Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Currently on display at this car retailer's show room in the Nuneaton area is this very dependable and trustworthy black X1 1.5 25E 10Kwh Sport Suv Plug-in Hybrid that has a automatic gearbox and 1.5 litre hybrid engine.
Advertised at the full price of £12,990 and with the option to purchase using credit with affordable repayments starting off at £ per calendar month, this brown BMW X1 has got 60,000 miles clocked up on the dash, a 2000 CC diesel engine and automatic transmission.
Take a look at this BMW X1 18D M Sport Suv fitted out with automatic transmission and a 2.0 L diesel motor. This second hand model has 74,000 miles clocked up on the dash and has been finished in the tone of black.
This X1 2.0 20D Sport Suv Xdrive Euro 6 S has got 67,170 miles on the clock and incorporates a 2000cc diesel engine. This particular second hand one from this dealership in Glasgow is finished in the tone of orange.
Featuring automatic transmission and a 2000 cc petrol engine, this X1 2.0 X1 Sdrive 20I Xline comes in the shade of black and has 65,160 miles clocked up on the dash.
Incorporating a 2000CC diesel motor and a manual gearbox, this highly trustworthy and reliable BMW is currently available on the market in black with 115,000 miles clocked up on the dashboard. This second hand car is priced at £3,475 with cost efficient payments commencing from just £ per calendar month.
Get behind the wheel of this BMW X1 X1 Xdrive30e M Sport that is known to be one of the most trustworthy models available. It comes equipped with a 1.5 litre hybrid motor and automatic transmission. This model currently available at our dealership is a used vehicle, but it's been well maintained so it is still in a superb, like new condition and has just 4,780 miles clocked up on the dash.
Designed with a 1.5l petrol engine and a manual gearbox, this highly trustworthy and dependable BMW X1 1.5 18I Gpf Sport Sdrive Euro 6 Ss is currently available for sale in white with 45,840 miles on the clock.
On the market and ready for you to drive away is this BMW X1 that is rated as one of the most reliable and trustworthy motors around. This second-hand model at our dealership comes finished in grey and has 24,644 miles clocked-up on the dashboard.
Get yourself behind the wheel of this BMW X1 Xdrive 18D Sport Step 150 Ps for only £13,999. It has 26,080 miles clocked-up on the dash and comes fitted with a 2000 cc diesel motor and automatic transmission.
On offer and ready for you to drive away is this BMW X1 2.0 20I Sport Suv Dct Sdrive Euro 6 S which has automatic transmission and a 2.0 Ltr petrol engine. This one with low mileage currently on sale at this dealership in Stoke-on-Trent has only got 21,290 miles clocked up on the dash and has been finished in white.
This BMW X1 Xdrive 25E M Sport Step has been finished in the tone of red and although it is a second hand vehicle, it is still in an impeccable, like new condition inside and out. This particular used model is equipped with a cc hybrid engine with automatic transmission and has 10,626 miles clocked up on the dash.
Available for sale is this BMW X1 Xdrive 20I Xline Step that comes fitted out with automatic transmission and a Ltr petrol engine. This second hand model has 21,690 miles on the dash.
Be the next owner of this X1 that is ranked as one of the most trustworthy cars on the market. It is fitted with automatic transmission and a 2.0 litre petrol engine. This second hand model currently up for sale at our dealership in Whitchurch has just 17,554 miles clocked up on the dash and has a silver finish.
Ranked in the UK's top 20 for its trustworthiness and reliability, this BMW X1 contains a 2000 CC petrol motor and automatic transmission. It has 65,000 miles on the clock and is currently available to buy in a blue finish.
Coming fitted out with a 2000 CC petrol motor with automatic transmission, this second-hand X1 is currently available for sale in the shade of white with 72,600 miles clocked up on the dashboard.
On the market and ready for its new owner to take home is this second hand X1 2.0I X Drive Xline Leather Seats Verified Miles F that has got a 2000cc petrol motor with automatic transmission. Buy it at the outstanding price of £15,995 from this dealer in the Ilford area.
This BMW X1 2.0 18D Se Sdrive Euro 6 S S has 73,000 miles on the clock and features a 2.0 ltr diesel engine with manual transmission. This particular second-hand one from this dealership in Leicester is available in the shade of black.
