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Used Citroen C1 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Citroen C1 on finance

Compact and stylish, the Citroën C1 is a popular city car known for its economic fuel consumption and maneuverability. For those considering financing a used model, this guide provides a straightforward pathway to navigate through the financial aspects of the purchase.


1. Assessing Your Financial Capacity

a. Budgeting:
  • Set a realistic budget, including potential monthly repayments, insurance, and running costs.
b. Credit Score Check:
  • Ensure your credit score is in good shape to secure better financing deals.

2. Exploring Financing Options

a. Personal Loan:
  • Borrowing from banks or credit unions, ensuring you understand the interest rates and terms.
b. Hire Purchase (HP):
  • A deposit, followed by monthly payments, and the car is yours after the final installment.
c. Personal Contract Purchase (PCP):
  • Lower monthly repayments with multiple end-of-agreement choices.
d. Leasing:
  • Paying monthly to use the car and return it at the end of the agreement.
e. Dealer Finance:
  • Financing through the car dealership, sometimes offering promotional deals.

3. Selecting the Suitable Citroën C1 Model

a. Model Variants:
  • Choose a variant that aligns with your utility and budget.
b. Vehicle Inspection:
  • Ensure a thorough check for vehicle condition and history.

4. Negotiating and Finalizing the Deal

a. Price Discussion:
  • Use market research to bargain the price effectively.
b. Contract Scrutiny:
  • Understand every detail of the contract before signing.

5. Ownership Responsibilities

a. Maintenance:
  • Adhere to a maintenance schedule to preserve the car’s condition.
b. Insurance:
  • Choose an insurance policy that provides ample coverage without being financially burdensome.
c. Loan Management:
  • Ensure timely payments of your loan or finance dues.

6. Tips for Sustainable Ownership

a. Mitigating Depreciation:
  • Maintain the vehicle’s condition to safeguard its resale value.
b. Usage and Care:
  • Optimize usage to ensure the vehicle serves your purposes while being well-maintained.

Conclusion

Successfully financing a used Citroën C1 not only involves strategic financial planning but also an understanding of available finance options, meticulous selection of the vehicle, and disciplined ownership. By following a structured guide, the pathway to owning your Citroën C1 can be both smooth and financially sound, ensuring your experience from purchase to daily usage is both delightful and hassle-free.

About the Citroen C1

The Citroën C1 is renowned for being a cheerful and charismatic compact car. Suited for urban landscapes, its compact dimensions, lively character, and economical performance make it a popular choice among city dwellers and new drivers. Let's delve deeper into the attributes of the C1 and understand why it stands out in the crowded city car segment.

Key Features and Specifications

  • Compact and Agile: With its petite footprint, the C1 can navigate through tight city streets and easily slot into limited parking spaces.
  • Economical Engines: Available with a range of fuel-efficient petrol engines, the C1 promises reduced fuel bills and CO2 emissions.
  • Stylish Design: The C1 boasts a chic and modern design, featuring vibrant color options and distinctively Citroën design cues.
  • Modern Infotainment: Despite its budget-friendly positioning, the C1 comes equipped with a touchscreen infotainment system, DAB radio, and smartphone integration.
  • Safety Features: Citroën ensures the safety of its passengers with features like hill-start assist, speed limiter, and optional reversing camera.

Competitor Models

The city car segment is fiercely competitive. The Citroën C1 faces rivalry from models such as the Toyota Aygo, Peugeot 108, Skoda Citigo, and the Hyundai i10. While these competitors have their unique selling points, the C1 stands out for its distinct design, brand heritage, and value proposition.

In summary, the Citroën C1 is an ideal choice for those looking for a stylish, affordable, and efficient city car. By financing your purchase, you can enjoy all the benefits of owning a C1 without the hefty upfront costs.

Buying Guide

Want to find out everything about all C1 models, pros and cons, what to look out for and everything else you need to know? Check out our Citroen C1 buying guide here.

Citroen C1 Data by County

Citroen C1 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All586£6,021945,8001,042
Aberdeen City2£8,647914,8256
Aberdeenshire2£7,295727,4141
Antrim3£8,366636,3336
Ards1£7,995725,0003
Ballymoney1£3,9501139,4761
Bedfordshire11£3,4581273,73024
Berkshire4£2,9461274,49110
Blaenau Gwent1£10,499517,020-
Brent - Greater London1£8,990916,000-
Bristol8£4,4521255,87526
Buckinghamshire11£4,8111251,16712
Cambridgeshire11£5,603953,70218
Cardiff1£8,79967,8431
Carmarthenshire2£8,745537,9495
Ceredigion1£4,495983,000-
Cheshire14£6,205935,40137
City of Edinburgh8£6,623848,9189
City of London - Greater London1£2,5951246,0004
Cornwall6£5,5291050,5326
County Durham15£5,759951,61338
Croydon - Greater London2£3,7401342,3341
Cumbria6£8,070737,77810
Denbighshire1£8,250535,925-
Derbyshire14£5,7391039,15224
Devon11£6,0551051,17620
Dorset11£5,4501143,74421
Dumfries and Galloway1£8,498818,5401
Dundee City2£4,9751060,3402
East Ayrshire2£6,248860,0264
East Lothian1£6,450958,812-
East Riding of Yorkshire1£8,99565,0005
East Sussex6£7,047847,83317
Enfield - Greater London1£2,4951056,142-
Essex20£4,7591054,99520
Fife2£5,998948,1345
Glasgow City9£7,630737,81819
Gloucestershire6£4,8531157,2766
Greater Manchester36£5,0601052,66076
Hampshire16£5,7801045,70740
Harrow - Greater London1£8,950825,6004
Herefordshire1£3,2951358,0002
Hertfordshire8£6,120948,00816
Hillingdon - Greater London3£2,4301286,0008
Hounslow - Greater London1£8,2911034,0071
Inverclyde2£2,9901355,076-
Isle of Anglesey1£2,9951163,020-
Isle of Wight3£9,995725,4004
Kent14£5,8581044,73823
Lancashire43£5,3481049,53862
Larne1£4,8901152,200-
Leicestershire10£4,3931056,80622
Limavady2£6,498655,000-
Lincolnshire11£5,684945,75112
Merseyside5£6,975833,80313
Merthyr Tydfil1£7,250739,3211
Merton - Greater London1£3,6951186,6461
Neath Port Talbot8£6,108954,2504
Newport2£8,247726,6322
Newtownabbey1£5,4951040,0004
Norfolk3£3,5951182,75921
North Lanarkshire3£4,3831252,1393
North Yorkshire8£6,305838,77415
Northamptonshire5£7,275731,7409
Northumberland2£7,175932,6924
Nottinghamshire8£5,8231048,15519
Oxfordshire4£8,244631,4305
Pembrokeshire1£9,99959,765-
Perth and Kinross1£4,4981144,2192
Renfrewshire4£8,248817,3534
Rhondda Cynon Taf2£3,2451177,5417
Scottish Borders3£7,495948,843-
Shropshire4£5,2551052,3775
Somerset14£6,0521044,50516
South Yorkshire27£4,9851154,25639
Staffordshire15£5,5911045,80618
Stirling3£7,482732,101-
Suffolk11£6,508843,82416
Surrey9£4,4191054,14511
Swansea2£5,9951048,8204
Tyne and Wear13£5,0591058,72328
West Lothian4£5,346968,1529
West Midlands29£4,8051161,92843
West Sussex8£6,791843,75318
West Yorkshire22£5,2111149,36161
Wiltshire3£5,780942,87812
Worcestershire7£4,8461343,31116
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