Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
On the market and ready for its next owner to drive away today is this BMW X1 that is rated as one of the most trusty cars available. It comes fitted out with a 1500 CC petrol motor with manual transmission. This second hand one currently available from this dealership has been finished in blue and has clocked-up 71,000 miles.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
With a 2.0 litre petrol engine and automatic transmission, this BMW X1 is available in the shade of grey and has got 31,678 miles clocked-up on the dash.
Up for sale and ready for you to drive away is this BMW X1 that has been created to have trustworthiness and reliability in mind. It incorporates a 2.0 L diesel motor and automatic transmission. This second-hand one available from this dealer has been finished in brown and has clocked up 78,610 miles.
At this dealer you'll find the low price of only £4,980 on this suv with a 2.0 litre diesel engine, manual transmission and 85,385 miles clocked up on the dash.
A fabulous price of only £36,995 is being advertised by our dealership for this X1 1.5 20I Mht M Sport Suv Hybrid Dct Sdri that is featured in the list of the top 20, most reliable models in the UK. This model is built with a 1.5 L hybrid motor, automatic gearbox and only has 7,600 miles clocked up on the dashboard.
Available to test-drive at our showroom is this reliable and trustworthy BMW X1 with automatic transmission with a 2.0l hybrid motor and 33,343 miles clocked up on the dashboard
Available for viewing at our dealership is this very reliable BMW X1 2.0 20I Se Dct Sdrive Euro 6 Ss with a 2.0 ltr petrol motor with automatic transmission and 24,000 mi clocked up on the dashboard
This suv BMW contains a 1500CC petrol motor with automatic transmission and has got 13,620 miles on the dash. It's on the market and ready for its next owner to drive away for the great price of only £22,498.
Up for sale the great price of just £17,590 is this BMW X1 Xdrive 20I 178 Xline Step 2021 that is ranked as one of the most dependable and trustworthy motors on the market. This particular model incorporates a CC petrol engine, automatic transmission and has 56,148 miles on the clock.
This estate BMW X1 Xdrive 25E M Sport Step 2025 incorporates a cc hybrid motor with automatic transmission and has got 21,299 miles clocked up on the dashboard.
Combining several points, the UK Reliability Index collects data based on a vast number of insurance claims which are made by drivers every year. It considers: price, inconvenience for the driver and the amount the car fails and therefore provides you with a good overview of cars on the UK's roads. The BMW X1 is amongst those rated in the top 20 for reliability and at this dealer in Harrogate you can get this used Suv for just £18,350. That's already a great price for this model, particularly if you take into account that it's less likely to let you down and cost you extra money in repairs.
This X1 is ranked among Britain's top 20, most trustworthy and reliable cars. It comes equipped with manual transmission and a 2.0 LTR diesel engine. This used model currently on sale at this dealership has 95,287 miles clocked up on the dash and has been finished in the shade of black. Currently available for sale at the great price of only £6,995 or with the possibility to purchase using finance with manageable instalments on hand from £ pm.
Ranked among 2017's top 20, most trustworthy and reliable cars, this X1 is equipped with a 1.5 L petrol motor and manual transmission. This dealer currently has this second hand model in stock which has 56,344 miles clocked up on the dashboard and a grey finish.
On the market and ready for its next owner to take home is this second hand, white X1 2.0 18D Xline Sdrive Euro 6 S S that comes equipped with a 2.0 LTR diesel engine and manual transmission. At the remarkable price of £8,994 from this dealer located in the Solihull area.
The BMW X1 is durable and dependable and in the top 20 of Britain's reliability index. This used model is
up for sale from this dealer in the tone of with automatic transmission, a 2.0 litre petrol engine and 16,281 mi on the dash .
Fitted with a 2.0l diesel motor and a automatic transmission, this highly reliable and trustworthy X1 is available to drive away in black with 86,000 miles clocked-up on the dash. This motor is for sale at £6,495 with cost efficient repayments beginning at around £ per month.
Having 23,354 miles clocked-up on the dashboard and in the tone of blue, this suv second hand car incorporates a 1500CC petrol motor and has automatic transmission.
The BMW X1 is a luxurious compact SUV, combining style with practicality. If you're considering acquiring a used model through finance, here’s a guide to help you navigate through the process.