The BMW X1 is a luxurious compact SUV, combining style with practicality. If you're considering acquiring a used model through finance, here’s a guide to help you navigate through the process.
1. Before You Begin:
Budgeting: Define your budget clearly including down payment and monthly installments.
Credit Check: Know your credit score; it will influence your loan terms.
Select a Model: Choose the X1 variant and year that best suits your needs.
Vehicle Inspection: Ensure the car is thoroughly inspected and check its history report.
2. Understanding Financing Options:
a. Bank Loan
Pros: Likely lower interest with good credit.
Cons: Possible stringent approval conditions.
b. Hire Purchase (HP)
Pros: Simple, with no mileage limits.
Cons: The car is not yours until the last payment.
Cons: Mileage restrictions and might be more expensive in the long run.
d. Dealer Financing
Pros: Convenient, may offer promotional rates.
Cons: May carry higher interest rates.
e. Peer-to-peer Lending (P2P)
Pros: Can be straightforward and may offer competitive rates.
Cons: Can depend heavily on credit score.
f. Leasing
Pros: Drive without worrying about ownership.
Cons: No option to own, and typically comes with mileage limits.
3. Making the Purchase:
a. Choosing a Seller
Opt for a reliable dealer or private seller.
b. Negotiating
Don't be afraid to negotiate the price.
c. Finalizing the Deal
Read through the financial agreement cautiously, ensuring all terms are clear.
d. Insurance
Secure an insurance policy before driving away.
4. Post-purchase Care:
Maintain Your Car: Keep up with regular maintenance.
Manage Your Loan: Ensure timely payments of your monthly dues.
Additional Tips:
Total Cost Awareness: Be mindful of the total amount payable across the loan tenure.
Depreciation: Bear in mind cars depreciate, so choose a model that retains value well.
Warranties: Check for existing warranties and consider purchasing additional coverage.
Early Repayment: Check if there are any penalties for early repayment.
Conclusion:
Financing a used BMW X1 demands careful planning and adherence to your financial capacities. Explore all available financing options, conduct diligent checks on the vehicle, and ensure the terms of the deal align with your fiscal health. It’s prudent to consult with financial or automotive experts for tailored advice during this process.
About the BMW X1
The BMW X1 stands as a testament to the German automaker's expertise in crafting vehicles that combine luxury with practicality. Positioned in the competitive compact SUV segment, the X1 offers an ideal mix of performance, comfort, and advanced features. In this article, we spotlight the characteristics that set the X1 apart, highlight its competitors, and elucidate the benefits of opting for finance when acquiring this esteemed model.
Highlights of the BMW X1:
Signature Design: Bearing the iconic kidney grille and angular headlights, the X1's design is unmistakably BMW, reflecting sophistication and dynamism.
Performance Dynamics: Available in both petrol and diesel engines, the X1 ensures a thrilling drive, balanced with commendable fuel efficiency.
Luxurious Cabin: The interior boasts high-quality materials, spacious seating arrangements, and a state-of-the-art infotainment system with integrated smartphone capabilities.
Safety and Tech: With an array of advanced safety features, including lane departure warning and collision mitigation, the X1 prioritizes driver and passenger safety. Its tech suite further enhances the driving experience with navigation, connectivity, and entertainment options.
Eyeing the Competition:
While the BMW X1 makes a formidable case, it competes in a segment bustling with noteworthy rivals:
Audi Q3: Known for its blend of performance and luxury, the Q3 is a direct competitor with a robust tech interface and plush interiors.
Mercedes-Benz GLA: Offering an elegant design and refined cabin, the GLA is a luxury compact SUV that commands attention.
Volvo XC40: Celebrated for its safety features and Scandinavian design, the XC40 is a strong contender in the segment.
Jaguar E-PACE: With sporty aesthetics and dynamic driving capabilities, the E-PACE presents an exciting alternative for potential buyers.
Conclusion:
For those in pursuit of luxury, performance, and a compact design, the BMW X1 emerges as a top pick. When combined with the benefits of financing, the proposition of driving this luxury SUV becomes all the more irresistible. Representing BMW's commitment to excellence, the X1 is a standout in the crowded compact SUV arena.
Buying Guide
Want to find out everything about all X1 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X1 buying guide here.
BMW X1 Data by County
BMW X1 data for the amount in stock, average price, age and mileage throughout
the UK and by county.