Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
At our terrific price of just £27,990 is this X1 X1 Xdrive23d Xline, it has got 23,140 miles on the clock and comes equipped with a 2.0 L diesel motor with automatic transmission.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
A fabulous price of only £36,990 is currently being advertised by this dealer on this X1 with few miles on the clock. It could be a great choice to make if you're on the lookout to buy a model that's been designed to have dependability in mind.
On offer and ready for you to take home is this BMW X1 Xdrive 25E M Sport Step, it
contains a 1.5 Litre hybrid motor and automatic transmission. This used one now available from this dealership in Stafford comes in the shade of silver and has clocked up 2,134 miles.
Head over to this dealership for a closer look at this automatic BMW featuring a 1.5l hybrid motor with automatic transmission. This second-hand one in Weston-super-Mare has 61,667 miles clocked up on the dash and is finished in grey.
This BMW X1 1.5L Se is equipped with a 1500cc petrol engine with automatic transmission and it has 70,652 miles clocked-up on the dashboard. It is now on the market and ready for its next owner to drive home for the great price of only £12,999.
A great price of just £10,498 is currently being advertised by this dealer for this suv that is known to be one of the most trustworthy and reliable models on the market.
Now available at our dealership in the Warwick area is this used, low mileage X1 Sdrive 20I Mht Xline Step that contains a petrol, Ltr engine and automatic gearbox. It's on offer and ready for its next owner to drive away in the tone of black with a mere 24,218 miles on the dash.
A fabulous price of only £50,000 is being offered by us at this dealer in Leicester on this BMW X1 Xdrive 30E M Sport Step that's been engineered to have dependability and trustworthiness in mind and is among those rated in the top twenty for reliability.
Available for viewing at our dealership in Tring is this almost pristine, like new BMW X1 that has automatic transmission and a l hybrid engine. It's on the market and ready for its new owner to take home finished in black with only 3,995 mi clocked-up on the dash.
Coming in the tone of black, this BMW X1 Xdrive 30E M Sport Step 2026 has a Ltr hybrid motor with automatic transmission and only has 4,311 miles clocked up on the dashboard.
Available at our dealership in the Wakefield area is this BMW X1 X1 Xdrive30e M Sport which contains a hybrid, Ltr engine and automatic gearbox. It's up for sale and ready for its new owner to drive home in a shade of blue with 9,209 miles on the clock. It's an excellent choice to make if you're searching for a model with a design that prioritises reliability and trustworthiness for its drivers.
At the marvellous price of just £27,999 is this BMW which incorporates a 1.5 ltr petrol motor and automatic transmission. This second-hand one from this dealership in Conwy has few miles on the dashboard.
Put yourself in the driver's seat of this BMW that is rated as one of the most reliable and trustworthy models on the market. It comes fitted with automatic transmission and a 2000cc petrol engine. This second-hand one currently available from our dealership in Conwy has clocked up few miles and has been finished in the tone of silver.
This X1 2.0 18D Se Sdrive Euro 6 Ss for sale from this dealer priced at £9,395 comes finished in the shade of brown and has 48,000 mi clocked up on the dash.
Possessing a petrol 1.5L motor with automatic gears and with just 10mi clocked up on the dash, this red door used car could very easily be mistaken for a new car.
Test drive this X1 which has been designed with durability and trustworthiness in mind. It is fitted with a 2.0 ltr petrol engine and automatic transmission. This low mileage one has been finished in grey and only has 15,665 miles on the clock.
Beginning at as little as £ monthly, you can enjoy this BMW X1 with a petrol 2.0l engine, automatic transmission and 29,401 miles clocked-up on the dashboard.
A terrific price of only £36,998 is currently being advertised by our dealership for this low mileage BMW X1 that has a 1500cc hybrid motor with automatic transmission.
Up for sale and ready for you to take home is this X1 that's been designed with durability in mind. It is fitted out with automatic transmission and a 2.0l diesel motor. This second-hand one now for sale at our dealership in Cemaes Bay has 35,700 miles clocked up on the dash and comes finished in the tone of orange.
Available to view at our dealership is this BMW with a 2000 CC diesel motor and manual transmission. It is on the market and ready for you to take home in the shade of black with 27,855 miles on the dash.