1. Before You Begin:
Budgeting: Define your budget clearly including down payment and monthly installments.
Credit Check: Know your credit score; it will influence your loan terms.
Select a Model: Choose the X1 variant and year that best suits your needs.
Vehicle Inspection: Ensure the car is thoroughly inspected and check its history report.
2. Understanding Financing Options:
a. Bank Loan
Pros: Likely lower interest with good credit.
Cons: Possible stringent approval conditions.
b. Hire Purchase (HP)
Pros: Simple, with no mileage limits.
Cons: The car is not yours until the last payment.
Cons: Mileage restrictions and might be more expensive in the long run.
d. Dealer Financing
Pros: Convenient, may offer promotional rates.
Cons: May carry higher interest rates.
e. Peer-to-peer Lending (P2P)
Pros: Can be straightforward and may offer competitive rates.
Cons: Can depend heavily on credit score.
f. Leasing
Pros: Drive without worrying about ownership.
Cons: No option to own, and typically comes with mileage limits.
3. Making the Purchase:
a. Choosing a Seller
Opt for a reliable dealer or private seller.
b. Negotiating
Don't be afraid to negotiate the price.
c. Finalizing the Deal
Read through the financial agreement cautiously, ensuring all terms are clear.
d. Insurance
Secure an insurance policy before driving away.
4. Post-purchase Care:
Maintain Your Car: Keep up with regular maintenance.
Manage Your Loan: Ensure timely payments of your monthly dues.
Additional Tips:
Total Cost Awareness: Be mindful of the total amount payable across the loan tenure.
Depreciation: Bear in mind cars depreciate, so choose a model that retains value well.
Warranties: Check for existing warranties and consider purchasing additional coverage.
Early Repayment: Check if there are any penalties for early repayment.
Conclusion:
Financing a used BMW X1 demands careful planning and adherence to your financial capacities. Explore all available financing options, conduct diligent checks on the vehicle, and ensure the terms of the deal align with your fiscal health. It’s prudent to consult with financial or automotive experts for tailored advice during this process.
About the BMW X1
The BMW X1 stands as a testament to the German automaker's expertise in crafting vehicles that combine luxury with practicality. Positioned in the competitive compact SUV segment, the X1 offers an ideal mix of performance, comfort, and advanced features. In this article, we spotlight the characteristics that set the X1 apart, highlight its competitors, and elucidate the benefits of opting for finance when acquiring this esteemed model.
Highlights of the BMW X1:
Signature Design: Bearing the iconic kidney grille and angular headlights, the X1's design is unmistakably BMW, reflecting sophistication and dynamism.
Performance Dynamics: Available in both petrol and diesel engines, the X1 ensures a thrilling drive, balanced with commendable fuel efficiency.
Luxurious Cabin: The interior boasts high-quality materials, spacious seating arrangements, and a state-of-the-art infotainment system with integrated smartphone capabilities.
Safety and Tech: With an array of advanced safety features, including lane departure warning and collision mitigation, the X1 prioritizes driver and passenger safety. Its tech suite further enhances the driving experience with navigation, connectivity, and entertainment options.
Eyeing the Competition:
While the BMW X1 makes a formidable case, it competes in a segment bustling with noteworthy rivals:
Audi Q3: Known for its blend of performance and luxury, the Q3 is a direct competitor with a robust tech interface and plush interiors.
Mercedes-Benz GLA: Offering an elegant design and refined cabin, the GLA is a luxury compact SUV that commands attention.
Volvo XC40: Celebrated for its safety features and Scandinavian design, the XC40 is a strong contender in the segment.
Jaguar E-PACE: With sporty aesthetics and dynamic driving capabilities, the E-PACE presents an exciting alternative for potential buyers.
Conclusion:
For those in pursuit of luxury, performance, and a compact design, the BMW X1 emerges as a top pick. When combined with the benefits of financing, the proposition of driving this luxury SUV becomes all the more irresistible. Representing BMW's commitment to excellence, the X1 is a standout in the crowded compact SUV arena.
Buying Guide
Want to find out everything about all X1 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X1 buying guide here.
BMW X1 Data by County
BMW X1 data for the amount in stock, average price, age and mileage throughout
the UK and by county.