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Used Citroen C1 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Citroen C1 on finance

Compact and stylish, the Citroën C1 is a popular city car known for its economic fuel consumption and maneuverability. For those considering financing a used model, this guide provides a straightforward pathway to navigate through the financial aspects of the purchase.


1. Assessing Your Financial Capacity

a. Budgeting:
  • Set a realistic budget, including potential monthly repayments, insurance, and running costs.
b. Credit Score Check:
  • Ensure your credit score is in good shape to secure better financing deals.

2. Exploring Financing Options

a. Personal Loan:
  • Borrowing from banks or credit unions, ensuring you understand the interest rates and terms.
b. Hire Purchase (HP):
  • A deposit, followed by monthly payments, and the car is yours after the final installment.
c. Personal Contract Purchase (PCP):
  • Lower monthly repayments with multiple end-of-agreement choices.
d. Leasing:
  • Paying monthly to use the car and return it at the end of the agreement.
e. Dealer Finance:
  • Financing through the car dealership, sometimes offering promotional deals.

3. Selecting the Suitable Citroën C1 Model

a. Model Variants:
  • Choose a variant that aligns with your utility and budget.
b. Vehicle Inspection:
  • Ensure a thorough check for vehicle condition and history.

4. Negotiating and Finalizing the Deal

a. Price Discussion:
  • Use market research to bargain the price effectively.
b. Contract Scrutiny:
  • Understand every detail of the contract before signing.

5. Ownership Responsibilities

a. Maintenance:
  • Adhere to a maintenance schedule to preserve the car’s condition.
b. Insurance:
  • Choose an insurance policy that provides ample coverage without being financially burdensome.
c. Loan Management:
  • Ensure timely payments of your loan or finance dues.

6. Tips for Sustainable Ownership

a. Mitigating Depreciation:
  • Maintain the vehicle’s condition to safeguard its resale value.
b. Usage and Care:
  • Optimize usage to ensure the vehicle serves your purposes while being well-maintained.

Conclusion

Successfully financing a used Citroën C1 not only involves strategic financial planning but also an understanding of available finance options, meticulous selection of the vehicle, and disciplined ownership. By following a structured guide, the pathway to owning your Citroën C1 can be both smooth and financially sound, ensuring your experience from purchase to daily usage is both delightful and hassle-free.

About the Citroen C1

The Citroën C1 is renowned for being a cheerful and charismatic compact car. Suited for urban landscapes, its compact dimensions, lively character, and economical performance make it a popular choice among city dwellers and new drivers. Let's delve deeper into the attributes of the C1 and understand why it stands out in the crowded city car segment.

Key Features and Specifications

  • Compact and Agile: With its petite footprint, the C1 can navigate through tight city streets and easily slot into limited parking spaces.
  • Economical Engines: Available with a range of fuel-efficient petrol engines, the C1 promises reduced fuel bills and CO2 emissions.
  • Stylish Design: The C1 boasts a chic and modern design, featuring vibrant color options and distinctively Citroën design cues.
  • Modern Infotainment: Despite its budget-friendly positioning, the C1 comes equipped with a touchscreen infotainment system, DAB radio, and smartphone integration.
  • Safety Features: Citroën ensures the safety of its passengers with features like hill-start assist, speed limiter, and optional reversing camera.

Competitor Models

The city car segment is fiercely competitive. The Citroën C1 faces rivalry from models such as the Toyota Aygo, Peugeot 108, Skoda Citigo, and the Hyundai i10. While these competitors have their unique selling points, the C1 stands out for its distinct design, brand heritage, and value proposition.

In summary, the Citroën C1 is an ideal choice for those looking for a stylish, affordable, and efficient city car. By financing your purchase, you can enjoy all the benefits of owning a C1 without the hefty upfront costs.

Buying Guide

Want to find out everything about all C1 models, pros and cons, what to look out for and everything else you need to know? Check out our Citroen C1 buying guide here.

