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Used BMW M3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW M3 on finance

Fancy a used BMW M3 on finance? Known for its sheer power and handling, the M3 is a dream for many car enthusiasts. Let's dive into how you can make it yours.


Q: Why pick the BMW M3? A: The M3 is all about performance, luxury, and iconic design. Before committing, it's wise to read up on reviews and perhaps take one out for a spin.

Q: Where can I get one? A: You can start with BMW's official used car listings. Other places to look are online car sale platforms, local BMW dealers, and classified ads.

Q: What finance options do I have? A:

  • PCP: You pay a deposit, followed by monthly amounts. At the end, buy the car, exchange it, or hand it back.
  • HP: After giving a deposit, you make monthly payments. Once done, the M3 is yours.
  • Leasing: Think of it as a long-term rental. Use the M3 for an agreed period, then return it.
  • Personal Loan: Borrow the amount, get the M3, and pay back the loan in instalments.

Q: How can I be sure I'm getting a good deal? A: Shop around. Compare what BMW offers with deals from banks or other lenders. The APR gives you an idea of the total cost.

Q: Does my credit rating play a role? A: Yep. A better rating often means better finance terms. You can use platforms like Equifax to see where you stand.

Q: What's the best way to set a budget? A: Figure out a monthly payment that won't strain your wallet. A bigger deposit usually leads to smaller monthly payments.

Q: Anything I should watch for in the contract? A: On PCP or leasing, keep an eye on mileage limits. Also, check for fees if you want to end the agreement early.

Q: Is haggling an option? A: Definitely! You might snag a discount on the M3 or get a sweeter finance deal.


Armed with this info, you're set to chase after that BMW M3. Happy car hunting!

About the BMW M3

BMW's M division has always been a byword for high performance, and in its lineup, the M3 holds a special place. From its inception, this vehicle has encapsulated the very essence of a sports saloon, melding unrivalled driving dynamics with everyday usability. For the discerning UK motorist, the M3 represents the zenith of driving pleasure.

A Legacy of Excellence:

Debuting in 1986, the BMW M3 was born out of motorsport necessity, aiming to challenge the racetracks. Quickly, it became synonymous with high performance on both the racetrack and the open road. Generations later, it remains an exemplar of engineering prowess and passion.

Contemporary Yet Classic:

The M3's design evolution is noteworthy. While retaining its iconic silhouette, contemporary models showcase aggressive lines, a pronounced grille, and flared wheel arches that hint at its racetrack heritage. Inside, luxury melds with technology, creating a cocoon that is both driver-centric and sumptuously appointed.

Performance Beyond Numbers:

Underneath its bonnet, the M3's powertrain promises an adrenaline surge on demand. The finely tuned engine paired with precision engineering ensures that each drive, whether on the serpentine country roads of the UK or the urban maze, is an event in itself.

Rivals on the Horizon:

While the M3 sets a high benchmark, it faces competition from the likes of the Mercedes-AMG C63 and the Audi RS4. Each of these cars brings a unique approach to high performance, yet the M3's legacy and holistic driving experience give it an edge.

Conclusion:

Over the decades, the BMW M3 has grown, evolved, and adapted, yet its core ethos remains unchanged. It is a testament to BMW's unwavering commitment to driving pleasure. For those in the UK, contemplating a performance saloon that does not compromise on luxury or usability, the M3 stands out as an impeccable choice. And with comprehensive finance options in place, it's never been more accessible.

Buying Guide

Want to find out everything about all M3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW M3 buying guide here.

BMW M3 Data by County

BMW M3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All502£57,029632,970516
Aberdeen City6£59,133318,0937
Aberdeenshire1£21,9951478,000-
Ballymena1£34,949960,750-
Bedfordshire14£40,783848,95712
Belfast2£64,995331,4355
Berkshire2£41,4731255,8078
Brent - Greater London10£44,6131160,0106
Bristol6£66,196424,1456
Bromley - Greater London1£53,350549,9782
Buckinghamshire11£60,839928,55827
Cambridgeshire8£44,8661044,1749
Cheshire11£65,952329,1417
City of Edinburgh4£66,244220,3124
City of London - Greater London3£64,660216,500-
Cornwall3£66,767319,5993
County Durham1£80,12008295
Derbyshire18£52,329531,5657
Devon2£74,69826,1867
Dorset2£47,5481152,7505
Dumfries and Galloway1£68,89824,927-
Dundee City5£60,799223,3045
Dungannon1£24,7501881,0003
Ealing - Greater London1£11,99524105,000-
East Sussex7£42,9261347,2841
Enfield - Greater London1£73,295213,7322
Essex15£44,643944,85717
Fife1£56,998510,0461
Glasgow City2£72,89817,8747
Gloucestershire7£79,100413,8595
Greater Manchester49£55,543630,98438
Hampshire8£49,9321041,81812
Havering - Greater London5£59,345637,1608
Herefordshire3£68,933211,9122
Hertfordshire22£51,215833,95422
Highland4£65,298624,8743
Hillingdon - Greater London1£58,950416,400-
Hounslow - Greater London2£44,195755,806-
Kent8£54,589737,32112
Kingston upon Thames - Greater London2£80,49815,450-
Lancashire18£55,087830,32012
Larne1£19,9901978,000-
Leicestershire8£56,336430,86115
Lincolnshire9£58,865521,8475
Merseyside3£93,32513,0373
Moray1£36,995940,000-
Newry and Mourne1£53,995840,000-
Newtownabbey1£31,995875,0121
Norfolk9£56,307827,49713
North Ayrshire2£82,89822,2501
North Yorkshire16£63,337323,57822
Northamptonshire6£38,788948,05313
Nottinghamshire5£48,784930,29812
Oxfordshire3£68,950210,2989
Perth and Kinross1£89,89005,1131
Redbridge - Greater London1£16,45024135,000-
Shropshire5£68,097315,0913
Somerset4£56,711741,0543
South Lanarkshire2£74,49513,2581
South Yorkshire31£61,906526,23324
Staffordshire9£63,687423,17017
Stirling2£80,99514,2223
Suffolk2£74,22514,0316
Surrey13£58,128428,0917
Warwickshire6£61,958426,7695
West Dunbartonshire6£50,4951861,2663
West Midlands28£67,544414,92425
West Sussex4£60,151327,5766
West Yorkshire38£55,486844,57033
Wiltshire12£63,927633,86410
Worcestershire4£45,9121128,2575
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