Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
One of the top twenty, most trustworthy and reliable vehicles in Britain, this estate comes fitted out with a 1.5L petrol engine and has automatic transmission. This dealer currently has this second hand model on offer which has 17,140 miles on the dashboard and a black finish.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Make sure you have a look at this BMW X1 that's listed among the top twenty, most trustworthy and dependable vehicles. This second hand model coming in the shade of grey, has got 36,950 miles clocked-up on the dash and features a 1.5l petrol motor.
This BMW has 52,402 miles on the dash and comes fitted with a 2.0L motor. It runs on petrol with automatic transmission and is finished in the tone of black.
Now available to view at our dealership is this trusty X1 that has automatic transmission, a 2.0 l diesel engine and 131,753 miles clocked-up on the dash
The UK Reliability Index figure takes several elements into account - rate of failure, price and inconvenience caused. It is based on data collected from a large quantity of insurance claims that are made throughout each year which helps to give you a detailed overview of cars currently on the road. BMW's X1 is in the top 20 of the UK's Reliability Index and at this dealer you can buy this second hand model for just £9,995. That is a bargain for this model and it's even better if you factor in possible savings in repair bills.
This BMW X1 is a model that is known as one of the most durable and trustworthy cars around. This dealer is selling a second hand one that has 111,500 miles clocked-up on the dashboard and incorporates a 2.0 ltr diesel motor with manual transmission.
Grab the opportunity to purchase this BMW X1 which is now up for sale at only £16,995. It is available in blue, is equipped with a 2000cc diesel engine with automatic transmission and has got 33,600 mi on the clock.
Repairs can sometimes end up getting expensive, getting one that's rated for being reliable may be something worth considering if you are thinking of overall cost in the long term. The BMW X1 is in the top 20 of the reliability index and this dealer in Chippenham has this second hand 2.0 20D Sport Xdrive Euro 6 Ss available to buy priced at just £11,790. That's a really great price for this model and even more so when you take into account that it's less likely to let you down and cost you extra money in repairs.
Equipped with a 2.0 Ltr diesel engine and a manual gearbox, this highly dependable suv X1 is available to drive away in black with 72,375 miles clocked up on the dash.
Available in the tone of black, this X1 2.0 M35i Suv Dct Xdrive 300 Ps is fitted with a 2.0 Ltr petrol motor with automatic transmission and has 14 mi on the dash.
Up for sale from our dealership, for the remarkable price of £11,495 is this BMW X1 which has been created to have trustworthiness and dependability in mind and is among those ranked in the top 20 of Britain's reliability index.
Up for sale and ready for its next owner to take home is this BMW X1 Sdrive 18D Se which comes equipped with a 2.0L diesel motor and manual transmission. This used one available from this dealer has 90,871 miles clocked up on the dashboard.
The BMW X1 is in the top 20 of the UK's reliability index and at this dealer you can get this second hand model with automatic transmission, a 2.0 ltr diesel engine and only 19,875 miles clocked-up on the dash.
Equipped with a 2000 cc diesel engine and a manual transmission, this trustworthy and highly dependable X1 is currently available for sale in grey with 88,000 miles clocked-up on the dashboard.
The BMW X1 is in the top 20 of the UK's reliability index and you can pick up this second hand model at this dealership with automatic transmission, a 2000cc petrol engine and a low mileage of only 31,079 miles.
A fabulous price of just £36,495 is being advertised by our dealership on this low mileage second hand car in an impeccable, like new condition. It is a great choice of estate if you're on the lookout to buy a model that has an outstanding track record for trustworthiness and dependability.
BMW's X1 is in the top 20 of Britain's reliability index and this dealer in Luton currently has this second hand model with 16,614 miles clocked up on the dashboard, automatic transmission and a cc petrol motor.
On offer is this BMW X1 that is rated as one of the most trustworthy models available. It comes fitted with automatic transmission and a 2.0 Litre motor. This second hand one now up for sale at our dealership in Marlow has 48,676 miles clocked up on the dash and comes in blue.
Up for sale and ready for its next owner to drive away is this BMW that is known to be one of the most durable and trustworthy vehicles on the market. It is fitted with automatic transmission and a Litre petrol motor. This used one has just 11,126 mi on the dash.
Currently up for sale from our dealership, for the incredible price of £35,499 is this X1 1.5 20I Mht M Sport Dct Sdrive Euro 6 Ss which has been designed to have trustworthiness in mind and is amongst those ranked in the top 20 of Britain's reliability index.
Available to drive away is this suv that features a 2000 CC diesel engine with automatic transmission. This second hand model currently on sale at this dealer has 74,076 mi clocked up on the dash.
