Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2,225 cars
2.0 20I Gpf M Sport Suv Xdrive Eur
44,939mi Auto Petrol 2.0L
£17,990
Canterbury
from £378/pm
Commencing at around £ each month, you can get this second hand car with 44,939 miles clocked up on the dash, petrol 2.0l engine and automatic transmission.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Xdrive 20I 178 Xline Step
42,605mi Auto Petrol 2.0L
£20,498
Nottingham
from £430/pm
In the tone of grey, this suv BMW has 42,605 miles on the dashboard and features a 2.0 Litre petrol engine.
Xdrive 20D Xline Step
54,955mi Auto Diesel 2.0L
£14,985
Scunthorpe
from £315/pm
Are you planning on going for a model that's built to be trustworthy and durable and is amongst those ranked in the top 20 of the reliability index? Well, take a more in depth look at this used one with automatic transmission, a 2.0l diesel engine and 54,955 miles on the dashboard.
30E 16.3Kwh M Sport
51,000mi Auto Hybrid 1.5L
£28,495
Preston
from £598/pm
One of the top twenty, most dependable and trustworthy models in Britain, this BMW X1 30E 16.3Kwh M Sport contains a 1.5 Litre hybrid motor and automatic transmission. This second hand model being offered by this dealer has 51,000 miles clocked up on the dash and a black finish.
Xdrive 25E M Sport Techpro Pack Step
1,955mi Auto Hybrid
£39,850
Tamworth
from £836/pm
First registered in 2025: Second-hand estate with a l hybrid motor, automatic transmission and a mere 1,955 miles on the clock.
Sdrive 20I Mht M Sport Step 2025
10,759mi Auto Petrol
£35,195
BMW Tunbridge Wells
from £739/pm
Go for a test drive in this BMW X1 Sdrive 20I Mht M Sport Step 2025 which has automatic transmission and a LTR petrol engine. This one from our dealership in BMW Tunbridge Wells is a used vehicle, but it was well maintained by the previous owner so it's still in an excellent, like new condition throughout..
Xdrive 25E M Sport Step 2026
2,882mi Auto Hybrid
£38,995
Milton Keynes
from £819/pm
Having 2,882 miles on the clock and in a black finish, this BMW is equipped with a ltr hybrid engine and it's got automatic transmission.
2.0 20D Xline Xdrive Euro 6 Ss
92,692mi Auto Diesel 2.0L
£12,368
Greenlight Motors
from £260/pm
This BMW X1 2.0 20D Xline Xdrive Euro 6 Ss has a 2000 cc diesel motor with automatic transmission and has 92,692 miles clocked up on the dash.
Sdrive 18D Xline Step
52,129mi Auto Diesel 2.0L
£16,895
Liverpool
from £355/pm
Available in the shade of blue, this BMW has 52,129 miles on the dash and contains a 2000 cc diesel motor with automatic transmission.
1.5 18I Gpf Xline Sdrive Euro 6 Ss
81,500mi Manual Petrol 1.5L
£10,550
CAR PLUS MOTORS UK LTD
from £221/pm
Painted in the tone of black, this 1.5 Ltr petrol X1 with manual transmission is now available for viewing.
1.5 25E 16.3Kwh Xline Suv Plug-in Hybri
62,963mi Auto Hybrid 1.5L
£23,920
Blackburn
from £502/pm
This X1 is a vehicle that is ranked as one of the most reliable cars on the market. This dealer currently has a second hand one in stock that contains a 1.5 Litre hybrid engine with automatic transmission and it has 62,963 miles on the dashboard.
Xdrive 23D Mht M Sport Premier Step 2022
28,543mi Auto Diesel 2.0L
£27,700
Preston
from £581/pm
Durable and trustworthy, BMW's X1 is amongst the top rated for reliability . This second hand Xdrive 23D Mht M Sport Premier Step 2022 is available on the market in a black finish and has 28,543 miles clocked up on the dash.
1.5 20I Mht M Sport Suv Hybrid Dct Sdri
19,466mi Auto Hybrid 1.5L
£28,420
Blackburn
from £597/pm
Amongst those rated in the top twenty of the UK reliability index, this is a suv manufactured by BMW to provide motorists a higher standard of reliability and trustworthiness than an average vehicle. This second-hand 1.5 20I Mht M Sport Suv Hybrid Dct Sdri is equipped with a 1500 cc hybrid motor with automatic transmission and has got 19,466 mi on the dash.
Xdrive 20I Xline Step
25,775mi Auto Petrol 2.0L
£19,199
Maidstone
from £403/pm
Fitted with a 2000cc petrol engine and a automatic transmission, this highly trustworthy and durable BMW is currently available to buy in grey with 25,775 miles on the dashboard.
