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Used Citroen C1 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Citroen C1 on finance

Compact and stylish, the Citroën C1 is a popular city car known for its economic fuel consumption and maneuverability. For those considering financing a used model, this guide provides a straightforward pathway to navigate through the financial aspects of the purchase.


1. Assessing Your Financial Capacity

a. Budgeting:
  • Set a realistic budget, including potential monthly repayments, insurance, and running costs.
b. Credit Score Check:
  • Ensure your credit score is in good shape to secure better financing deals.

2. Exploring Financing Options

a. Personal Loan:
  • Borrowing from banks or credit unions, ensuring you understand the interest rates and terms.
b. Hire Purchase (HP):
  • A deposit, followed by monthly payments, and the car is yours after the final installment.
c. Personal Contract Purchase (PCP):
  • Lower monthly repayments with multiple end-of-agreement choices.
d. Leasing:
  • Paying monthly to use the car and return it at the end of the agreement.
e. Dealer Finance:
  • Financing through the car dealership, sometimes offering promotional deals.

3. Selecting the Suitable Citroën C1 Model

a. Model Variants:
  • Choose a variant that aligns with your utility and budget.
b. Vehicle Inspection:
  • Ensure a thorough check for vehicle condition and history.

4. Negotiating and Finalizing the Deal

a. Price Discussion:
  • Use market research to bargain the price effectively.
b. Contract Scrutiny:
  • Understand every detail of the contract before signing.

5. Ownership Responsibilities

a. Maintenance:
  • Adhere to a maintenance schedule to preserve the car’s condition.
b. Insurance:
  • Choose an insurance policy that provides ample coverage without being financially burdensome.
c. Loan Management:
  • Ensure timely payments of your loan or finance dues.

6. Tips for Sustainable Ownership

a. Mitigating Depreciation:
  • Maintain the vehicle’s condition to safeguard its resale value.
b. Usage and Care:
  • Optimize usage to ensure the vehicle serves your purposes while being well-maintained.

Conclusion

Successfully financing a used Citroën C1 not only involves strategic financial planning but also an understanding of available finance options, meticulous selection of the vehicle, and disciplined ownership. By following a structured guide, the pathway to owning your Citroën C1 can be both smooth and financially sound, ensuring your experience from purchase to daily usage is both delightful and hassle-free.

About the Citroen C1

The Citroën C1 is renowned for being a cheerful and charismatic compact car. Suited for urban landscapes, its compact dimensions, lively character, and economical performance make it a popular choice among city dwellers and new drivers. Let's delve deeper into the attributes of the C1 and understand why it stands out in the crowded city car segment.

Key Features and Specifications

  • Compact and Agile: With its petite footprint, the C1 can navigate through tight city streets and easily slot into limited parking spaces.
  • Economical Engines: Available with a range of fuel-efficient petrol engines, the C1 promises reduced fuel bills and CO2 emissions.
  • Stylish Design: The C1 boasts a chic and modern design, featuring vibrant color options and distinctively Citroën design cues.
  • Modern Infotainment: Despite its budget-friendly positioning, the C1 comes equipped with a touchscreen infotainment system, DAB radio, and smartphone integration.
  • Safety Features: Citroën ensures the safety of its passengers with features like hill-start assist, speed limiter, and optional reversing camera.

Competitor Models

The city car segment is fiercely competitive. The Citroën C1 faces rivalry from models such as the Toyota Aygo, Peugeot 108, Skoda Citigo, and the Hyundai i10. While these competitors have their unique selling points, the C1 stands out for its distinct design, brand heritage, and value proposition.

In summary, the Citroën C1 is an ideal choice for those looking for a stylish, affordable, and efficient city car. By financing your purchase, you can enjoy all the benefits of owning a C1 without the hefty upfront costs.

Buying Guide

Want to find out everything about all C1 models, pros and cons, what to look out for and everything else you need to know? Check out our Citroen C1 buying guide here.

Citroen C1 Data by County

Citroen C1 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All544£6,130944,2471,070
Aberdeen City2£8,397914,8254
Aberdeenshire1£9,99557,6411
Antrim1£4,9991153,0436
Bedfordshire7£2,3881484,24322
Belfast1£5,4991135,342-
Berkshire6£5,510955,0388
Bexley - Greater London1£9,890815,800-
Blaenau Gwent1£9,999520,9921
Brent - Greater London1£8,990916,0001
Bristol6£4,0711252,01025
Buckinghamshire13£4,4441256,43319
Cambridgeshire10£5,2001158,27217
Carmarthenshire4£9,120635,8343
Cheshire15£5,3281044,23331
City of Edinburgh8£5,997953,5966
Coleraine1£4,9951138,9002
Cornwall4£5,1701152,2556
County Durham13£4,8561061,23344
Craigavon1£8,495723,234-
Croydon - Greater London3£4,4531239,1381
Cumbria5£7,918733,7339
Denbighshire2£10,495511,0921
Derbyshire10£5,946940,17726
Devon12£6,718947,64517
Dorset11£6,0351040,69020
Dumfries and Galloway1£8,995611,8512
Dundee City1£4,995966,1202
East Ayrshire1£8,498532,6346
East Riding of Yorkshire1£8,99565,0002
East Sussex3£7,131855,16315
Enfield - Greater London1£2,1951056,142-
Essex13£4,9811061,65527
Fife3£5,412948,0631
Glasgow City8£7,410843,84726
Gloucestershire1£4,9901139,0006
Greater Manchester44£4,7691153,51474
Hampshire18£5,4671045,36739
Harrow - Greater London1£8,650825,6003
Herefordshire3£4,5951148,1483
Hertfordshire6£6,2281043,80015
Hillingdon - Greater London3£2,4151191,1002
Hounslow - Greater London1£7,9601034,044-
Isle of Anglesey1£2,9951163,020-
Isle of Wight4£9,495826,3002
Kent14£6,2911046,11324
Kingston upon Thames - Greater London1£7,5001046,500-
Lancashire33£5,932942,94472
Larne1£4,8901152,200-
Leicestershire6£5,2561043,04723
Limavady1£6,250669,0001
Lincolnshire10£5,3461044,47715
Merseyside7£7,474736,05313
Merthyr Tydfil2£5,365951,674-
Merton - Greater London1£3,6951186,6461
Moray1£9,495613,788-
Neath Port Talbot6£5,978954,0003
Newtownabbey1£4,995849,5064
Norfolk2£4,6231260,71920
North Ayrshire1£6,999760,8352
North Lanarkshire1£4,1951233,0002
North Yorkshire8£5,521948,2329
Northamptonshire2£3,9971167,91012
Northumberland2£7,299730,7884
Nottinghamshire5£6,138953,63113
Oxfordshire3£7,328726,7428
Pembrokeshire1£9,99959,765-
Perth and Kinross2£4,7471135,2543
Renfrewshire5£7,998730,3184
Rhondda Cynon Taf3£3,8301065,3634
Richmond upon Thames - Greater London1£4,9851037,550-
Scottish Borders1£4,4951075,0002
Shropshire4£6,211950,2368
Somerset14£5,6391042,51218
South Yorkshire16£4,9451150,25946
Staffordshire15£6,346937,32824
Stirling1£4,750943,4283
Suffolk7£4,3451059,61418
Surrey7£6,385934,28510
Swansea4£7,870731,4106
Tyne and Wear17£5,288957,09029
Warwickshire3£6,083840,2043
West Lothian3£6,461847,9259
West Midlands27£4,5651164,91950
West Sussex10£7,244732,50619
West Yorkshire27£5,5091046,48062
Wiltshire6£5,726944,62112
Worcestershire9£4,2651253,84219
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