Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
On offer and ready for its new owner to drive away today is this trusty X1 2.0 20D Se Suv Steptronic Xdrive Euro 5 that is listed as one of Britain's top 20 most reliable vehicles. It comes equipped with automatic transmission and a 2000 CC diesel motor. This second-hand one currently available at our dealership in Southampton has 88,493 miles clocked-up on the dash and is finished in the shade of blue.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Finished in black, this suv motor comes equipped with automatic transmission and a 2000CC diesel engine with 88,158 miles on the dashboard. First Registered in 2017, this BMW is now available for sale at only £10,998.
This BMW X1 contains a 2.0 Ltr petrol motor with automatic transmission and has 39,906 miles on the clock. This particular second hand model from this dealer in Edinburgh comes in a brown finish.
On offer and ready to take on a test drive is this X1 painted in grey; this second hand model has 61,543 miles clocked-up on the dash and comes fitted with a 1500 CC petrol motor and manual transmission.
Up for sale and ready for its new owner to drive away is this dependable and durable X1 which is ranked amongst the UK's top 20 most reliable models. It features automatic transmission and a 2000CC diesel engine. This second hand model from our dealership has 20,684 miles clocked up on the dash and has been finished in blue.
This X1 Xdrive20i Xline U556650 is rated as one of the top 20, most reliable and trustworthy motors in Great Britain. It features a 2.0 litre petrol engine and has got automatic transmission. This second hand one at this dealership has clocked-up 64,096 miles and has a silver finish. On the market at the great price of only £11,990 or with the option to purchase using finance with achievable repayments on offer starting from £ per month.
Available for viewing at our showroom in Perth is this grey X1 1.5 25E 16.3Kwh M Sport Suv Plug-in Hyb that has got a 1.5 L hybrid motor with automatic transmission.
Best known for being a highly reliable motor, this 5 door BMW offers you a diesel 2.0l motor and automatic transmission, is finished in blue and has 76,000 miles on the clock. Currently available at the great price of £11,495 or you can also buy on finance together with evenly spread, budget-friendly instalments commencing from only £ pm.
On the market and ready for you to drive away today is this X1 Xdrive 25E M Sport Step that features a 1500 cc hybrid motor with automatic transmission. This second-hand one is for sale at the incredible price of only £33,599, has been finished in white and has clocked up 19,562 miles.
The brilliant price of only £10,775 is being offered by our dealership in Gravesend for this BMW X1 that is ranked as one of the most reliable and trustworthy cars available. This particular model consists of a 2.0 LTR diesel engine, automatic gearbox and has 68,987 miles clocked-up on the dash.
Take a test drive in this X1 2019 68 2.0, it has got a 2.0l petrol motor with automatic transmission. This used model in stock at our dealership in Stockport is up for sale at the great price of only £17,499.
This BMW is one of the top twenty, most trustworthy and reliable vehicles in the United Kingdom. This model is fitted out with a 2.0 litre diesel engine and automatic transmission. This second-hand one comes in silver and has 64,951 miles clocked-up on the dash. Currently available on the market at the remarkable price of just £12,995 or with the possibility to purchase on finance with affordable payments at hand starting at £ pm.
A fabulous price of £6,950 is being advertised by us at this dealer for this BMW X1 2.0 18D Xline which has been created with trustworthiness and durability in mind and is among those rated in the top 20 of Britain's reliability index.
On offer and ready for a test drive is this BMW X1 1.5 18I Xline Dct Sdrive Euro 6 Ss finished in blue - it incorporates a 1500cc petrol motor with automatic transmission and has few miles clocked-up on the dash.
Currently available for sale is this estate car on offer at the marvellous price of just £9,985. This dealership in Redditch also gives its customers the possibility to buy using flexible monthly repayments to suit all budgets with repayment plans commencing from only £ per calendar month.
Up for sale and ready for its next owner to drive away is this X1 finished in with 31,500 miles on the dash and a 1.5 l hybrid engine with automatic transmission.
This BMW X1 2L Sport has 52,600 miles clocked-up on the dash and is equipped with a 2.0 Litre petrol engine with automatic transmission. This particular used one from this dealership is available with a grey finish.
Up for sale and ready for you to drive away is this dependable suv that is ranked amongst Britain's top 10 most reliable models. It comes fitted with automatic transmission and a 2.0 L petrol motor. This used one from our dealership in Berry Banstead has been finished in black and has only done 3,455 miles.
Go for a test drive in this X1 that is known to be one of the most trusty cars available. It comes fitted with a 2000 CC diesel motor and manual transmission. This used model currently available at our dealership in Bury has 112,845 miles clocked up on the dash and comes in the tone of blue.
