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Used Citroen C1 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Citroen C1 on finance

Compact and stylish, the Citroën C1 is a popular city car known for its economic fuel consumption and maneuverability. For those considering financing a used model, this guide provides a straightforward pathway to navigate through the financial aspects of the purchase.


1. Assessing Your Financial Capacity

a. Budgeting:
  • Set a realistic budget, including potential monthly repayments, insurance, and running costs.
b. Credit Score Check:
  • Ensure your credit score is in good shape to secure better financing deals.

2. Exploring Financing Options

a. Personal Loan:
  • Borrowing from banks or credit unions, ensuring you understand the interest rates and terms.
b. Hire Purchase (HP):
  • A deposit, followed by monthly payments, and the car is yours after the final installment.
c. Personal Contract Purchase (PCP):
  • Lower monthly repayments with multiple end-of-agreement choices.
d. Leasing:
  • Paying monthly to use the car and return it at the end of the agreement.
e. Dealer Finance:
  • Financing through the car dealership, sometimes offering promotional deals.

3. Selecting the Suitable Citroën C1 Model

a. Model Variants:
  • Choose a variant that aligns with your utility and budget.
b. Vehicle Inspection:
  • Ensure a thorough check for vehicle condition and history.

4. Negotiating and Finalizing the Deal

a. Price Discussion:
  • Use market research to bargain the price effectively.
b. Contract Scrutiny:
  • Understand every detail of the contract before signing.

5. Ownership Responsibilities

a. Maintenance:
  • Adhere to a maintenance schedule to preserve the car’s condition.
b. Insurance:
  • Choose an insurance policy that provides ample coverage without being financially burdensome.
c. Loan Management:
  • Ensure timely payments of your loan or finance dues.

6. Tips for Sustainable Ownership

a. Mitigating Depreciation:
  • Maintain the vehicle’s condition to safeguard its resale value.
b. Usage and Care:
  • Optimize usage to ensure the vehicle serves your purposes while being well-maintained.

Conclusion

Successfully financing a used Citroën C1 not only involves strategic financial planning but also an understanding of available finance options, meticulous selection of the vehicle, and disciplined ownership. By following a structured guide, the pathway to owning your Citroën C1 can be both smooth and financially sound, ensuring your experience from purchase to daily usage is both delightful and hassle-free.

About the Citroen C1

The Citroën C1 is renowned for being a cheerful and charismatic compact car. Suited for urban landscapes, its compact dimensions, lively character, and economical performance make it a popular choice among city dwellers and new drivers. Let's delve deeper into the attributes of the C1 and understand why it stands out in the crowded city car segment.

Key Features and Specifications

  • Compact and Agile: With its petite footprint, the C1 can navigate through tight city streets and easily slot into limited parking spaces.
  • Economical Engines: Available with a range of fuel-efficient petrol engines, the C1 promises reduced fuel bills and CO2 emissions.
  • Stylish Design: The C1 boasts a chic and modern design, featuring vibrant color options and distinctively Citroën design cues.
  • Modern Infotainment: Despite its budget-friendly positioning, the C1 comes equipped with a touchscreen infotainment system, DAB radio, and smartphone integration.
  • Safety Features: Citroën ensures the safety of its passengers with features like hill-start assist, speed limiter, and optional reversing camera.

Competitor Models

The city car segment is fiercely competitive. The Citroën C1 faces rivalry from models such as the Toyota Aygo, Peugeot 108, Skoda Citigo, and the Hyundai i10. While these competitors have their unique selling points, the C1 stands out for its distinct design, brand heritage, and value proposition.

In summary, the Citroën C1 is an ideal choice for those looking for a stylish, affordable, and efficient city car. By financing your purchase, you can enjoy all the benefits of owning a C1 without the hefty upfront costs.

Buying Guide

Want to find out everything about all C1 models, pros and cons, what to look out for and everything else you need to know? Check out our Citroen C1 buying guide here.

Citroen C1 Data by County

Citroen C1 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All550£6,072945,0561,078
Aberdeen City2£8,397914,8254
Aberdeenshire1£9,99557,6411
Antrim1£4,9991153,0437
Bedfordshire10£2,6111381,97220
Belfast1£5,4991135,342-
Berkshire5£5,833951,2468
Bexley - Greater London1£9,890815,800-
Blaenau Gwent1£9,999520,9921
Brent - Greater London2£7,490928,000-
Bristol7£4,1311152,75125
Buckinghamshire13£4,5821255,01019
Cambridgeshire10£5,2001158,27218
Cardiff1£4,9991138,547-
Carmarthenshire4£9,120635,8344
Cheshire16£5,3591044,49832
City of Edinburgh9£6,331949,4825
Coleraine1£4,9951138,9002
Cornwall4£5,1701152,2556
County Durham13£4,8951061,23345
Craigavon1£8,495723,234-
Croydon - Greater London3£4,4691239,1381
Cumbria5£7,918733,7339
Denbighshire2£10,495511,0921
Derbyshire10£5,967940,17726
Devon13£6,908944,77217
Dorset11£6,0441040,69020
Dumfries and Galloway2£8,497715,1961
Dundee City1£4,995966,1202
East Ayrshire1£8,998532,6346
East Riding of Yorkshire1£8,99565,0002
East Sussex3£7,131855,16317
Enfield - Greater London1£2,1951056,142-
Essex14£4,8111060,53726
Fife3£5,412948,0631
Glasgow City8£7,410843,84726
Gloucestershire1£4,9901139,0006
Greater Manchester43£4,7001153,75376
Hampshire18£5,4671045,36740
Harrow - Greater London1£8,650825,6003
Herefordshire2£4,1451255,0003
Hertfordshire6£6,2281043,80016
Hillingdon - Greater London3£2,4151191,1003
Hounslow - Greater London1£7,9601034,044-
Isle of Anglesey1£2,9951163,020-
Isle of Wight4£9,495826,3002
Kent13£6,1751046,66025
Kingston upon Thames - Greater London1£7,5001046,500-
Lancashire33£5,943942,94474
Larne1£4,8901152,200-
Leicestershire7£5,2561152,75522
Limavady1£6,250669,0001
Lincolnshire9£5,4361045,00715
Merseyside7£7,460736,05313
Merthyr Tydfil2£5,365951,661-
Merton - Greater London1£3,6951186,6461
Neath Port Talbot6£5,978954,0003
Newtownabbey1£4,995849,5065
Norfolk2£4,6231260,71920
North Ayrshire1£6,999760,8352
North Lanarkshire1£4,1951233,0003
North Yorkshire7£5,3521049,61610
Northamptonshire2£3,9971167,91012
Northumberland2£7,299730,7884
Nottinghamshire8£5,5381051,22015
Oxfordshire3£7,328726,7429
Pembrokeshire1£9,99959,765-
Perth and Kinross1£4,4981144,2453
Renfrewshire5£7,998730,3184
Rhondda Cynon Taf3£3,8301065,3634
Scottish Borders1£4,4951075,0002
Shropshire3£6,283846,9378
Somerset13£5,4191044,47819
South Yorkshire16£5,0391149,68046
Staffordshire16£6,185939,76322
Stirling1£4,750943,4283
Suffolk6£4,4451058,21619
Surrey8£5,843946,24910
Swansea4£8,245731,4106
Tyne and Wear17£5,281957,09030
Warwickshire3£6,083840,2043
West Lothian3£6,461847,9259
West Midlands29£4,6441164,46148
West Sussex9£7,605731,22819
West Yorkshire30£5,6481044,54658
Wiltshire4£5,343947,32912
Worcestershire8£4,5851255,26218
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