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Used Citroen Berlingo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Citroen Berlingo on finance

Embarking on the journey to finance a used Citroen Berlingo? This guide aims to navigate you through the various financing options, ensuring a smooth ride toward owning your vehicle.

1. Understanding Your Financial Capacity:

  • Budgeting: Consider all expenses, including the car price, insurance, maintenance, and potential loan interest.
  • Credit Assessment: A good credit score often leads to favorable loan terms and rates.

2. Exploring Financing Avenues:

a. Bank Loan:
  • Pros: Potentially fixed rates and clear terms.
  • Cons: Eligibility and rates are highly influenced by your credit score.
b. Hire Purchase (HP):
  • Pros: Simple, and you own the vehicle at the end.
  • Cons: Monthly payments can be higher compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to own the car outright.
d. Dealer Financing:
  • Pros: Convenience and possible special promotions.
  • Cons: Interest rates may be higher compared to banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and an uncomplicated online process.
  • Cons: Requires thorough research to ensure platform credibility.

3. Car Buying Process:

a. Selecting a Dealer:
  • Choose a dealer with strong reviews and/or positive personal references.
b. Negotiation:
  • Understanding the market price of a used Citroen Berlingo will enhance your negotiating position.
c. Contract Scrutiny:
  • Carefully read and agree to all terms before signing any contract.
d. Insurance:
  • Ensure your vehicle is insured before leaving the dealership.

4. Maintenance and Loan Management:

  • Upkeep: Regular maintenance preserves the vehicle’s condition.
  • Timely Repayments: Always pay on time to maintain your credit rating.

5. Additional Tips:

  • Vehicle Examination: Inspect the vehicle thoroughly and be cognizant of its condition.
  • Depreciation: Keep in mind that cars depreciate, affecting their resale value.
  • Warranty: Explore warranty options and evaluate if extended coverage is beneficial.

Conclusion:

Purchasing a used Citroen Berlingo via finance demands judicious planning and a clear understanding of your financial health and the available options. By meticulously approaching each stage, you can enjoy your vehicle while steering clear of financial missteps.

About the Citroen Berlingo

The Citroën Berlingo, a versatile and practical MPV (Multi-Purpose Vehicle), has gained a strong following among British families and adventurers who prioritize space and functionality in their vehicles. In a country where road trips and outdoor adventures are cherished traditions, the Berlingo has carved its own niche as a reliable and spacious choice. In this article, we'll explore the standout features of the Citroën Berlingo, introduce its competitors in the UK market, and discuss the appealing financing options available for this versatile MPV.

Citroën Berlingo Key Features:

  • Generous Interior Space: The Berlingo offers an exceptionally spacious and configurable interior, with three rows of seating that can comfortably accommodate large families and luggage.
  • Practical Design: With its boxy and utilitarian design, the Berlingo maximizes cargo capacity and provides easy access through large sliding doors, making loading and unloading a breeze.
  • Fuel Efficiency: The Berlingo is available with efficient petrol and diesel engines, ensuring good fuel economy for both city driving and long journeys.
  • Comfort and Safety: Citroën equips the Berlingo with modern infotainment systems and safety features, creating a comfortable and secure driving experience.

Rivals in the UK Market:

The Citroën Berlingo faces competition from other MPVs and family cars in the UK's family vehicle segment:

  • Vauxhall Combo Life: The Combo Life offers a similar combination of space and practicality, appealing to those seeking a family-oriented MPV.
  • Renault Scenic: Renault's Scenic provides a comfortable ride, modern tech features, and a flexible interior for families on the go.
  • Ford C-Max: The C-Max combines a compact size with practicality and efficient engines, making it an attractive option for urban families.
  • Peugeot Rifter: Peugeot's Rifter offers versatility and ample space, suitable for active families and those with outdoor hobbies.

Conclusion:

The Citroën Berlingo, with its generous interior space, practical design, and fuel efficiency, has established itself as a reliable and spacious MPV for British families and adventurers. In a country where space and functionality matter, the Berlingo delivers a compelling package. With flexible financing options, owning this versatile MPV becomes an accessible and attractive proposition for those who seek a family vehicle that can handle both daily life and outdoor adventures.

