Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Fitted out with a 2000 cc petrol motor and automatic transmission, this second hand BMW X1 comes finished in the shade of white and has 94,494 miles clocked up on the dash.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
This X1 is rated as one of the most trustworthy and reliable motors around. This second hand model, available from this dealer has got a 1.5 litre hybrid motor with automatic transmission and has got 15,150 mi clocked up on the dash.
Revered for its trustworthiness and reliability, this BMW X1 Xdrive 30E M Sport Step 326 Ps is fitted with a 1.5l petrol engine and automatic transmission. This dealership currently has this second hand model on offer which has 18,797 miles clocked-up on the dash and a white finish. It's available at the really unbelievable price of only £30,899 or by making monthly payments starting out at only £ per calendar month.
Currently advertised by this dealer is this estate motor that comes equipped with automatic transmission and a 1500 CC petrol motor. It is on the market and ready for you to take home in the tone of blue with 2,649 miles on the dash.
There is a brilliant price at this dealership for this X1 X1 Xdrive20i M Sport with a 2.0l petrol engine, automatic transmission and a mere 16,716 miles clocked-up on the dash.
Among those ranked in the top 20 of the reliability index, this is a suv vehicle manufactured by the BMW company to offer drivers a higher degree of dependability than an average model. This second hand model on sale at this dealer has got 43,600 miles clocked up on the dash and comes fitted out with a 2.0 Ltr petrol engine with automatic transmission.
Are you on the lookout for a vehicle that's designed to be durable and trustworthy and is among those ranked in the top 20 of the UK's reliability index? Well, have a more detailed look at this second-hand one with low mileage from our dealership in Bury, it contains a 2000 CC diesel engine with automatic transmission and has got a mere 27,675 miles clocked up on the dashboard.
BMW's X1 is in the top 20 of the UK's reliability index and this dealership in Leek currently has this second hand 2.0 20D Se Xdrive Euro 5 for sale at just £3,995. That is a bargain price for this model and it's even better if you take into account that it's less likely to leave you with a bill for repairs.
Favoured for being a highly trustworthy and reliable motor, this 5 door vehicle is fitted out with a diesel 2.0 Litre motor and automatic gearbox, is finished in white and has 36,913 miles on the dash. Currently available at the outstanding price of £12,995 or you can also buy on finance with the help of evenly distributed, convenient instalments commencing from only £ pm.
This suv second hand car is fitted out with a 2000 CC petrol motor with automatic transmission and it has got 79,185 mi clocked up on the dash. It is available for sale for the bargain price of just £11,995.
Get yourself in the driver's seat of this BMW with a 1500CC petrol engine and manual transmission. This second-hand model currently in stock at our dealership in Worksop is available at the fabulous price of only £10,395.
Fitted with a 1500 cc petrol engine and automatic transmission, this second-hand X1 X1 Sdrive20i M Sport is currently available to drive away in a finish with 2,322 miles clocked up on the dash.
A remarkable price of £34,109 on this low mileage BMW in almost pristine, like new condition. This particular model is fitted with a 1.5 Ltr petrol motor with automatic transmission and it has 1,390 miles on the clock.
Currently advertised by this dealership located in Bedford is this suv BMW X1 X1 Xdrive 25D M Sport which is fitted with a diesel, 2000CC engine and automatic gearbox. On the market and ready for you to take home in a blue finish with 81,000 miles on the dashboard.
Put yourself in the driver's seat of this BMW X1 that is ranked as one of the most trustworthy and reliable models available. This one currently in stock at our dealership in Guildford is a second-hand model, but it was beautifully maintained by the last owner so it's still in a near mint condition inside and out.
Advertised by this dealer in the BMW Park Lane area is this BMW X1 X1 Sdrive18i Xline that comes fitted with automatic transmission and a 1500CC petrol engine. It's on offer in the shade of with 18,431 miles on the dash.
Up for sale and ready for you to take home is this X1 that comes fitted out with automatic transmission and a Ltr hybrid engine. This second hand one now in stock at our dealership has only got 8,271 miles clocked up on the dash and comes finished in black.
Go for a test drive in this X1 Sdrive 18D M Sport Step 2023 which has a high ranking for its durability and trustworthiness. It comes fitted with a litre diesel motor and automatic transmission. This one with low mileage now available from this dealer in Doncaster is in a well kept, like new condition inside and out and has got a mere 15,074 miles clocked up on the dash.
A suv car designed by the BMW company to offer its driver a higher degree of reliability and trustworthiness than most ordinary vehicles, it presents the driver with a 1500 cc engine and automatic gearbox. This dealership currently has this second hand model in stock which has 25,035 miles clocked up on the dash.
The incredible price of £15,788 is currently being offered by our dealership for this BMW X1 Xdrive 20I Xline Step that's rated as one of the top twenty, most trustworthy and reliable motors in the United Kingdom. This model is equipped with a LTR petrol engine, automatic gearbox and has a mere 39,740 miles clocked-up on the dash.