Citroen C1 Data by County

Citroen C1 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All741£5,8981051,1201,208
Aberdeen City1£9,498519,4913
Angus1£3,4951288,5523
Antrim4£8,421631,6257
Ards2£8,288726,5183
Ballymoney1£4,495964,0001
Barnet - Greater London1£9,30066,5101
Bedfordshire13£4,980954,15030
Berkshire4£4,3101056,91612
Bexley - Greater London2£8,895126,5003
Blaenau Gwent1£3,9951088,3342
Bridgend2£4,6451064,125-
Bristol6£6,0621040,16032
Buckinghamshire5£3,8931360,64423
Caerphilly1£1,9951385,0006
Cambridgeshire19£6,0341040,95720
Cardiff4£8,524717,6005
Carmarthenshire4£8,245730,2116
Carrickfergus1£4,9501043,000-
Ceredigion1£4,995965,4894
Cheshire24£5,6921044,88542
City of Edinburgh11£6,562847,07111
City of London - Greater London6£5,892937,1488
Coleraine1£5,795864,5001
Conwy1£4,9951173,0002
Cornwall5£5,8361040,1758
County Durham22£5,448953,02927
Croydon - Greater London5£4,6221250,4733
Cumbria7£8,157627,3346
Derbyshire11£7,151833,46725
Devon12£6,0481045,86430
Dorset13£6,1941045,69619
Dumfries and Galloway3£9,264715,7331
Dundee City2£4,99510357,8794
Ealing - Greater London1£3,6951150,0001
East Ayrshire1£4,9981187,4172
East Dunbartonshire1£9,498527,7771
East Riding of Yorkshire7£5,208955,93612
East Sussex10£7,2261045,27225
Enfield - Greater London1£2,4951056,142-
Essex20£4,6931059,04427
Falkirk1£7,998751,3697
Fife1£3,9951165,7889
Glasgow City6£5,7811050,89215
Gloucestershire8£5,0711068,84610
Greater Manchester37£5,3301053,40272
Hampshire26£5,5711046,83335
Harrow - Greater London1£7,450926,2503
Havering - Greater London4£5,8881060,7184
Herefordshire2£3,7451556,2505
Hertfordshire14£5,5631046,75617
Highland1£5,4981239,5827
Hillingdon - Greater London2£2,9431182,9258
Inverclyde1£3,4901330,5884
Isle of Wight4£8,745838,7483
Kent25£4,6081257,99828
Lancashire46£5,678942,82957
Leicestershire14£4,5551155,50219
Limavady2£6,498655,000-
Lincolnshire11£5,456949,20215
Merseyside8£6,426940,88414
Merton - Greater London2£3,9951182,500-
Monmouthshire1£2,4501574,1003
Neath Port Talbot5£6,595849,6003
Newport4£5,945952,5179
Newtownabbey2£5,2451052,2704
Norfolk12£5,5951047,78816
North Down1£10,99564,7041
North Lanarkshire3£4,4351056,0205
North Yorkshire7£6,960834,32218
Northamptonshire8£5,5641049,9477
Northumberland2£4,6251260,16813
Nottinghamshire12£6,665936,13434
Oxfordshire5£7,152834,4197
Pembrokeshire4£7,011940,471-
Perth and Kinross1£9,498624,294-
Renfrewshire3£8,409633,0864
Rhondda Cynon Taf4£5,3311065,0238
Scottish Borders2£4,4951065,0001
Shropshire6£4,4071158,3359
Somerset15£5,8151044,68920
South Ayrshire1£4,9991144,7393
South Lanarkshire2£9,245526,7131
South Yorkshire26£5,0111154,82838
Staffordshire23£5,3031047,51025
Stirling1£8,998630,9521
Suffolk10£6,844928,34617
Surrey12£4,8771159,73618
Swansea8£6,759846,9598
The Vale of Glamorgan1£5,7501129,4002
Tyne and Wear12£6,910833,26033
Warwickshire3£2,9321561,5326
West Lothian6£7,329833,0554
West Midlands29£5,0841054,89043
West Sussex8£6,211949,71318
West Yorkshire30£4,9291156,07250
Wiltshire7£5,3311064,48415
Worcestershire11£5,0591051,30816
Wrexham1£5,500942,933-
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