Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Durable and dependable, the BMW X1 is in the top 20 of the UK's reliability index. This second hand onecurrently available at this dealer has 61,251 miles on the clock and is available in the shade of white.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Up for sale and ready for its next owner to take home - used X1 that comes fitted with automatic transmission and a 2000CC petrol engine. Buy it at the fabulous price of £16,490 from this dealer in the Ongar area.
Get yourself in the driver's seat of this durable X1 which is one of Britain's top 20 most reliable vehicles. It comes fitted with automatic transmission and a 2.0l engine. This used model currently on sale at this dealer priced at £14,500 has 49,400 miles on the dash and has been finished in the tone of grey.
Best known for its reliability, this BMW X1 X1 Xdrive23i Xline is fitted with automatic transmission and a cc petrol motor. It has got 17,960 miles on the dash and is currently available for sale in a black finish.
Durable and trustworthy, BMW's X1 is in the top 20 of the reliability index, this second-hand model available at this dealer comes with automatic transmission and a 1.5 Litre hybrid engine. It is on offer at the marvellous price of just £42,950 or with the option to purchase on finance with affordable instalments at hand commencing at only £ pm.
A low price of just £9,999 from us at this dealer for this low mileage X1 2.0 23D M Sport Steptronic Xdrive Euro 5 which incorporates a 2000CC diesel motor with automatic transmission.
Trustworthy and dependable, BMW's X1 is in the top twenty of Britain's reliability index and this dealer currently has this second hand X1 Xdrive30e M Sport available to buy priced at £42,950.
Get behind the wheel of this BMW X1 Xdrive 20I Xline Step for just £18,549. It has 36,874 miles clocked up on the dash and is fitted out with a 2.0 litre petrol motor with automatic transmission.
Take a look at this X1 that features automatic transmission and a 2.0 LTR diesel engine. This second hand model from our dealership has 68,000 miles on the clock and has been finished in the shade of .
This dealer in Portsmouth is currently advertising a great price of just £27,483 for this BMW that is known to be one of the most trustworthy cars around. It features a L hybrid motor, automatic gearbox and has 32,346 miles clocked up on the dash.
A marvellous price of just £46,580 from our dealership on this almost pristine, nearly new, low mileage estate. This model comes fitted with automatic transmission and a LTR diesel motor with only 2,500 mi clocked up on the dash.
At this dealer you'll find the bargain price of just £27,500 on this BMW X1 Sdrive 18D Sport Step with a CC diesel motor, automatic transmission and 8,787 miles on the dashboard.
Get yourself in the driver's seat of this dependable BMW X1 which is in the UK's top 20 reliability index. It has got automatic transmission and a CC petrol engine. This used one now available from our dealership in Milton Keynes has been finished in the shade of blue and has 1,603 miles on the dash.
The BMW X1 is in the top 20 of the UK's reliability index and this dealer has this second hand model for sale at just £32,995. That's fantastic deal for this model and even more so if you're less likely to be shelling out for repairs.
At this dealer you'll find the bargain price of just £12,990 on this X1 X1 2.0 25D with a 2000cc motor, automatic transmission and 64,807 miles clocked up on the dash.
Available from this car dealer's showroom in the Leicester area is this X1 Xdrive 30E M Sport Techpro Pack Step in an almost flawless, nearly new condition with a Ltr hybrid motor and automatic transmission.
Interested in buying a vehicle that is manufactured to be durable and dependable and is amongst those ranked in the top 20 of the reliability index? Well, have a look at this particular second hand one from our dealership in the Cambridge area that has 44,410 mi clocked up on the dash, a 2.0 ltr motor and automatic transmission.
Available for viewing at this dealership's show room in Doncaster - BMW X1 Xdrive 20D M Sport Step 2022 that has a L diesel engine with automatic transmission.
An amazing price of only £46,898 from this dealership in Glasgow on this durable and trustworthy X1 M35i Xdrive Step which is in a splendid, nearly new condition throughout.
The BMW X1 is a luxurious compact SUV, combining style with practicality. If you're considering acquiring a used model through finance, here’s a guide to help you navigate through the process.
1. Before You Begin:
Budgeting: Define your budget clearly including down payment and monthly installments.
