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Used BMW M3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW M3 on finance

Fancy a used BMW M3 on finance? Known for its sheer power and handling, the M3 is a dream for many car enthusiasts. Let's dive into how you can make it yours.


Q: Why pick the BMW M3? A: The M3 is all about performance, luxury, and iconic design. Before committing, it's wise to read up on reviews and perhaps take one out for a spin.

Q: Where can I get one? A: You can start with BMW's official used car listings. Other places to look are online car sale platforms, local BMW dealers, and classified ads.

Q: What finance options do I have? A:

  • PCP: You pay a deposit, followed by monthly amounts. At the end, buy the car, exchange it, or hand it back.
  • HP: After giving a deposit, you make monthly payments. Once done, the M3 is yours.
  • Leasing: Think of it as a long-term rental. Use the M3 for an agreed period, then return it.
  • Personal Loan: Borrow the amount, get the M3, and pay back the loan in instalments.

Q: How can I be sure I'm getting a good deal? A: Shop around. Compare what BMW offers with deals from banks or other lenders. The APR gives you an idea of the total cost.

Q: Does my credit rating play a role? A: Yep. A better rating often means better finance terms. You can use platforms like Equifax to see where you stand.

Q: What's the best way to set a budget? A: Figure out a monthly payment that won't strain your wallet. A bigger deposit usually leads to smaller monthly payments.

Q: Anything I should watch for in the contract? A: On PCP or leasing, keep an eye on mileage limits. Also, check for fees if you want to end the agreement early.

Q: Is haggling an option? A: Definitely! You might snag a discount on the M3 or get a sweeter finance deal.


Armed with this info, you're set to chase after that BMW M3. Happy car hunting!

About the BMW M3

BMW's M division has always been a byword for high performance, and in its lineup, the M3 holds a special place. From its inception, this vehicle has encapsulated the very essence of a sports saloon, melding unrivalled driving dynamics with everyday usability. For the discerning UK motorist, the M3 represents the zenith of driving pleasure.

A Legacy of Excellence:

Debuting in 1986, the BMW M3 was born out of motorsport necessity, aiming to challenge the racetracks. Quickly, it became synonymous with high performance on both the racetrack and the open road. Generations later, it remains an exemplar of engineering prowess and passion.

Contemporary Yet Classic:

The M3's design evolution is noteworthy. While retaining its iconic silhouette, contemporary models showcase aggressive lines, a pronounced grille, and flared wheel arches that hint at its racetrack heritage. Inside, luxury melds with technology, creating a cocoon that is both driver-centric and sumptuously appointed.

Performance Beyond Numbers:

Underneath its bonnet, the M3's powertrain promises an adrenaline surge on demand. The finely tuned engine paired with precision engineering ensures that each drive, whether on the serpentine country roads of the UK or the urban maze, is an event in itself.

Rivals on the Horizon:

While the M3 sets a high benchmark, it faces competition from the likes of the Mercedes-AMG C63 and the Audi RS4. Each of these cars brings a unique approach to high performance, yet the M3's legacy and holistic driving experience give it an edge.

Conclusion:

Over the decades, the BMW M3 has grown, evolved, and adapted, yet its core ethos remains unchanged. It is a testament to BMW's unwavering commitment to driving pleasure. For those in the UK, contemplating a performance saloon that does not compromise on luxury or usability, the M3 stands out as an impeccable choice. And with comprehensive finance options in place, it's never been more accessible.

Buying Guide

Want to find out everything about all M3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW M3 buying guide here.

BMW M3 Data by County

BMW M3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All471£56,442733,337627
Aberdeen City7£53,514321,8835
Aberdeenshire1£21,9951478,0001
Antrim1£34,949960,7501
Bedfordshire10£57,120625,82614
Belfast1£75,99511,6244
Berkshire2£41,8731255,80710
Brent - Greater London8£40,3811368,8887
Bristol5£76,617212,1737
Bromley - Greater London2£66,995310,7898
Buckinghamshire9£70,753823,43512
Cambridgeshire11£48,400941,6058
Cheshire11£62,902438,9258
City of Edinburgh4£66,494220,1877
City of London - Greater London5£53,766629,4991
Cornwall3£55,8151036,3632
County Durham1£80,62001019
Croydon - Greater London1£72,52314,2611
Cumbria1£27,9951247,0002
Derbyshire11£51,259636,57117
Devon4£55,971722,0275
Dorset6£34,3281246,50624
Dumfries and Galloway1£68,89824,927-
Dundee City4£53,999330,8695
Dungannon1£49,995540,8503
Ealing - Greater London1£11,99524105,000-
East Sussex7£43,1341347,2845
Enfield - Greater London1£74,890213,7323
Essex15£45,987944,01324
Fife1£56,998510,0461
Glasgow City3£73,26416,74011
Gloucestershire6£80,450614,8496
Greater Manchester45£53,828632,07847
Greenwich - Greater London2£73,35713,477-
Hampshire11£53,951839,78513
Havering - Greater London7£62,623529,2617
Herefordshire2£68,950317,1883
Hertfordshire18£44,4741144,25125
Highland4£65,298624,8745
Hounslow - Greater London1£22,4901188,000-
Kent8£51,603840,31410
Kingston upon Thames - Greater London4£76,246212,1545
Lancashire16£56,009830,69512
Larne1£19,9901978,000-
Leicestershire7£62,679331,03415
Lincolnshire6£50,113834,7236
Merseyside3£80,163427,3783
Moray1£36,995940,000-
Norfolk12£43,9531342,61915
North Ayrshire1£86,8983181
North Yorkshire15£66,158219,55130
Northamptonshire6£54,948530,89210
Nottinghamshire10£59,478526,32326
Oxfordshire5£56,281730,3466
Redbridge - Greater London1£16,45024135,0001
Shropshire6£68,913214,2154
Somerset4£53,426663,2904
South Lanarkshire2£75,49513,2582
South Yorkshire23£61,132527,72832
Staffordshire7£61,855526,34820
Stirling2£68,74526,4572
Suffolk4£56,111629,6536
Surrey8£54,980636,95710
Warwickshire5£49,7981037,9728
West Dunbartonshire4£64,4951751,5362
West Midlands28£68,631313,18033
West Sussex4£63,478322,4975
West Yorkshire27£60,271846,28330
Wiltshire11£67,072628,39412
Worcestershire6£47,3061033,9726
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