2.0 18D Se Sdrive Euro 6 S S
99,000mi Manual Diesel 2.0L
£6,795
CHECKEDCARS LIMITED
from £143/pm
Grab the opportunity to own this BMW X1 2.0 18D Se Sdrive Euro 6 S S now up for sale at just £6,795. It comes in a white finish, is fitted with manual transmission, a 2.0 Litre diesel engine and has 99,000 miles on the clock.
2.0 18D M Sport Suv Xdrive Euro 6
52,885mi Auto Diesel 2.0L
£17,995
Newtownabbey
from £378/pm
The BMW X1 has been built to be dependable and trustworthy and is amongst those rated in the top 20 for reliability. This used model is available to buy from this dealership in the shade of grey with automatic transmission, 52,885 miles clocked up on the dashboard and a 2.0 ltr diesel engine .
Sdrive 18I Se Step
33,932mi Auto Petrol 1.5L
£17,498
Elgin
from £367/pm
The UK Reliability Index figure analyses several elements: rate of failure, inconvenience caused and the cost. It's made up of data that has been collected from millions of pounds worth of claims that are made by drivers each year and shows you a detailed overview of vehicles that are on the UK's roads. The BMW X1 is in the top 20 of the Reliability Index and this dealer in Elgin currently has this second hand one available to buy priced at just £17,498. That is already a bargain price for this particular model and it's even better if you are less likely to have to fork out for repairs.
2.0 20D M Sport Xdrive Euro 6 Ss
106,292mi Auto Diesel 2.0L
£9,990
Tim Hayward Car Sales Limited
from £210/pm
Equipped with a 2.0 LTR diesel engine and a automatic transmission, this very durable BMW X1 M Sport is available for sale in white with 106,292 miles on the dashboard.
Sdrive 18D Xline Step
19,514mi Auto Diesel 2.0L
£20,998
Paisley
from £441/pm
Have a look at the remarkable price at this dealership on this low mileage suv with automatic transmission, a 2000 cc diesel motor and 19,514 miles on the dash.
X1 Sdrive20i M Sport
4,000mi Auto Hybrid 1.5L
£34,990
Ipswich
from £734/pm
Put yourself in the driver's seat of this BMW X1 that has got a 1500 CC hybrid motor with automatic transmission. This second hand model from our dealership in Ipswich is in a like new, almost pristine condition and has got a mere 4,000 miles clocked up on the dash.
2.0 20D Xline Ulez 4Wd Turbo
95,400mi Manual Diesel 2.0L
£7,990
Edinburgh
from £168/pm
Now on display at this car dealership located in the Edinburgh area - 5 door, white BMW X1 2.0 20D Xline Ulez 4Wd Turbo that's fitted with a manual gearbox and 2.0 L diesel engine.
Xdrive 18D Sport - 2014 64
83,322mi Manual Diesel 2.0L
£5,450
Ripon
from £114/pm
Advertised by this dealer in Ripon is this X1 Xdrive 18D Sport which is equipped with a 2.0L diesel engine with manual transmission. It's up for sale and ready for its new owner to drive away in the shade of blue with 83,322 miles on the dashboard.
2.0 18D Sport Sdrive Euro 6 Ss
100,000mi Manual Diesel 2.0L
£7,990
Bedford
from £168/pm
This X1 2.0 18D Sport Sdrive Euro 6 Ss contains a 2000CC diesel engine with manual transmission and it has 100,000 miles clocked-up on the dash.
Xdrive 25E Xline Step
6,500mi Auto Hybrid
£36,500
Loughton
from £766/pm
This dealer is advertising a superb price of just £36,500 on this almost flawless, like new, low mileage BMW X1.
The BMW X1 is a luxurious compact SUV, combining style with practicality. If you're considering acquiring a used model through finance, here’s a guide to help you navigate through the process.
Financing a used BMW X1 demands careful planning and adherence to your financial capacities. Explore all available financing options, conduct diligent checks on the vehicle, and ensure the terms of the deal align with your fiscal health. It’s prudent to consult with financial or automotive experts for tailored advice during this process.
The BMW X1 stands as a testament to the German automaker's expertise in crafting vehicles that combine luxury with practicality. Positioned in the competitive compact SUV segment, the X1 offers an ideal mix of performance, comfort, and advanced features. In this article, we spotlight the characteristics that set the X1 apart, highlight its competitors, and elucidate the benefits of opting for finance when acquiring this esteemed model.
