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Used BMW M3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW M3 on finance

Fancy a used BMW M3 on finance? Known for its sheer power and handling, the M3 is a dream for many car enthusiasts. Let's dive into how you can make it yours.


Q: Why pick the BMW M3? A: The M3 is all about performance, luxury, and iconic design. Before committing, it's wise to read up on reviews and perhaps take one out for a spin.

Q: Where can I get one? A: You can start with BMW's official used car listings. Other places to look are online car sale platforms, local BMW dealers, and classified ads.

Q: What finance options do I have? A:

  • PCP: You pay a deposit, followed by monthly amounts. At the end, buy the car, exchange it, or hand it back.
  • HP: After giving a deposit, you make monthly payments. Once done, the M3 is yours.
  • Leasing: Think of it as a long-term rental. Use the M3 for an agreed period, then return it.
  • Personal Loan: Borrow the amount, get the M3, and pay back the loan in instalments.

Q: How can I be sure I'm getting a good deal? A: Shop around. Compare what BMW offers with deals from banks or other lenders. The APR gives you an idea of the total cost.

Q: Does my credit rating play a role? A: Yep. A better rating often means better finance terms. You can use platforms like Equifax to see where you stand.

Q: What's the best way to set a budget? A: Figure out a monthly payment that won't strain your wallet. A bigger deposit usually leads to smaller monthly payments.

Q: Anything I should watch for in the contract? A: On PCP or leasing, keep an eye on mileage limits. Also, check for fees if you want to end the agreement early.

Q: Is haggling an option? A: Definitely! You might snag a discount on the M3 or get a sweeter finance deal.


Armed with this info, you're set to chase after that BMW M3. Happy car hunting!

About the BMW M3

BMW's M division has always been a byword for high performance, and in its lineup, the M3 holds a special place. From its inception, this vehicle has encapsulated the very essence of a sports saloon, melding unrivalled driving dynamics with everyday usability. For the discerning UK motorist, the M3 represents the zenith of driving pleasure.

A Legacy of Excellence:

Debuting in 1986, the BMW M3 was born out of motorsport necessity, aiming to challenge the racetracks. Quickly, it became synonymous with high performance on both the racetrack and the open road. Generations later, it remains an exemplar of engineering prowess and passion.

Contemporary Yet Classic:

The M3's design evolution is noteworthy. While retaining its iconic silhouette, contemporary models showcase aggressive lines, a pronounced grille, and flared wheel arches that hint at its racetrack heritage. Inside, luxury melds with technology, creating a cocoon that is both driver-centric and sumptuously appointed.

Performance Beyond Numbers:

Underneath its bonnet, the M3's powertrain promises an adrenaline surge on demand. The finely tuned engine paired with precision engineering ensures that each drive, whether on the serpentine country roads of the UK or the urban maze, is an event in itself.

Rivals on the Horizon:

While the M3 sets a high benchmark, it faces competition from the likes of the Mercedes-AMG C63 and the Audi RS4. Each of these cars brings a unique approach to high performance, yet the M3's legacy and holistic driving experience give it an edge.

Conclusion:

Over the decades, the BMW M3 has grown, evolved, and adapted, yet its core ethos remains unchanged. It is a testament to BMW's unwavering commitment to driving pleasure. For those in the UK, contemplating a performance saloon that does not compromise on luxury or usability, the M3 stands out as an impeccable choice. And with comprehensive finance options in place, it's never been more accessible.

Buying Guide

Want to find out everything about all M3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW M3 buying guide here.

BMW M3 Data by County

BMW M3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All496£55,652734,092605
Aberdeen City6£69,567210,7607
Aberdeenshire1£79,99512,6001
Bedfordshire13£41,1341251,24818
Belfast3£60,995329,1473
Berkshire4£45,121954,3516
Brent - Greater London10£43,3091162,21011
Bristol2£79,495411,9449
Bromley - Greater London2£43,464750,5382
Buckinghamshire16£63,046726,01425
Cambridgeshire7£54,276936,25611
Cheshire5£69,527224,50010
City of Edinburgh5£71,088114,2422
City of London - Greater London1£59,995325,000-
Cornwall1£60,000337,5985
County Durham1£72,851113,6506
Cumbria2£46,495533,0073
Derbyshire12£55,661529,03216
Devon1£72,90023,3006
Dorset1£17,49522103,0004
Dumfries and Galloway1£64,99824,927-
Dundee City9£65,332216,1465
Dungannon1£24,7501881,8343
Ealing - Greater London1£11,99524105,000-
East Sussex8£39,9091451,0813
Enfield - Greater London1£40,000421,7502
Essex12£40,9301145,12219
Glasgow City6£85,73102,4545
Gloucestershire7£77,386521,3687
Greater Manchester54£53,216633,45755
Hampshire8£51,3641140,06610
Havering - Greater London6£51,032743,02412
Herefordshire4£71,923214,7921
Hertfordshire23£46,979842,28027
Highland4£65,798519,1302
Hillingdon - Greater London1£56,450416,400-
Hounslow - Greater London2£40,239944,2502
Kent12£56,594528,45612
Kingston upon Thames - Greater London5£73,49618,5351
Lancashire14£57,633526,60818
Larne1£19,9901978,000-
Leicestershire10£49,798637,25215
Lincolnshire3£56,191926,29112
Merseyside3£96,32313,3825
Moray1£36,995940,000-
Newry and Mourne1£53,995840,000-
Norfolk11£47,2321141,2089
North Ayrshire2£65,448438,5882
North Yorkshire16£62,430323,26329
Northamptonshire5£28,9951252,69411
Nottinghamshire13£61,496419,2697
Oxfordshire2£65,500212,0419
Perth and Kinross3£74,296216,3651
Redbridge - Greater London1£16,45024135,000-
Shropshire5£61,473525,1315
Somerset3£55,022747,2835
South Yorkshire23£56,623532,33729
Staffordshire7£55,990633,39618
Stirling2£77,99514,2362
Suffolk2£71,24815,7812
Surrey16£56,190630,7437
Tower Hamlets - Greater London1£54,995337,0001
Tyne and Wear1£40,891943,9725
Warwickshire4£64,850417,5464
West Dunbartonshire6£50,4951861,2661
West Midlands25£66,980416,20731
West Sussex5£44,951934,6325
West Yorkshire38£58,446742,34644
Wiltshire9£51,743741,2048
Worcestershire5£54,7681030,8139
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