Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Take a look at the bargain price at this dealership on this near mint, top 10, best-selling BMW X1 with automatic transmission, a 2.0l diesel motor and 83,530 miles on the clock.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
This suv X1 1.5 18I Sport Dct Sdrive Euro 6 Ss has 66,000 miles clocked up on the dash and is fitted out with a 1.5 L petrol engine and automatic transmission.
Grab the opportunity to be the new owner of this X1 2.0 18D Se Suv Sdrive Euro 6 S which is priced at only £14,795. It has been finished in the shade of black, features a 2000cc diesel engine with manual transmission and has 59,012 miles on the dash.
On offer at the bargain price of only £6,995 is this BMW X1 that comes fitted out with a 2.0 Ltr diesel engine with automatic transmission. This second hand one currently available from this dealership in Colchester has 76,000 miles clocked up on the dashboard.
An outstanding price is currently being advertised by this dealership for this BMW X1 that is ranked as one of the most trustworthy and reliable models available.
Durable and dependable, the BMW X1 is amongst those ranked in the top twenty for reliability, this second-hand one at this dealer contains a 2.0 Litre diesel motor and automatic transmission. It's on offer at the remarkable price of only £16,000 or with the option to buy on finance with affordable instalments at hand commencing at only £ monthly.
Rated as one of the top twenty, most trustworthy and dependable vehicles in the United Kingdom, this X1 contains a 2.0 L diesel motor and automatic transmission. This dealership currently has this second hand model on offer that has 104,900 mi clocked up on the dash and a white finish.
Available in black, this used BMW X1 2.0 23I Mht M Sport Dct Xdrive Euro 6 Ss has got few miles on the clock and comes equipped with a 2.0 litre petrol motor with automatic transmission.
Available from our dealership in Surbiton is this BMW X1 which comes fitted with a 2000 cc petrol motor and automatic transmission. It is available to buy in a grey finish with 30,000 miles on the dashboard.
This BMW X1 is known to be one of the most trustworthy and reliable motors available. This second hand model, from this dealer features a 2000CC petrol motor with automatic transmission and it has 46,638 miles clocked up on the dash.
Up for sale and ready for its new owner to take home is this BMW X1 for the total cost of just £33,995. This dealership also gives you the option to pay using flexible monthly repayments with repayment packages commencing at only £ monthly.
The Reliability Index figure combines several factors - the amount the car fails, price and inconvenience. It's based on data that has been gathered through the vast number of insurance claims that are made by motorists every year and provides motorists with a good overview of vehicles on the road. The BMW X1 is in the top twenty of the UK's Reliability Index and this dealer in Stoke-on-Trent has this used model for sale at just £15,895. That is already a bargain for this particular model and even more so if you are less likely to be forking out for repairs.
With automatic transmission and a 2.0 Ltr diesel engine, this second hand X1 X1 Sdrive18d M Sport is available in the tone of black and has 47,950 miles on the clock.
Combining several elements, the Reliability Index gathers data made up of the large number of claims that people make throughout each year. It considers: the inconvenience, the amount the car fails and cost, showing you a good overview of cars currently on the road. The BMW X1 is amongst the top 20 rated for reliability and at this dealership in Peterborough you can pick up this used one for only £30,199. That's already a really good deal for this particular model and even better if you're less likely to be forking out for repairs.
For the total price of just £20,998 is this BMW X1 which comes equipped with a 2.0 L petrol motor and automatic transmission. This second hand model has 28,680 miles on the clock.
A brilliant price of only £39,995 is currently being offered by us at this dealer on this well cared for, like new BMW that features automatic transmission and a 2000 CC diesel engine.
The BMW X1 is a luxurious compact SUV, combining style with practicality. If you're considering acquiring a used model through finance, here’s a guide to help you navigate through the process.
1. Before You Begin:
Budgeting: Define your budget clearly including down payment and monthly installments.
Credit Check: Know your credit score; it will influence your loan terms.
Select a Model: Choose the X1 variant and year that best suits your needs.