The BMW X1 is a luxurious compact SUV, combining style with practicality. If you're considering acquiring a used model through finance, here’s a guide to help you navigate through the process.
1. Before You Begin:
Budgeting: Define your budget clearly including down payment and monthly installments.
Credit Check: Know your credit score; it will influence your loan terms.
Select a Model: Choose the X1 variant and year that best suits your needs.
Vehicle Inspection: Ensure the car is thoroughly inspected and check its history report.
2. Understanding Financing Options:
a. Bank Loan
Pros: Likely lower interest with good credit.
Cons: Possible stringent approval conditions.
b. Hire Purchase (HP)
Pros: Simple, with no mileage limits.
Cons: The car is not yours until the last payment.
Cons: Mileage restrictions and might be more expensive in the long run.
d. Dealer Financing
Pros: Convenient, may offer promotional rates.
Cons: May carry higher interest rates.
e. Peer-to-peer Lending (P2P)
Pros: Can be straightforward and may offer competitive rates.
Cons: Can depend heavily on credit score.
f. Leasing
Pros: Drive without worrying about ownership.
Cons: No option to own, and typically comes with mileage limits.
3. Making the Purchase:
a. Choosing a Seller
Opt for a reliable dealer or private seller.
b. Negotiating
Don't be afraid to negotiate the price.
c. Finalizing the Deal
Read through the financial agreement cautiously, ensuring all terms are clear.
d. Insurance
Secure an insurance policy before driving away.
4. Post-purchase Care:
Maintain Your Car: Keep up with regular maintenance.
Manage Your Loan: Ensure timely payments of your monthly dues.
Additional Tips:
Total Cost Awareness: Be mindful of the total amount payable across the loan tenure.
Depreciation: Bear in mind cars depreciate, so choose a model that retains value well.
Warranties: Check for existing warranties and consider purchasing additional coverage.
Early Repayment: Check if there are any penalties for early repayment.
Conclusion:
Financing a used BMW X1 demands careful planning and adherence to your financial capacities. Explore all available financing options, conduct diligent checks on the vehicle, and ensure the terms of the deal align with your fiscal health. It’s prudent to consult with financial or automotive experts for tailored advice during this process.
About the BMW X1
The BMW X1 stands as a testament to the German automaker's expertise in crafting vehicles that combine luxury with practicality. Positioned in the competitive compact SUV segment, the X1 offers an ideal mix of performance, comfort, and advanced features. In this article, we spotlight the characteristics that set the X1 apart, highlight its competitors, and elucidate the benefits of opting for finance when acquiring this esteemed model.
Highlights of the BMW X1:
Signature Design: Bearing the iconic kidney grille and angular headlights, the X1's design is unmistakably BMW, reflecting sophistication and dynamism.
Performance Dynamics: Available in both petrol and diesel engines, the X1 ensures a thrilling drive, balanced with commendable fuel efficiency.
Luxurious Cabin: The interior boasts high-quality materials, spacious seating arrangements, and a state-of-the-art infotainment system with integrated smartphone capabilities.
Safety and Tech: With an array of advanced safety features, including lane departure warning and collision mitigation, the X1 prioritizes driver and passenger safety. Its tech suite further enhances the driving experience with navigation, connectivity, and entertainment options.
Eyeing the Competition:
While the BMW X1 makes a formidable case, it competes in a segment bustling with noteworthy rivals:
Audi Q3: Known for its blend of performance and luxury, the Q3 is a direct competitor with a robust tech interface and plush interiors.
Mercedes-Benz GLA: Offering an elegant design and refined cabin, the GLA is a luxury compact SUV that commands attention.
Volvo XC40: Celebrated for its safety features and Scandinavian design, the XC40 is a strong contender in the segment.
Jaguar E-PACE: With sporty aesthetics and dynamic driving capabilities, the E-PACE presents an exciting alternative for potential buyers.
Conclusion:
For those in pursuit of luxury, performance, and a compact design, the BMW X1 emerges as a top pick. When combined with the benefits of financing, the proposition of driving this luxury SUV becomes all the more irresistible. Representing BMW's commitment to excellence, the X1 is a standout in the crowded compact SUV arena.
Buying Guide
Want to find out everything about all X1 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X1 buying guide here.
BMW X1 Data by County
BMW X1 data for the amount in stock, average price, age and mileage throughout
the UK and by county.