk5£4,5341067,25521
North Down1£10,99564,704-
North Lanarkshire2£5,1381229,4803
North Yorkshire7£6,892836,21016
Northamptonshire7£6,859837,3317
Northumberland3£7,449735,8173
Nottinghamshire6£5,1831055,29023
Oxfordshire5£7,594734,5444
Pembrokeshire1£9,99959,765-
Renfrewshire3£8,998712,2324
Rhondda Cynon Taf2£3,6181178,7817
Scottish Borders3£7,495948,843-
Shropshire5£3,8151269,2164
Somerset14£6,451941,22118
South Ayrshire1£4,9991144,7391
South Yorkshire28£4,9051154,68035
Staffordshire13£5,4201040,31320
Stirling3£7,582732,101-
Suffolk11£6,901832,59513
Surrey8£4,159963,28512
Swansea4£6,745939,2593
The Vale of Glamorgan1£5,7501129,4001
Tyne and Wear15£5,0631057,31225
Warwickshire1£1,00018100,0004
West Lothian6£7,230740,2656
West Midlands27£4,7441162,65149
West Sussex8£7,315736,75418
West Yorkshire22£5,4331049,91560
Wiltshire5£5,9261054,32710
Worcestershire9£3,9481355,61914
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