Vehicle Inspection: Ensure the car is thoroughly inspected and check its history report.
2. Understanding Financing Options:
a. Bank Loan
Pros: Likely lower interest with good credit.
Cons: Possible stringent approval conditions.
b. Hire Purchase (HP)
Pros: Simple, with no mileage limits.
Cons: The car is not yours until the last payment.
Cons: Mileage restrictions and might be more expensive in the long run.
d. Dealer Financing
Pros: Convenient, may offer promotional rates.
Cons: May carry higher interest rates.
e. Peer-to-peer Lending (P2P)
Pros: Can be straightforward and may offer competitive rates.
Cons: Can depend heavily on credit score.
f. Leasing
Pros: Drive without worrying about ownership.
Cons: No option to own, and typically comes with mileage limits.
3. Making the Purchase:
a. Choosing a Seller
Opt for a reliable dealer or private seller.
b. Negotiating
Don't be afraid to negotiate the price.
c. Finalizing the Deal
Read through the financial agreement cautiously, ensuring all terms are clear.
d. Insurance
Secure an insurance policy before driving away.
4. Post-purchase Care:
Maintain Your Car: Keep up with regular maintenance.
Manage Your Loan: Ensure timely payments of your monthly dues.
Additional Tips:
Total Cost Awareness: Be mindful of the total amount payable across the loan tenure.
Depreciation: Bear in mind cars depreciate, so choose a model that retains value well.
Warranties: Check for existing warranties and consider purchasing additional coverage.
Early Repayment: Check if there are any penalties for early repayment.
Conclusion:
Financing a used BMW X1 demands careful planning and adherence to your financial capacities. Explore all available financing options, conduct diligent checks on the vehicle, and ensure the terms of the deal align with your fiscal health. It’s prudent to consult with financial or automotive experts for tailored advice during this process.
About the BMW X1
The BMW X1 stands as a testament to the German automaker's expertise in crafting vehicles that combine luxury with practicality. Positioned in the competitive compact SUV segment, the X1 offers an ideal mix of performance, comfort, and advanced features. In this article, we spotlight the characteristics that set the X1 apart, highlight its competitors, and elucidate the benefits of opting for finance when acquiring this esteemed model.
Highlights of the BMW X1:
Signature Design: Bearing the iconic kidney grille and angular headlights, the X1's design is unmistakably BMW, reflecting sophistication and dynamism.
Performance Dynamics: Available in both petrol and diesel engines, the X1 ensures a thrilling drive, balanced with commendable fuel efficiency.
Luxurious Cabin: The interior boasts high-quality materials, spacious seating arrangements, and a state-of-the-art infotainment system with integrated smartphone capabilities.
Safety and Tech: With an array of advanced safety features, including lane departure warning and collision mitigation, the X1 prioritizes driver and passenger safety. Its tech suite further enhances the driving experience with navigation, connectivity, and entertainment options.
Eyeing the Competition:
While the BMW X1 makes a formidable case, it competes in a segment bustling with noteworthy rivals:
Audi Q3: Known for its blend of performance and luxury, the Q3 is a direct competitor with a robust tech interface and plush interiors.
Mercedes-Benz GLA: Offering an elegant design and refined cabin, the GLA is a luxury compact SUV that commands attention.
Volvo XC40: Celebrated for its safety features and Scandinavian design, the XC40 is a strong contender in the segment.
Jaguar E-PACE: With sporty aesthetics and dynamic driving capabilities, the E-PACE presents an exciting alternative for potential buyers.
Conclusion:
For those in pursuit of luxury, performance, and a compact design, the BMW X1 emerges as a top pick. When combined with the benefits of financing, the proposition of driving this luxury SUV becomes all the more irresistible. Representing BMW's commitment to excellence, the X1 is a standout in the crowded compact SUV arena.
Buying Guide
Want to find out everything about all X1 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X1 buying guide here.
BMW X1 Data by County
BMW X1 data for the amount in stock, average price, age and mileage throughout
the UK and by county.