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Used Citroen C1 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Citroen C1 on finance

Compact and stylish, the Citroën C1 is a popular city car known for its economic fuel consumption and maneuverability. For those considering financing a used model, this guide provides a straightforward pathway to navigate through the financial aspects of the purchase.


1. Assessing Your Financial Capacity

a. Budgeting:
  • Set a realistic budget, including potential monthly repayments, insurance, and running costs.
b. Credit Score Check:
  • Ensure your credit score is in good shape to secure better financing deals.

2. Exploring Financing Options

a. Personal Loan:
  • Borrowing from banks or credit unions, ensuring you understand the interest rates and terms.
b. Hire Purchase (HP):
  • A deposit, followed by monthly payments, and the car is yours after the final installment.
c. Personal Contract Purchase (PCP):
  • Lower monthly repayments with multiple end-of-agreement choices.
d. Leasing:
  • Paying monthly to use the car and return it at the end of the agreement.
e. Dealer Finance:
  • Financing through the car dealership, sometimes offering promotional deals.

3. Selecting the Suitable Citroën C1 Model

a. Model Variants:
  • Choose a variant that aligns with your utility and budget.
b. Vehicle Inspection:
  • Ensure a thorough check for vehicle condition and history.

4. Negotiating and Finalizing the Deal

a. Price Discussion:
  • Use market research to bargain the price effectively.
b. Contract Scrutiny:
  • Understand every detail of the contract before signing.

5. Ownership Responsibilities

a. Maintenance:
  • Adhere to a maintenance schedule to preserve the car’s condition.
b. Insurance:
  • Choose an insurance policy that provides ample coverage without being financially burdensome.
c. Loan Management:
  • Ensure timely payments of your loan or finance dues.

6. Tips for Sustainable Ownership

a. Mitigating Depreciation:
  • Maintain the vehicle’s condition to safeguard its resale value.
b. Usage and Care:
  • Optimize usage to ensure the vehicle serves your purposes while being well-maintained.

Conclusion

Successfully financing a used Citroën C1 not only involves strategic financial planning but also an understanding of available finance options, meticulous selection of the vehicle, and disciplined ownership. By following a structured guide, the pathway to owning your Citroën C1 can be both smooth and financially sound, ensuring your experience from purchase to daily usage is both delightful and hassle-free.

About the Citroen C1

The Citroën C1 is renowned for being a cheerful and charismatic compact car. Suited for urban landscapes, its compact dimensions, lively character, and economical performance make it a popular choice among city dwellers and new drivers. Let's delve deeper into the attributes of the C1 and understand why it stands out in the crowded city car segment.

Key Features and Specifications

  • Compact and Agile: With its petite footprint, the C1 can navigate through tight city streets and easily slot into limited parking spaces.
  • Economical Engines: Available with a range of fuel-efficient petrol engines, the C1 promises reduced fuel bills and CO2 emissions.
  • Stylish Design: The C1 boasts a chic and modern design, featuring vibrant color options and distinctively Citroën design cues.
  • Modern Infotainment: Despite its budget-friendly positioning, the C1 comes equipped with a touchscreen infotainment system, DAB radio, and smartphone integration.
  • Safety Features: Citroën ensures the safety of its passengers with features like hill-start assist, speed limiter, and optional reversing camera.

Competitor Models

The city car segment is fiercely competitive. The Citroën C1 faces rivalry from models such as the Toyota Aygo, Peugeot 108, Skoda Citigo, and the Hyundai i10. While these competitors have their unique selling points, the C1 stands out for its distinct design, brand heritage, and value proposition.

In summary, the Citroën C1 is an ideal choice for those looking for a stylish, affordable, and efficient city car. By financing your purchase, you can enjoy all the benefits of owning a C1 without the hefty upfront costs.

Buying Guide

Want to find out everything about all C1 models, pros and cons, what to look out for and everything else you need to know? Check out our Citroen C1 buying guide here.

Citroen C1 Data by County

Citroen C1 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All584£6,040945,6211,061
Aberdeen City2£8,647914,8256
Aberdeenshire2£7,295727,4141
Antrim2£8,799533,5007
Ballymoney1£3,9501139,4761
Bedfordshire11£3,4401273,73023
Berkshire4£4,635959,27510
Blaenau Gwent2£10,249519,006-
Brent - Greater London1£8,990916,000-
Bristol6£3,8281264,50026
Buckinghamshire11£4,4511254,18512
Cambridgeshire12£5,2991055,11217
Cardiff1£8,79967,8431
Carmarthenshire3£8,828635,9665
Ceredigion1£4,495983,000-
Cheshire15£5,1571046,09634
City of Edinburgh7£6,426949,5229
City of London - Greater London1£2,5951246,0004
Coleraine1£4,9951138,9002
Cornwall6£5,5291050,5326
County Durham15£6,058948,28639
Croydon - Greater London2£3,7401342,3341
Cumbria5£8,473733,73311
Denbighshire1£8,250535,925-
Derbyshire13£5,8771038,87724
Devon8£6,981946,17323
Dorset11£6,1161041,95322
Dumfries and Galloway1£8,498818,5401
Dundee City1£4,995966,1203
East Ayrshire3£7,331849,5434
East Lothian2£5,3501048,165-
East Riding of Yorkshire1£8,99565,0005
East Sussex5£7,477847,19818
Enfield - Greater London1£2,4951056,142-
Essex19£5,0251052,15122
Falkirk1£8,998541,7953
Fife2£5,998948,1345
Glasgow City12£7,664737,93220
Gloucestershire5£4,4241156,7667
Greater Manchester42£4,9821054,30274
Hampshire17£5,5251047,14641
Harrow - Greater London1£8,950825,6003
Herefordshire1£3,2951358,0002
Hertfordshire7£5,6661050,19818
Hillingdon - Greater London3£2,5131286,0007
Hounslow - Greater London1£8,2911034,007-
Inverclyde2£2,7401355,076-
Isle of Anglesey1£2,9951163,020-
Isle of Wight3£9,995725,4004
Kent16£5,8541044,70722
Kingston upon Thames - Greater London1£7,5001046,500-
Lancashire42£5,3361048,44766
Larne1£4,8901152,200-
Leicestershire5£5,0501048,56226
Limavady2£6,498655,000-
Lincolnshire12£5,0021051,18013
Merseyside6£7,362729,93212
Merthyr Tydfil1£7,130739,3211
Merton - Greater London1£3,6951186,6461
Neath Port Talbot8£6,108954,2504
Newport2£8,247726,6322
Newtownabbey1£5,4951040,0003
Norfolk1£3,2951274,00023
North Lanarkshire2£5,0431229,4804
North Yorkshire8£6,617839,34716
Northamptonshire3£5,960840,69411
Northumberland3£6,583934,1804
Nottinghamshire9£6,0321046,66718
Oxfordshire5£7,554734,3225
Pembrokeshire1£9,99959,765-
Renfrewshire4£7,248927,4824
Rhondda Cynon Taf2£3,2451177,5417
Scottish Borders3£7,495948,843-
Shropshire2£4,7231161,7546
Somerset13£6,1021043,58216
South Yorkshire25£5,0701152,35539
Staffordshire12£5,8881040,53420
Stirling3£7,582732,101-
Suffolk10£6,226847,42715
Surrey9£4,4191054,14511
Swansea4£7,370835,5354
Tyne and Wear14£5,1391056,96929
West Lothian3£4,295980,3159
West Midlands30£5,0021061,97043
West Sussex10£6,443945,87817
West Yorkshire23£5,5261047,96161
Wiltshire6£5,250950,74211
Worcestershire6£5,0671243,70517
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