Taking several elements into account, the Reliability Index gathers data made up of the large number of claims that are made each year. It considers: the amount the car fails, the cost and inconvenience for motorists and gives you a comprehensive guide of all of the vehicles on the road. The BMW X1 is among the top twenty rated for reliability and at this dealership you can pick up this used model for just £17,495. That's a bargain for this model, even more so taking into account that it is less likely to let you down and cost you extra money in repair bills.
The BMW X1 is a luxurious compact SUV, combining style with practicality. If you're considering acquiring a used model through finance, here’s a guide to help you navigate through the process.
1. Before You Begin:
Budgeting: Define your budget clearly including down payment and monthly installments.
Credit Check: Know your credit score; it will influence your loan terms.
Select a Model: Choose the X1 variant and year that best suits your needs.
Vehicle Inspection: Ensure the car is thoroughly inspected and check its history report.
2. Understanding Financing Options:
a. Bank Loan
Pros: Likely lower interest with good credit.
Cons: Possible stringent approval conditions.
b. Hire Purchase (HP)
Pros: Simple, with no mileage limits.
Cons: The car is not yours until the last payment.
Cons: Mileage restrictions and might be more expensive in the long run.
d. Dealer Financing
Pros: Convenient, may offer promotional rates.
Cons: May carry higher interest rates.
e. Peer-to-peer Lending (P2P)
Pros: Can be straightforward and may offer competitive rates.
Cons: Can depend heavily on credit score.
f. Leasing
Pros: Drive without worrying about ownership.
Cons: No option to own, and typically comes with mileage limits.
3. Making the Purchase:
a. Choosing a Seller
Opt for a reliable dealer or private seller.
b. Negotiating
Don't be afraid to negotiate the price.
c. Finalizing the Deal
Read through the financial agreement cautiously, ensuring all terms are clear.
d. Insurance
Secure an insurance policy before driving away.
4. Post-purchase Care:
Maintain Your Car: Keep up with regular maintenance.
Manage Your Loan: Ensure timely payments of your monthly dues.
Additional Tips:
Total Cost Awareness: Be mindful of the total amount payable across the loan tenure.
Depreciation: Bear in mind cars depreciate, so choose a model that retains value well.
Warranties: Check for existing warranties and consider purchasing additional coverage.
Early Repayment: Check if there are any penalties for early repayment.
Conclusion:
Financing a used BMW X1 demands careful planning and adherence to your financial capacities. Explore all available financing options, conduct diligent checks on the vehicle, and ensure the terms of the deal align with your fiscal health. It’s prudent to consult with financial or automotive experts for tailored advice during this process.
About the BMW X1
The BMW X1 stands as a testament to the German automaker's expertise in crafting vehicles that combine luxury with practicality. Positioned in the competitive compact SUV segment, the X1 offers an ideal mix of performance, comfort, and advanced features. In this article, we spotlight the characteristics that set the X1 apart, highlight its competitors, and elucidate the benefits of opting for finance when acquiring this esteemed model.
Highlights of the BMW X1:
Signature Design: Bearing the iconic kidney grille and angular headlights, the X1's design is unmistakably BMW, reflecting sophistication and dynamism.
Performance Dynamics: Available in both petrol and diesel engines, the X1 ensures a thrilling drive, balanced with commendable fuel efficiency.
Luxurious Cabin: The interior boasts high-quality materials, spacious seating arrangements, and a state-of-the-art infotainment system with integrated smartphone capabilities.
Safety and Tech: With an array of advanced safety features, including lane departure warning and collision mitigation, the X1 prioritizes driver and passenger safety. Its tech suite further enhances the driving experience with navigation, connectivity, and entertainment options.
Eyeing the Competition:
While the BMW X1 makes a formidable case, it competes in a segment bustling with noteworthy rivals:
Audi Q3: Known for its blend of performance and luxury, the Q3 is a direct competitor with a robust tech interface and plush interiors.
Mercedes-Benz GLA: Offering an elegant design and refined cabin, the GLA is a luxury compact SUV that commands attention.
Volvo XC40: Celebrated for its safety features and Scandinavian design, the XC40 is a strong contender in the segment.
Jaguar E-PACE: With sporty aesthetics and dynamic driving capabilities, the E-PACE presents an exciting alternative for potential buyers.
Conclusion:
For those in pursuit of luxury, performance, and a compact design, the BMW X1 emerges as a top pick. When combined with the benefits of financing, the proposition of driving this luxury SUV becomes all the more irresistible. Representing BMW's commitment to excellence, the X1 is a standout in the crowded compact SUV arena.
Buying Guide
Want to find out everything about all X1 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X1 buying guide here.
BMW X1 Data by County
BMW X1 data for the amount in stock, average price, age and mileage throughout
the UK and by county.