Citroen Berlingo Data by County

Citroen Berlingo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,610£10,965553,0502,294
Aberdeen City7£10,511548,72923
Aberdeenshire1£10,000349,0006
Antrim2£7,722576,9255
Ards1£12,995654,6221
Armagh9£7,936683,5872
Ballymena3£8,298573,0009
Ballymoney3£9,813456,6852
Barnet - Greater London1£20,8291630-
Bedfordshire20£7,963872,35612
Belfast19£18,997125,26334
Berkshire32£10,948554,68654
Bexley - Greater London4£12,743638,9889
Blaenau Gwent5£13,502444,22612
Bristol27£10,867447,25434
Bromley - Greater London3£9,380475,8734
Buckinghamshire31£9,728662,79836
Caerphilly3£9,128744,2806
Cambridgeshire37£10,981656,06149
Cardiff4£7,995689,7217
Carmarthenshire10£13,145852,25311
Carrickfergus1£4,9958145,0004
Ceredigion10£10,995537,0787
Cheshire16£11,029643,62825
City of Edinburgh17£12,123441,38915
City of London - Greater London8£12,355446,16512
Coleraine6£12,913446,97212
Conwy1£14,995548,000-
Cookstown2£12,495319,5123
Cornwall6£12,897753,63612
County Durham17£9,556767,45920
Craigavon2£12,745529,5006
Cumbria14£11,946450,38634
Denbighshire1£16,495526,8723
Derbyshire37£10,690447,51642
Derry5£12,154544,83616
Devon43£11,962547,54175
Dorset41£18,201424,08428
Down4£9,048460,6605
Dumfries and Galloway1£7,850573,8935
Dundee City2£6,1458103,9556
Dungannon19£12,961344,58015
East Ayrshire21£14,227429,40830
East Renfrewshire3£9,332572,5034
East Riding of Yorkshire5£11,081665,8526
East Sussex16£13,937543,69722
Essex63£12,174441,48458
Falkirk4£8,370683,8715
Fermanagh5£7,606794,3714
Fife5£13,757525,0065
Glasgow City11£10,961345,40022
Gloucestershire28£11,109657,92522
Greater Manchester69£10,187657,165103
Hampshire61£12,262548,954101
Harrow - Greater London4£7,490768,3141
Havering - Greater London8£11,966448,6848
Herefordshire5£9,847556,9895
Hertfordshire18£8,421568,54736
Highland37£17,472111,130117
Hillingdon - Greater London4£8,093654,6072
Hounslow - Greater London1£8,500570,000-
Inverclyde2£6,995595,2845
Isle of Anglesey1£6,500791,8981
Isle of Wight3£7,9951054,6672
Kent55£11,122548,31752
Kingston upon Thames - Greater London1£11,995514,0001
Lancashire51£8,098765,94980
Larne1£10,950636,5001
Leicestershire29£9,453652,34145
Limavady1£8,990551,0003
Lincolnshire23£11,804655,70346
Lisburn1£5,9951461,0004
Magherafelt15£11,218653,51410
Merseyside26£10,830449,62438
Monmouthshire3£7,1611068,7073
Neath Port Talbot1£9,999313,853-
Newport14£12,110346,28719
Newry and Mourne7£13,780230,22211
Newtownabbey1£5,495787,0001
Norfolk18£9,478762,84725
North Ayrshire2£12,499454,4651
North Down4£8,746476,9745
North Lanarkshire3£6,078997,9507
North Yorkshire14£9,651650,77830
Northamptonshire10£8,757450,09917
Northumberland2£17,499330,9073
Nottinghamshire17£11,999551,82537
Omagh4£9,260361,4752
Oxfordshire3£9,197760,76914
Pembrokeshire6£9,799338,4116
Perth and Kinross10£17,34829,32130
Powys1£17,990113,750-
Rhondda Cynon Taf4£7,320878,0626
Scottish Borders6£9,977555,3771
Shropshire6£10,744661,93612
Somerset7£10,730743,26323
South Ayrshire6£10,281446,1143
South Yorkshire48£13,959543,88572
Staffordshire34£10,397543,03948
Stirling20£18,13806,16432
Strabane3£8,630475,4503
Suffolk15£10,860651,64618
Surrey12£9,393549,92634
Sutton - Greater London34£19,06515,89419
Swansea7£11,492546,95924
Torfaen1£8,495947,839-
Tyne and Wear32£12,670541,87234
Warwickshire5£11,266449,10311
West Dunbartonshire4£8,835483,4781
West Lothian4£6,5931079,3753
West Midlands58£12,052643,20987
West Sussex16£11,466563,00919
West Yorkshire64£11,230549,51579
Wiltshire33£12,858438,48736
Worcestershire19£9,992655,20818
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