Highlights of the BMW X1:
Eyeing the Competition:
While the BMW X1 makes a formidable case, it competes in a segment bustling with noteworthy rivals:
Conclusion:
For those in pursuit of luxury, performance, and a compact design, the BMW X1 emerges as a top pick. When combined with the benefits of financing, the proposition of driving this luxury SUV becomes all the more irresistible. Representing BMW's commitment to excellence, the X1 is a standout in the crowded compact SUV arena.
Want to find out everything about all X1 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X1 buying guide here.
BMW X1 data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 1,938 | £20,268 | 6 | 46,212 | 3,337 |
| Aberdeen City | 14 | £29,078 | 4 | 23,725 | 29 |
| Aberdeenshire | 2 | £13,495 | 8 | 57,762 | 6 |
| Antrim | 2 | £23,699 | 4 | 37,363 | 2 |
| Ards | 2 | £11,370 | 10 | 52,152 | 7 |
| Ballymena | 3 | £17,982 | 8 | 64,167 | 4 |
| Banbridge | 1 | £16,490 | 6 | 51,214 | 2 |
| Barking & Dagenham - Greater London | 4 | £11,664 | 9 | 67,284 | 5 |
| Bedfordshire | 53 | £15,982 | 7 | 63,089 | 63 |
| Belfast | 28 | £31,031 | 3 | 22,336 | 32 |
| Berkshire | 16 | £15,915 | 8 | 56,791 | 34 |
| Blaenau Gwent | 1 | £8,995 | 9 | 75,000 | 1 |
| Bristol | 34 | £19,662 | 7 | 50,544 | 43 |
| Bromley - Greater London | 6 | £22,784 | 5 | 45,961 | 9 |
| Buckinghamshire | 41 | £23,964 | 5 | 42,748 | 65 |
| Cambridgeshire | 38 | £17,082 | 7 | 61,618 | 95 |
| Cardiff | 1 | £24,499 | 4 | 29,186 | 2 |
| Ceredigion | 3 | £19,725 | 6 | 42,347 | 2 |
| Cheshire | 66 | £23,465 | 5 | 46,735 | 108 |
| City of Edinburgh | 19 | £19,264 | 7 | 54,042 | 30 |
| City of London - Greater London | 7 | £14,684 | 9 | 48,029 | 11 |
| Coleraine | 5 | £19,523 | 5 | 54,284 | 3 |
| Conwy | 2 | £7,495 | 12 | 96,000 | 5 |
| Cornwall | 16 | £27,463 | 4 | 23,285 | 14 |
| County Durham | 26 | £21,429 | 5 | 37,447 | 63 |
| Craigavon | 22 | £34,243 | 2 | 19,753 | 18 |
| Croydon - Greater London | 9 | £16,069 | 7 | 60,420 | 19 |
| Cumbria | 9 | £14,762 | 8 | 54,767 | 16 |
| Derbyshire | 45 | £20,726 | 5 | 39,277 | 111 |
| Devon | 42 | £23,868 | 7 | 42,994 | 62 |
| Dorset | 10 | £25,312 | 5 | 20,711 | 18 |
| Dumfries and Galloway | 2 | £23,147 | 4 | 32,570 | 3 |
| Dundee City | 12 | £24,748 | 5 | 36,688 | 16 |
| Dungannon | 8 | £14,518 | 9 | 85,727 | 5 |
| Ealing - Greater London | 1 | £9,850 | 3 | 57,400 | 2 |
| East Ayrshire | 3 | £12,818 | 7 | 54,178 | 6 |
| East Lothian | 2 | £14,997 | 6 | 47,549 | 1 |
| East Riding of Yorkshire | 2 | £14,241 | 5 | 43,517 | 4 |
| East Sussex | 25 | £21,203 | 7 | 46,907 | 24 |
| Enfield - Greater London | 13 | £23,029 | 5 | 34,332 | 9 |
| Essex | 39 | £22,111 | 5 | 42,171 | 86 |
| Falkirk | 5 | £17,754 | 6 | 60,404 | 5 |
| Fermanagh | 1 | £35,795 | 1 | 9,100 | - |
| Fife | 10 | £20,687 | 6 | 38,602 | 21 |
| Glasgow City | 39 | £28,163 | 4 | 25,672 | 75 |
| Gloucestershire | 30 | £29,176 | 3 | 30,634 | 30 |