Now on display at our dealership in Warrington is this durable and trustworthy BMW that has automatic transmission, few miles on the dash and a 1500 cc petrol motor
Seize the opportunity to be the happy owner of this BMW now priced at only £13,399. It is finished in grey, is fitted out with a 2.0 Litre diesel engine with automatic transmission and has 38,128 mi clocked-up on the dashboard.
This BMW X1 Sdrive 20I 178 Xline Step is fitted with a 2.0 L petrol motor with automatic transmission and it has 12,115 miles clocked up on the dashboard. It is available to buy for the amazing price of only £22,498.
The BMW X1 is a luxurious compact SUV, combining style with practicality. If you're considering acquiring a used model through finance, here’s a guide to help you navigate through the process.
1. Before You Begin:
Budgeting: Define your budget clearly including down payment and monthly installments.
Credit Check: Know your credit score; it will influence your loan terms.
Select a Model: Choose the X1 variant and year that best suits your needs.
Vehicle Inspection: Ensure the car is thoroughly inspected and check its history report.
2. Understanding Financing Options:
a. Bank Loan
Pros: Likely lower interest with good credit.
Cons: Possible stringent approval conditions.
b. Hire Purchase (HP)
Pros: Simple, with no mileage limits.
Cons: The car is not yours until the last payment.
Cons: Mileage restrictions and might be more expensive in the long run.
d. Dealer Financing
Pros: Convenient, may offer promotional rates.
Cons: May carry higher interest rates.
e. Peer-to-peer Lending (P2P)
Pros: Can be straightforward and may offer competitive rates.
Cons: Can depend heavily on credit score.
f. Leasing
Pros: Drive without worrying about ownership.
Cons: No option to own, and typically comes with mileage limits.
3. Making the Purchase:
a. Choosing a Seller
Opt for a reliable dealer or private seller.
b. Negotiating
Don't be afraid to negotiate the price.
c. Finalizing the Deal
Read through the financial agreement cautiously, ensuring all terms are clear.
d. Insurance
Secure an insurance policy before driving away.
4. Post-purchase Care:
Maintain Your Car: Keep up with regular maintenance.
Manage Your Loan: Ensure timely payments of your monthly dues.
Additional Tips:
Total Cost Awareness: Be mindful of the total amount payable across the loan tenure.
Depreciation: Bear in mind cars depreciate, so choose a model that retains value well.
Warranties: Check for existing warranties and consider purchasing additional coverage.
Early Repayment: Check if there are any penalties for early repayment.
Conclusion:
Financing a used BMW X1 demands careful planning and adherence to your financial capacities. Explore all available financing options, conduct diligent checks on the vehicle, and ensure the terms of the deal align with your fiscal health. It’s prudent to consult with financial or automotive experts for tailored advice during this process.
About the BMW X1
The BMW X1 stands as a testament to the German automaker's expertise in crafting vehicles that combine luxury with practicality. Positioned in the competitive compact SUV segment, the X1 offers an ideal mix of performance, comfort, and advanced features. In this article, we spotlight the characteristics that set the X1 apart, highlight its competitors, and elucidate the benefits of opting for finance when acquiring this esteemed model.
Highlights of the BMW X1:
Signature Design: Bearing the iconic kidney grille and angular headlights, the X1's design is unmistakably BMW, reflecting sophistication and dynamism.
Performance Dynamics: Available in both petrol and diesel engines, the X1 ensures a thrilling drive, balanced with commendable fuel efficiency.
Luxurious Cabin: The interior boasts high-quality materials, spacious seating arrangements, and a state-of-the-art infotainment system with integrated smartphone capabilities.
Safety and Tech: With an array of advanced safety features, including lane departure warning and collision mitigation, the X1 prioritizes driver and passenger safety. Its tech suite further enhances the driving experience with navigation, connectivity, and entertainment options.
Eyeing the Competition:
While the BMW X1 makes a formidable case, it competes in a segment bustling with noteworthy rivals:
Audi Q3: Known for its blend of performance and luxury, the Q3 is a direct competitor with a robust tech interface and plush interiors.
Mercedes-Benz GLA: Offering an elegant design and refined cabin, the GLA is a luxury compact SUV that commands attention.
Volvo XC40: Celebrated for its safety features and Scandinavian design, the XC40 is a strong contender in the segment.
Jaguar E-PACE: With sporty aesthetics and dynamic driving capabilities, the E-PACE presents an exciting alternative for potential buyers.
Conclusion:
For those in pursuit of luxury, performance, and a compact design, the BMW X1 emerges as a top pick. When combined with the benefits of financing, the proposition of driving this luxury SUV becomes all the more irresistible. Representing BMW's commitment to excellence, the X1 is a standout in the crowded compact SUV arena.
Buying Guide
Want to find out everything about all X1 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X1 buying guide here.
BMW X1 Data by County
BMW X1 data for the amount in stock, average price, age and mileage throughout
the UK and by county.