Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Have a look at this X1 that comes with automatic transmission and a 1.5 litre petrol motor. This second hand one now in stock at our dealership has 2,602 miles clocked up on the dash and is finished in the tone of .
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Built with a 2000 CC diesel engine and a automatic gearbox, this very reliable and trustworthy suv BMW X1 is on the market in black with 89,927 miles clocked-up on the dash.
Currently available to buy is this X1 that is fitted with a 2.0L petrol engine and automatic transmission. On offer at the remarkable price of only £13,890 and affordable payments at hand commencing at only £ per month.
A suv designed by BMW that gives its driver a higher degree of dependability and a more reliable performance than most ordinary models. This second-hand BMW X1 comes in the colour of white with a diesel 2.0 ltr engine, manual gears and 79,062 miles clocked-up on the dash.
A marvellous price of only £38,990 is currently being advertised by this dealer on this BMW X1 that is listed among the top twenty, most durable and trustworthy models in Britain.
68,893 miles clocked up on the dash and painted in orange, this suv second hand car is fitted out with manual transmission and it has a 2.0 Litre petrol engine.
This X1 2.0 18D M Sport Premier Suv Dct Sdriv comes with automatic transmission and a 2.0l diesel motor with 43,125 miles on the clock. This particular used model from this dealer in Petersfield comes with a white finish.
Now available for viewing at this dealership's show room is this low mileage BMW. It has got a 1.5 Ltr petrol engine with manual transmission and it has got a mere 36,607 miles on the dash.
Equipped with a 2.0 Litre diesel engine and automatic transmission, this second hand BMW X1 comes finished in blue and has 77,000 miles clocked up on the dash.
Featuring a 2.0 Litre diesel engine with automatic transmission, this X1 2013 2.0 20D Xline Xdrive Euro 5 is on offer in the tone of blue with 79,375 miles on the dash.
Have a look at the fabulous price of just £6,094 for this like new, top ten, best-selling BMW X1 M Sport with 104,000 miles clocked-up on the dash and a 2.0 litre diesel engine with manual transmission.
A 5 door estate vehicle by BMW that gives its driver a higher degree of trustworthiness than an average model. This X1 Xdrive 23D Mht M Sport Step 2024 contains a Litre diesel engine with automatic transmission and has 11,824 miles clocked up on the dash. Available for sale at the remarkable price of just £39,490 or with the possibility to purchase on finance with manageable payments on hand starting from £ pm.
On the market and ready for its new owner to take home is this X1 Sdrive 20I Mht Sport Step 2024 incorporating automatic transmission with a CC petrol motor. This used model available from this dealership in Harrogate has 17,800 miles on the clock.
Be the next owner of this trusty X1 Xdrive 30E M Sport Step 2026 that is in the UK's top 20 reliability index. It comes fitted out with a L hybrid motor and has automatic transmission. This second hand model now in stock at our dealership has been finished in and has low mileage.
On the market and ready for you to drive away is this second hand, blue X1 that features automatic transmission and a 2000 CC diesel engine. Buy it at the fantastic price of only £15,999 from this dealer.
A marvellous price of £19,249 is being advertised by us at this dealer for this X1 Sdrive 20I Xline Step that's known to be one of the most trustworthy and durable motors on the market.
Are you on the lookout for a BMW X1 2L M Sport? Then take a more detailed look at this used model from this dealer, it comes fitted with automatic transmission, a 2000 CC petrol engine and has 75,190 miles on the dash.
The UK Reliability Index figure combines several elements: price, inconvenience for motorists and the amount the car fails. It's based on data gathered through a large number of claims which are filed each year and therefore gives motorists a good overview of cars currently on the road. The BMW X1 is amongst the top 20 rated for reliability and this dealer currently has this second hand model for sale at only £12,990. It's already a bargain for this particular model, even more so if you take into account that it's less likely to leave you with an extra bill for repairs.
The BMW X1 is a luxurious compact SUV, combining style with practicality. If you're considering acquiring a used model through finance, here’s a guide to help you navigate through the process.
1. Before You Begin:
Budgeting: Define your budget clearly including down payment and monthly installments.
