Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
A suv vehicle created by BMW to give drivers a higher level of dependability than your average car, it possesses a petrol 1.5 LTR motor and manual transmission. this dealer currently has this second hand model on offer that has 54,500 miles on the dash.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Fitted out with a 1500cc hybrid motor and automatic transmission - this white second-hand
X1 is currently available for you to drive it away today with 34,604 miles clocked-up on the dash.
The BMW X1 is in the top 20 of the UK's reliability index and this dealer has this second hand model available to buy priced at just £13,495. It's a bargain price for this model and even more so when you take into account that it's less likely to leave you with an extra bill for repairs.
Available for viewing at this dealership in Farnborough is this almost spotless suv which has a petrol, 1.5L engine and automatic transmission. Up for sale in the shade of white with 4,088 miles on the dashboard.
Put yourself in the driver's seat of this BMW, it features a 1.5L petrol engine with automatic transmission. This second hand model available from this dealer has got a low mileage of only 2,589 miles and is finished in the tone of .
Starting off at just £ each month, you could buy this suv BMW X1 Xdrive 25E M Sport Step with 24,253 miles on the clock, hybrid 1.5 L engine and automatic transmission.
Praised for its dependability, this X1 X1 Xdrive23i Xline comes fitted out with a cc petrol engine and automatic transmission. This dealer currently has this second hand model on offer that has 12,210 miles clocked-up on the dash and a green finish. It's available at the really amazing price of only £32,100 or through making monthly payments starting off at only £ per month.
This second hand car is currently on offer and ready for its new owner to take home. It contains a LTR diesel engine with automatic transmission and it has clocked up 17,348 miles.
A suv vehicle manufactured by BMW to provide motorists a higher level of reliability and trustworthiness than an average model. This particular used BMW comes in the tone of blue with a hybrid 1.5 Ltr motor, automatic transmission and 61,424 miles clocked up on the dashboard.
Currently up for sale from our dealership in Braintree, for the outstanding price of £10,495 is this BMW X1 18I Se Suv that has been engineered with durability in mind and is among those ranked in the top 20 of the UK's reliability index.
Painted in black, this BMW X1 2.0 20I Xline Dct Sdrive Euro 6 Ss is fitted with automatic transmission, a 2.0L petrol motor and has 29,596 mi on the dash. It was first registered in 2021 and is now up for sale and ready for you to take home for only £20,590.
Now available at our dealership in Oxford is this BMW offering a petrol, 1.5 litre engine and automatic gearbox. Available to drive home in the tone of with 12,932 mi clocked up on the dash. It's an excellent choice to make if you're looking to buy a vehicle which has been designed to have durability in mind.
Up for sale and ready for its new owner to take home is this BMW X1 that is ranked as one of the most trustworthy vehicles on the market. It features a 2.0 litre petrol engine and automatic transmission. This used model currently for sale at our dealership only has 14,215 miles on the dash and has been finished in the tone of .
An incredible price of just £24,750 is being advertised by this dealership in Oxford on this BMW X1 X1 Sdrive20i M Sport that's been created to have reliability in mind. This particular model contains a 2.0 Ltr petrol motor with automatic transmission and has only got 28,483 miles clocked-up on the dashboard.
Equipped with a CC petrol motor and a automatic gearbox, this very trustworthy BMW X1 X1 Xdrive23i Xline is currently available to buy in blue with 43,625 miles clocked-up on the dash.
Encompassing a 2000 cc petrol engine and a automatic gearbox, this reliable BMW X1 M35i Xdrive Techpro Pack Step is currently available to drive away in silver with 9 miles clocked up on the dashboard. This second hand car is priced at £50,000 with budget friendly repayment plans on hand commencing at only £ per month.
On offer and ready for its next owner to take home is this dependable X1 that is one of Britain's top 20 most reliable models. It is fitted out with a 2.0 Litre petrol engine and automatic transmission. This used model available from this dealership in Leeds has been finished in and has 18,743 miles clocked-up on the dash.
Planning on buying a model that's built to be dependable and durable and is among those ranked in the top 20 of the United Kingdom's reliability index? Then consider going for this particular used one from us at this dealer that’s got 28,925 mi clocked up on the dash and a 1500cc petrol motor with manual transmission.
At the awesome price of just £10,995 is this X1 that has got a 2.0 Ltr diesel motor with automatic transmission. This used one has 61,500 miles clocked up on the dash.
