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Used Citroen C1 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Citroen C1 on finance

Compact and stylish, the Citroën C1 is a popular city car known for its economic fuel consumption and maneuverability. For those considering financing a used model, this guide provides a straightforward pathway to navigate through the financial aspects of the purchase.


1. Assessing Your Financial Capacity

a. Budgeting:
  • Set a realistic budget, including potential monthly repayments, insurance, and running costs.
b. Credit Score Check:
  • Ensure your credit score is in good shape to secure better financing deals.

2. Exploring Financing Options

a. Personal Loan:
  • Borrowing from banks or credit unions, ensuring you understand the interest rates and terms.
b. Hire Purchase (HP):
  • A deposit, followed by monthly payments, and the car is yours after the final installment.
c. Personal Contract Purchase (PCP):
  • Lower monthly repayments with multiple end-of-agreement choices.
d. Leasing:
  • Paying monthly to use the car and return it at the end of the agreement.
e. Dealer Finance:
  • Financing through the car dealership, sometimes offering promotional deals.

3. Selecting the Suitable Citroën C1 Model

a. Model Variants:
  • Choose a variant that aligns with your utility and budget.
b. Vehicle Inspection:
  • Ensure a thorough check for vehicle condition and history.

4. Negotiating and Finalizing the Deal

a. Price Discussion:
  • Use market research to bargain the price effectively.
b. Contract Scrutiny:
  • Understand every detail of the contract before signing.

5. Ownership Responsibilities

a. Maintenance:
  • Adhere to a maintenance schedule to preserve the car’s condition.
b. Insurance:
  • Choose an insurance policy that provides ample coverage without being financially burdensome.
c. Loan Management:
  • Ensure timely payments of your loan or finance dues.

6. Tips for Sustainable Ownership

a. Mitigating Depreciation:
  • Maintain the vehicle’s condition to safeguard its resale value.
b. Usage and Care:
  • Optimize usage to ensure the vehicle serves your purposes while being well-maintained.

Conclusion

Successfully financing a used Citroën C1 not only involves strategic financial planning but also an understanding of available finance options, meticulous selection of the vehicle, and disciplined ownership. By following a structured guide, the pathway to owning your Citroën C1 can be both smooth and financially sound, ensuring your experience from purchase to daily usage is both delightful and hassle-free.

About the Citroen C1

The Citroën C1 is renowned for being a cheerful and charismatic compact car. Suited for urban landscapes, its compact dimensions, lively character, and economical performance make it a popular choice among city dwellers and new drivers. Let's delve deeper into the attributes of the C1 and understand why it stands out in the crowded city car segment.

Key Features and Specifications

  • Compact and Agile: With its petite footprint, the C1 can navigate through tight city streets and easily slot into limited parking spaces.
  • Economical Engines: Available with a range of fuel-efficient petrol engines, the C1 promises reduced fuel bills and CO2 emissions.
  • Stylish Design: The C1 boasts a chic and modern design, featuring vibrant color options and distinctively Citroën design cues.
  • Modern Infotainment: Despite its budget-friendly positioning, the C1 comes equipped with a touchscreen infotainment system, DAB radio, and smartphone integration.
  • Safety Features: Citroën ensures the safety of its passengers with features like hill-start assist, speed limiter, and optional reversing camera.

Competitor Models

The city car segment is fiercely competitive. The Citroën C1 faces rivalry from models such as the Toyota Aygo, Peugeot 108, Skoda Citigo, and the Hyundai i10. While these competitors have their unique selling points, the C1 stands out for its distinct design, brand heritage, and value proposition.

In summary, the Citroën C1 is an ideal choice for those looking for a stylish, affordable, and efficient city car. By financing your purchase, you can enjoy all the benefits of owning a C1 without the hefty upfront costs.

Buying Guide

Want to find out everything about all C1 models, pros and cons, what to look out for and everything else you need to know? Check out our Citroen C1 buying guide here.

Citroen C1 Data by County

Citroen C1 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All611£5,8101046,2991,031
Aberdeen City2£4,9971042,6704
Antrim4£8,248632,1215
Ards2£8,288726,5182
Bedfordshire13£4,4721164,15425
Berkshire4£4,1971056,9167
Bristol10£4,4791251,95825
Bromley - Greater London1£2,9951368,000-
Buckinghamshire6£4,6891249,09321
Caerphilly1£1,9951560,000-
Cambridgeshire13£6,191941,97715
Cardiff1£9,29967,8432
Carmarthenshire2£9,245537,9496
Cheshire19£5,783942,30036
City of Edinburgh10£6,811845,78312
City of London - Greater London1£2,5951246,0005
Coleraine2£6,143862,9421
Conwy1£4,9951173,000-
Cornwall4£4,9211150,9185
County Durham18£4,975954,82531
Croydon - Greater London2£3,7401342,3341
Cumbria6£8,706726,9708
Derbyshire12£5,978942,65518
Devon12£5,5571049,63528
Dorset13£5,4221147,26720
Dumfries and Galloway2£8,998715,151-
Dundee City2£4,9951060,3393
Ealing - Greater London1£3,6951150,000-
East Ayrshire2£6,998860,0262
East Riding of Yorkshire1£4,9951047,0005
East Sussex6£7,878833,57319
Enfield - Greater London1£2,4951056,142-
Essex19£5,1401052,60520
Fife1£3,9951165,7886
Glasgow City9£6,902841,74617
Gloucestershire5£5,2341160,1668
Greater Manchester33£4,7851055,44671
Hampshire20£4,8601149,21335
Harrow - Greater London1£5,9501155,8303
Havering - Greater London2£5,848866,0005
Hertfordshire9£6,074947,09620
Hillingdon - Greater London2£2,7981182,9257
Inverclyde1£3,4901330,5881
Isle of Wight4£8,745838,7483
Kent17£5,1841255,21528
Lancashire43£5,3601048,23664
Leicestershire14£3,9261263,58722
Limavady2£6,498655,000-
Lincolnshire12£5,7271048,71414
Merseyside7£6,381830,1989
Merton - Greater London2£3,8451182,500-
Monmouthshire1£2,4501574,1002
Neath Port Talbot5£6,595849,6003
Newport1£10,49056,5001
Newtownabbey1£6,995815,0004
Norfolk9£5,374950,31821
North Down1£10,99564,7041
North Lanarkshire1£6,0801125,9593
North Yorkshire6£6,304838,47017
Northamptonshire8£6,008948,3197
Northumberland1£4,7501245,4003
Nottinghamshire9£4,9071153,51924
Oxfordshire5£7,136834,4195
Pembrokeshire1£9,99959,765-
Perth and Kinross1£9,498624,294-
Renfrewshire3£9,165621,2864
Rhondda Cynon Taf3£3,7431181,1876
Rutland1£3,2001259,771-
Scottish Borders2£4,4951065,0001
Shropshire5£4,7861156,9255
Somerset13£6,2171038,82517
South Ayrshire1£4,9991144,7391
South Yorkshire31£4,5531157,89535
Staffordshire12£4,9131143,80725
Stirling3£7,582732,101-
Suffolk12£7,336828,65912
Surrey9£4,6651059,49313
Swansea3£6,995837,2654
The Vale of Glamorgan1£5,7501129,4001
Tyne and Wear6£6,145948,09430
West Lothian4£8,871624,2106
West Midlands30£5,0111157,13045
West Sussex6£7,764732,07720
West Yorkshire24£4,7091153,01853
Wiltshire5£5,5851152,50011
Worcestershire10£4,2311256,04312
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