| Greater Manchester | 129 | £20,387 | 6 | 46,547 | 224 |
| Hampshire | 43 | £25,472 | 4 | 38,506 | 80 |
| Harrow - Greater London | 14 | £22,958 | 5 | 22,966 | 3 |
| Havering - Greater London | 27 | £18,258 | 7 | 46,200 | 48 |
| Herefordshire | 11 | £27,248 | 4 | 31,045 | 12 |
| Hertfordshire | 45 | £22,701 | 5 | 37,036 | 88 |
| Highland | 7 | £27,411 | 4 | 17,959 | 9 |
| Hillingdon - Greater London | 15 | £22,270 | 5 | 37,966 | 23 |
| Hounslow - Greater London | 13 | £30,544 | 3 | 21,090 | 7 |
| Isle of Wight | 2 | £10,695 | 11 | 53,500 | 2 |
| Kent | 36 | £20,136 | 6 | 47,145 | 86 |
| Kingston upon Thames - Greater London | 8 | £29,437 | 3 | 18,571 | 12 |
| Lancashire | 73 | £19,603 | 6 | 50,514 | 101 |
| Leicestershire | 27 | £16,938 | 6 | 58,747 | 77 |
| Lincolnshire | 38 | £22,392 | 5 | 37,857 | 99 |
| Lisburn | 1 | £32,495 | 1 | 4,667 | 5 |
| Magherafelt | 2 | £15,600 | 7 | 60,000 | 1 |
| Merseyside | 33 | £21,376 | 5 | 47,659 | 53 |
| Merthyr Tydfil | 3 | £12,768 | 9 | 90,951 | 1 |
| Merton - Greater London | 1 | £9,995 | 8 | 78,461 | 2 |
| Midlothian | 1 | £19,995 | 5 | 11,589 | - |
| Moray | 4 | £20,872 | 5 | 29,706 | 1 |
| Newham - Greater London | 1 | £8,498 | 7 | 133,200 | - |
| Newport | 4 | £11,045 | 9 | 83,733 | 2 |
| Newry and Mourne | 5 | £20,162 | 5 | 49,726 | 4 |
| Newtownabbey | 2 | £13,895 | 8 | 65,443 | 7 |
| Norfolk | 30 | £24,177 | 4 | 36,311 | 57 |
| North Ayrshire | 4 | £37,572 | 1 | 7,276 | 10 |
| North Lanarkshire | 1 | £13,920 | 9 | 37,963 | 3 |
| North Yorkshire | 34 | £21,383 | 5 | 43,554 | 48 |
| Northamptonshire | 20 | £18,115 | 7 | 53,981 | 31 |
| Northumberland | 2 | £13,499 | 14 | 71,834 | 9 |
| Nottinghamshire | 32 | £22,355 | 5 | 36,791 | 50 |
| Oxfordshire | 5 | £15,359 | 9 | 38,641 | 35 |
| Perth and Kinross | 12 | £24,028 | 5 | 31,224 | 13 |
| Redbridge - Greater London | 7 | £13,490 | 8 | 71,444 | 6 |
| Renfrewshire | 4 | £22,161 | 6 | 20,593 | 8 |
| Rhondda Cynon Taf | 1 | £7,495 | 10 | 98,946 | 5 |
| Scottish Borders | 1 | £15,149 | 7 | 58,651 | 4 |
| Shropshire | 14 | £24,159 | 6 | 32,539 | 29 |
| Somerset | 29 | £19,466 | 6 | 49,723 | 32 |
| South Ayrshire | 3 | £25,498 | 4 | 22,244 | 3 |
| South Lanarkshire | 10 | £30,695 | 3 | 16,520 | 14 |
| South Yorkshire | 52 | £22,209 | 5 | 51,468 | 83 |
| Staffordshire | 45 | £22,495 | 5 | 37,757 | 93 |
| Stirling | 9 | £23,835 | 4 | 42,601 | 12 |
| Strabane | 2 | £30,750 | 3 | 80,000 | - |
| Suffolk | 18 | £20,441 | 6 | 45,440 | 29 |
| Surrey | 40 | £17,289 | 8 | 47,869 | 90 |
| The Vale of Glamorgan | 1 | £10,999 | 8 | 72,000 | - |
| Tyne and Wear | 12 | £15,439 | 8 | 58,089 | 52 |
| Warwickshire | 18 | £20,599 | 6 | 46,843 | 37 |
| West Lothian | 4 | £15,763 | 8 | 41,361 | 5 |
| West Midlands | 129 | £21,253 | 6 | 49,395 | 170 |
| West Sussex | 12 | £21,854 | 6 | 33,392 | 30 |
| West Yorkshire | 69 | £24,581 | 5 | 34,989 | 147 |
| Wiltshire | 34 | £25,333 | 5 | 34,705 | 82 |
| Worcestershire | 20 | £19,120 | 7 | 48,452 | 37 |