Credit Check: Know your credit score; it will influence your loan terms.
Select a Model: Choose the X1 variant and year that best suits your needs.
Vehicle Inspection: Ensure the car is thoroughly inspected and check its history report.
2. Understanding Financing Options:
a. Bank Loan
Pros: Likely lower interest with good credit.
Cons: Possible stringent approval conditions.
b. Hire Purchase (HP)
Pros: Simple, with no mileage limits.
Cons: The car is not yours until the last payment.
Cons: Mileage restrictions and might be more expensive in the long run.
d. Dealer Financing
Pros: Convenient, may offer promotional rates.
Cons: May carry higher interest rates.
e. Peer-to-peer Lending (P2P)
Pros: Can be straightforward and may offer competitive rates.
Cons: Can depend heavily on credit score.
f. Leasing
Pros: Drive without worrying about ownership.
Cons: No option to own, and typically comes with mileage limits.
3. Making the Purchase:
a. Choosing a Seller
Opt for a reliable dealer or private seller.
b. Negotiating
Don't be afraid to negotiate the price.
c. Finalizing the Deal
Read through the financial agreement cautiously, ensuring all terms are clear.
d. Insurance
Secure an insurance policy before driving away.
4. Post-purchase Care:
Maintain Your Car: Keep up with regular maintenance.
Manage Your Loan: Ensure timely payments of your monthly dues.
Additional Tips:
Total Cost Awareness: Be mindful of the total amount payable across the loan tenure.
Depreciation: Bear in mind cars depreciate, so choose a model that retains value well.
Warranties: Check for existing warranties and consider purchasing additional coverage.
Early Repayment: Check if there are any penalties for early repayment.
Conclusion:
Financing a used BMW X1 demands careful planning and adherence to your financial capacities. Explore all available financing options, conduct diligent checks on the vehicle, and ensure the terms of the deal align with your fiscal health. It’s prudent to consult with financial or automotive experts for tailored advice during this process.
About the BMW X1
The BMW X1 stands as a testament to the German automaker's expertise in crafting vehicles that combine luxury with practicality. Positioned in the competitive compact SUV segment, the X1 offers an ideal mix of performance, comfort, and advanced features. In this article, we spotlight the characteristics that set the X1 apart, highlight its competitors, and elucidate the benefits of opting for finance when acquiring this esteemed model.
Highlights of the BMW X1:
Signature Design: Bearing the iconic kidney grille and angular headlights, the X1's design is unmistakably BMW, reflecting sophistication and dynamism.
Performance Dynamics: Available in both petrol and diesel engines, the X1 ensures a thrilling drive, balanced with commendable fuel efficiency.
Luxurious Cabin: The interior boasts high-quality materials, spacious seating arrangements, and a state-of-the-art infotainment system with integrated smartphone capabilities.
Safety and Tech: With an array of advanced safety features, including lane departure warning and collision mitigation, the X1 prioritizes driver and passenger safety. Its tech suite further enhances the driving experience with navigation, connectivity, and entertainment options.
Eyeing the Competition:
While the BMW X1 makes a formidable case, it competes in a segment bustling with noteworthy rivals:
Audi Q3: Known for its blend of performance and luxury, the Q3 is a direct competitor with a robust tech interface and plush interiors.
Mercedes-Benz GLA: Offering an elegant design and refined cabin, the GLA is a luxury compact SUV that commands attention.
Volvo XC40: Celebrated for its safety features and Scandinavian design, the XC40 is a strong contender in the segment.
Jaguar E-PACE: With sporty aesthetics and dynamic driving capabilities, the E-PACE presents an exciting alternative for potential buyers.
Conclusion:
For those in pursuit of luxury, performance, and a compact design, the BMW X1 emerges as a top pick. When combined with the benefits of financing, the proposition of driving this luxury SUV becomes all the more irresistible. Representing BMW's commitment to excellence, the X1 is a standout in the crowded compact SUV arena.
Buying Guide
Want to find out everything about all X1 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X1 buying guide here.
BMW X1 Data by County
BMW X1 data for the amount in stock, average price, age and mileage throughout
the UK and by county.