On offer and ready for its next owner to take home - second hand, blue BMW X1 Sdrive 20I 178 Xline Step 2021 that features automatic transmission and a L petrol engine. Buy it at the fabulous price of only £18,050 from this dealer located in Glasgow.
The BMW X1 is a luxurious compact SUV, combining style with practicality. If you're considering acquiring a used model through finance, here’s a guide to help you navigate through the process.
1. Before You Begin:
Budgeting: Define your budget clearly including down payment and monthly installments.
Credit Check: Know your credit score; it will influence your loan terms.
Select a Model: Choose the X1 variant and year that best suits your needs.
Vehicle Inspection: Ensure the car is thoroughly inspected and check its history report.
2. Understanding Financing Options:
a. Bank Loan
Pros: Likely lower interest with good credit.
Cons: Possible stringent approval conditions.
b. Hire Purchase (HP)
Pros: Simple, with no mileage limits.
Cons: The car is not yours until the last payment.
Cons: Mileage restrictions and might be more expensive in the long run.
d. Dealer Financing
Pros: Convenient, may offer promotional rates.
Cons: May carry higher interest rates.
e. Peer-to-peer Lending (P2P)
Pros: Can be straightforward and may offer competitive rates.
Cons: Can depend heavily on credit score.
f. Leasing
Pros: Drive without worrying about ownership.
Cons: No option to own, and typically comes with mileage limits.
3. Making the Purchase:
a. Choosing a Seller
Opt for a reliable dealer or private seller.
b. Negotiating
Don't be afraid to negotiate the price.
c. Finalizing the Deal
Read through the financial agreement cautiously, ensuring all terms are clear.
d. Insurance
Secure an insurance policy before driving away.
4. Post-purchase Care:
Maintain Your Car: Keep up with regular maintenance.
Manage Your Loan: Ensure timely payments of your monthly dues.
Additional Tips:
Total Cost Awareness: Be mindful of the total amount payable across the loan tenure.
Depreciation: Bear in mind cars depreciate, so choose a model that retains value well.
Warranties: Check for existing warranties and consider purchasing additional coverage.
Early Repayment: Check if there are any penalties for early repayment.
Conclusion:
Financing a used BMW X1 demands careful planning and adherence to your financial capacities. Explore all available financing options, conduct diligent checks on the vehicle, and ensure the terms of the deal align with your fiscal health. It’s prudent to consult with financial or automotive experts for tailored advice during this process.
About the BMW X1
The BMW X1 stands as a testament to the German automaker's expertise in crafting vehicles that combine luxury with practicality. Positioned in the competitive compact SUV segment, the X1 offers an ideal mix of performance, comfort, and advanced features. In this article, we spotlight the characteristics that set the X1 apart, highlight its competitors, and elucidate the benefits of opting for finance when acquiring this esteemed model.
Highlights of the BMW X1:
Signature Design: Bearing the iconic kidney grille and angular headlights, the X1's design is unmistakably BMW, reflecting sophistication and dynamism.
Performance Dynamics: Available in both petrol and diesel engines, the X1 ensures a thrilling drive, balanced with commendable fuel efficiency.
Luxurious Cabin: The interior boasts high-quality materials, spacious seating arrangements, and a state-of-the-art infotainment system with integrated smartphone capabilities.
Safety and Tech: With an array of advanced safety features, including lane departure warning and collision mitigation, the X1 prioritizes driver and passenger safety. Its tech suite further enhances the driving experience with navigation, connectivity, and entertainment options.
Eyeing the Competition:
While the BMW X1 makes a formidable case, it competes in a segment bustling with noteworthy rivals:
Audi Q3: Known for its blend of performance and luxury, the Q3 is a direct competitor with a robust tech interface and plush interiors.
Mercedes-Benz GLA: Offering an elegant design and refined cabin, the GLA is a luxury compact SUV that commands attention.
Volvo XC40: Celebrated for its safety features and Scandinavian design, the XC40 is a strong contender in the segment.
Jaguar E-PACE: With sporty aesthetics and dynamic driving capabilities, the E-PACE presents an exciting alternative for potential buyers.
Conclusion:
For those in pursuit of luxury, performance, and a compact design, the BMW X1 emerges as a top pick. When combined with the benefits of financing, the proposition of driving this luxury SUV becomes all the more irresistible. Representing BMW's commitment to excellence, the X1 is a standout in the crowded compact SUV arena.
Buying Guide
Want to find out everything about all X1 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X1 buying guide here.
BMW X1 Data by County
BMW X1 data for the amount in stock, average price, age and mileage throughout
the UK and by county.