The BMW X1 is a luxurious compact SUV, combining style with practicality. If you're considering acquiring a used model through finance, here’s a guide to help you navigate through the process.
1. Before You Begin:
Budgeting: Define your budget clearly including down payment and monthly installments.
Credit Check: Know your credit score; it will influence your loan terms.
Select a Model: Choose the X1 variant and year that best suits your needs.
Vehicle Inspection: Ensure the car is thoroughly inspected and check its history report.
2. Understanding Financing Options:
a. Bank Loan
Pros: Likely lower interest with good credit.
Cons: Possible stringent approval conditions.
b. Hire Purchase (HP)
Pros: Simple, with no mileage limits.
Cons: The car is not yours until the last payment.
Cons: Mileage restrictions and might be more expensive in the long run.
d. Dealer Financing
Pros: Convenient, may offer promotional rates.
Cons: May carry higher interest rates.
e. Peer-to-peer Lending (P2P)
Pros: Can be straightforward and may offer competitive rates.
Cons: Can depend heavily on credit score.
f. Leasing
Pros: Drive without worrying about ownership.
Cons: No option to own, and typically comes with mileage limits.
3. Making the Purchase:
a. Choosing a Seller
Opt for a reliable dealer or private seller.
b. Negotiating
Don't be afraid to negotiate the price.
c. Finalizing the Deal
Read through the financial agreement cautiously, ensuring all terms are clear.
d. Insurance
Secure an insurance policy before driving away.
4. Post-purchase Care:
Maintain Your Car: Keep up with regular maintenance.
Manage Your Loan: Ensure timely payments of your monthly dues.
Additional Tips:
Total Cost Awareness: Be mindful of the total amount payable across the loan tenure.
Depreciation: Bear in mind cars depreciate, so choose a model that retains value well.
Warranties: Check for existing warranties and consider purchasing additional coverage.
Early Repayment: Check if there are any penalties for early repayment.
Conclusion:
Financing a used BMW X1 demands careful planning and adherence to your financial capacities. Explore all available financing options, conduct diligent checks on the vehicle, and ensure the terms of the deal align with your fiscal health. It’s prudent to consult with financial or automotive experts for tailored advice during this process.
About the BMW X1
The BMW X1 stands as a testament to the German automaker's expertise in crafting vehicles that combine luxury with practicality. Positioned in the competitive compact SUV segment, the X1 offers an ideal mix of performance, comfort, and advanced features. In this article, we spotlight the characteristics that set the X1 apart, highlight its competitors, and elucidate the benefits of opting for finance when acquiring this esteemed model.
Highlights of the BMW X1:
Signature Design: Bearing the iconic kidney grille and angular headlights, the X1's design is unmistakably BMW, reflecting sophistication and dynamism.
Performance Dynamics: Available in both petrol and diesel engines, the X1 ensures a thrilling drive, balanced with commendable fuel efficiency.
Luxurious Cabin: The interior boasts high-quality materials, spacious seating arrangements, and a state-of-the-art infotainment system with integrated smartphone capabilities.
Safety and Tech: With an array of advanced safety features, including lane departure warning and collision mitigation, the X1 prioritizes driver and passenger safety. Its tech suite further enhances the driving experience with navigation, connectivity, and entertainment options.
Eyeing the Competition:
While the BMW X1 makes a formidable case, it competes in a segment bustling with noteworthy rivals:
Audi Q3: Known for its blend of performance and luxury, the Q3 is a direct competitor with a robust tech interface and plush interiors.
Mercedes-Benz GLA: Offering an elegant design and refined cabin, the GLA is a luxury compact SUV that commands attention.
Volvo XC40: Celebrated for its safety features and Scandinavian design, the XC40 is a strong contender in the segment.
Jaguar E-PACE: With sporty aesthetics and dynamic driving capabilities, the E-PACE presents an exciting alternative for potential buyers.
Conclusion:
For those in pursuit of luxury, performance, and a compact design, the BMW X1 emerges as a top pick. When combined with the benefits of financing, the proposition of driving this luxury SUV becomes all the more irresistible. Representing BMW's commitment to excellence, the X1 is a standout in the crowded compact SUV arena.
Buying Guide
Want to find out everything about all X1 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X1 buying guide here.
BMW X1 Data by County
BMW X1 data for the amount in stock, average price, age and mileage throughout
the UK and by county.