Credit Check: Know your credit score; it will influence your loan terms.
Select a Model: Choose the X1 variant and year that best suits your needs.
Vehicle Inspection: Ensure the car is thoroughly inspected and check its history report.
2. Understanding Financing Options:
a. Bank Loan
Pros: Likely lower interest with good credit.
Cons: Possible stringent approval conditions.
b. Hire Purchase (HP)
Pros: Simple, with no mileage limits.
Cons: The car is not yours until the last payment.
Cons: Mileage restrictions and might be more expensive in the long run.
d. Dealer Financing
Pros: Convenient, may offer promotional rates.
Cons: May carry higher interest rates.
e. Peer-to-peer Lending (P2P)
Pros: Can be straightforward and may offer competitive rates.
Cons: Can depend heavily on credit score.
f. Leasing
Pros: Drive without worrying about ownership.
Cons: No option to own, and typically comes with mileage limits.
3. Making the Purchase:
a. Choosing a Seller
Opt for a reliable dealer or private seller.
b. Negotiating
Don't be afraid to negotiate the price.
c. Finalizing the Deal
Read through the financial agreement cautiously, ensuring all terms are clear.
d. Insurance
Secure an insurance policy before driving away.
4. Post-purchase Care:
Maintain Your Car: Keep up with regular maintenance.
Manage Your Loan: Ensure timely payments of your monthly dues.
Additional Tips:
Total Cost Awareness: Be mindful of the total amount payable across the loan tenure.
Depreciation: Bear in mind cars depreciate, so choose a model that retains value well.
Warranties: Check for existing warranties and consider purchasing additional coverage.
Early Repayment: Check if there are any penalties for early repayment.
Conclusion:
Financing a used BMW X1 demands careful planning and adherence to your financial capacities. Explore all available financing options, conduct diligent checks on the vehicle, and ensure the terms of the deal align with your fiscal health. It’s prudent to consult with financial or automotive experts for tailored advice during this process.
About the BMW X1
The BMW X1 stands as a testament to the German automaker's expertise in crafting vehicles that combine luxury with practicality. Positioned in the competitive compact SUV segment, the X1 offers an ideal mix of performance, comfort, and advanced features. In this article, we spotlight the characteristics that set the X1 apart, highlight its competitors, and elucidate the benefits of opting for finance when acquiring this esteemed model.
Highlights of the BMW X1:
Signature Design: Bearing the iconic kidney grille and angular headlights, the X1's design is unmistakably BMW, reflecting sophistication and dynamism.
Performance Dynamics: Available in both petrol and diesel engines, the X1 ensures a thrilling drive, balanced with commendable fuel efficiency.
Luxurious Cabin: The interior boasts high-quality materials, spacious seating arrangements, and a state-of-the-art infotainment system with integrated smartphone capabilities.
Safety and Tech: With an array of advanced safety features, including lane departure warning and collision mitigation, the X1 prioritizes driver and passenger safety. Its tech suite further enhances the driving experience with navigation, connectivity, and entertainment options.
Eyeing the Competition:
While the BMW X1 makes a formidable case, it competes in a segment bustling with noteworthy rivals:
Audi Q3: Known for its blend of performance and luxury, the Q3 is a direct competitor with a robust tech interface and plush interiors.
Mercedes-Benz GLA: Offering an elegant design and refined cabin, the GLA is a luxury compact SUV that commands attention.
Volvo XC40: Celebrated for its safety features and Scandinavian design, the XC40 is a strong contender in the segment.
Jaguar E-PACE: With sporty aesthetics and dynamic driving capabilities, the E-PACE presents an exciting alternative for potential buyers.
Conclusion:
For those in pursuit of luxury, performance, and a compact design, the BMW X1 emerges as a top pick. When combined with the benefits of financing, the proposition of driving this luxury SUV becomes all the more irresistible. Representing BMW's commitment to excellence, the X1 is a standout in the crowded compact SUV arena.
Buying Guide
Want to find out everything about all X1 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X1 buying guide here.
BMW X1 Data by County
BMW X1 data for the amount in stock, average price, age and mileage throughout
the UK and by county.