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Used Citroen C1 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Citroen C1 on finance

Compact and stylish, the Citroën C1 is a popular city car known for its economic fuel consumption and maneuverability. For those considering financing a used model, this guide provides a straightforward pathway to navigate through the financial aspects of the purchase.


1. Assessing Your Financial Capacity

a. Budgeting:
  • Set a realistic budget, including potential monthly repayments, insurance, and running costs.
b. Credit Score Check:
  • Ensure your credit score is in good shape to secure better financing deals.

2. Exploring Financing Options

a. Personal Loan:
  • Borrowing from banks or credit unions, ensuring you understand the interest rates and terms.
b. Hire Purchase (HP):
  • A deposit, followed by monthly payments, and the car is yours after the final installment.
c. Personal Contract Purchase (PCP):
  • Lower monthly repayments with multiple end-of-agreement choices.
d. Leasing:
  • Paying monthly to use the car and return it at the end of the agreement.
e. Dealer Finance:
  • Financing through the car dealership, sometimes offering promotional deals.

3. Selecting the Suitable Citroën C1 Model

a. Model Variants:
  • Choose a variant that aligns with your utility and budget.
b. Vehicle Inspection:
  • Ensure a thorough check for vehicle condition and history.

4. Negotiating and Finalizing the Deal

a. Price Discussion:
  • Use market research to bargain the price effectively.
b. Contract Scrutiny:
  • Understand every detail of the contract before signing.

5. Ownership Responsibilities

a. Maintenance:
  • Adhere to a maintenance schedule to preserve the car’s condition.
b. Insurance:
  • Choose an insurance policy that provides ample coverage without being financially burdensome.
c. Loan Management:
  • Ensure timely payments of your loan or finance dues.

6. Tips for Sustainable Ownership

a. Mitigating Depreciation:
  • Maintain the vehicle’s condition to safeguard its resale value.
b. Usage and Care:
  • Optimize usage to ensure the vehicle serves your purposes while being well-maintained.

Conclusion

Successfully financing a used Citroën C1 not only involves strategic financial planning but also an understanding of available finance options, meticulous selection of the vehicle, and disciplined ownership. By following a structured guide, the pathway to owning your Citroën C1 can be both smooth and financially sound, ensuring your experience from purchase to daily usage is both delightful and hassle-free.

About the Citroen C1

The Citroën C1 is renowned for being a cheerful and charismatic compact car. Suited for urban landscapes, its compact dimensions, lively character, and economical performance make it a popular choice among city dwellers and new drivers. Let's delve deeper into the attributes of the C1 and understand why it stands out in the crowded city car segment.

Key Features and Specifications

  • Compact and Agile: With its petite footprint, the C1 can navigate through tight city streets and easily slot into limited parking spaces.
  • Economical Engines: Available with a range of fuel-efficient petrol engines, the C1 promises reduced fuel bills and CO2 emissions.
  • Stylish Design: The C1 boasts a chic and modern design, featuring vibrant color options and distinctively Citroën design cues.
  • Modern Infotainment: Despite its budget-friendly positioning, the C1 comes equipped with a touchscreen infotainment system, DAB radio, and smartphone integration.
  • Safety Features: Citroën ensures the safety of its passengers with features like hill-start assist, speed limiter, and optional reversing camera.

Competitor Models

The city car segment is fiercely competitive. The Citroën C1 faces rivalry from models such as the Toyota Aygo, Peugeot 108, Skoda Citigo, and the Hyundai i10. While these competitors have their unique selling points, the C1 stands out for its distinct design, brand heritage, and value proposition.

In summary, the Citroën C1 is an ideal choice for those looking for a stylish, affordable, and efficient city car. By financing your purchase, you can enjoy all the benefits of owning a C1 without the hefty upfront costs.

Buying Guide

Want to find out everything about all C1 models, pros and cons, what to look out for and everything else you need to know? Check out our Citroen C1 buying guide here.

Citroen C1 Data by County

Citroen C1 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All670£5,845947,5321,279
Aberdeenshire5£7,822928,7015
Angus1£4,4951053,4863
Ayrshire4£5,797947,3149
Bedfordshire14£3,5441363,42530
Berkshire2£4,493965,51411
Blaenau Gwent2£4,4931081,4874
Borders1£4,4951075,0002
Bridgend4£6,162941,1302
Bristol9£3,9831154,87829
Buckinghamshire14£4,2941159,89325
Caerphilly3£3,827980,7006
Cambridgeshire14£4,6341255,85024
Cardiff2£6,498836,83712
Carmarthenshire5£8,395640,2891
Ceredigion2£8,508713,461-
Cheshire21£4,9251050,01029
Cornwall6£6,830852,8209
County Antrim5£5,5341048,99314
County Down2£4,9151150,6074
County Durham12£5,0081064,88341
County Londonderry2£5,500958,5003
Cumbria5£8,223636,3958
Denbighshire2£10,495511,0921
Derbyshire14£4,7221057,17130
Devon13£6,878947,43324
Dorset8£6,0201044,75621
Dumfries & Galloway2£9,673610,8102
East Lothian1£6,995637,7752
East Riding of Yorkshire6£6,0351037,5469
East Sussex12£7,589838,03225
Essex18£4,6421062,42530
Falkirk1£9,690517,6682
Fife5£5,4841053,1343
Flintshire1£4,9951046,0001
Gloucestershire3£4,8941242,66710
Greater London18£4,9791052,36933
Greater Manchester42£4,5791158,97271
Hampshire28£5,4791045,41736
Herefordshire2£4,3951246,2233
Hertfordshire8£6,494941,75413
Highland2£8,897529,3431
Isle of Anglesey1£2,9951163,020-
Isle of Wight4£9,245723,9002
Kent11£6,5251043,85530
Lanarkshire12£6,055943,91325
Lancashire40£5,673945,15459
Leicestershire10£5,0211050,91819
Lincolnshire9£4,6291053,48413
Merseyside8£7,370831,29821
Midlothian6£4,8311065,0647
Monmouthshire1£6,0941139,9502
Moray1£9,495613,788-
Neath Port Talbot5£5,975955,0004
Newport3£5,732961,0963
Norfolk9£4,9561053,20213
North Yorkshire12£4,9501050,3378
Northamptonshire8£5,237956,12413
Northumberland9£5,676946,99715
Nottinghamshire9£5,7411055,66721
Oxfordshire3£6,262937,9087
Pembrokeshire3£6,431945,646-
Perth & Kinross2£4,2441058,1736
Renfrewshire4£7,623737,2094
Rhondda Cynon Taf5£4,897965,0425
Shropshire4£4,9851063,38513
Somerset10£5,4251046,88020
South Yorkshire22£4,1911157,02749
Staffordshire12£5,3791049,65833
Stirling1£4,750943,4283
Suffolk8£4,3901155,17922
Surrey8£7,268828,92123
Swansea11£6,753844,17410
Tyne and Wear18£4,3121163,67446
Vale of Glamorgan2£6,865819,1444
Warwickshire4£5,774948,1167
West Lothian5£6,675853,9638
West Midlands21£4,5961158,92757
West Sussex5£6,158937,62019
West Yorkshire25£5,2971049,35164
Wiltshire5£6,130943,43412
Worcestershire11£5,0051247,77822
Wrexham2£4,3751249,4292
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