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Used BMW M3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW M3 on finance

Fancy a used BMW M3 on finance? Known for its sheer power and handling, the M3 is a dream for many car enthusiasts. Let's dive into how you can make it yours.


Q: Why pick the BMW M3? A: The M3 is all about performance, luxury, and iconic design. Before committing, it's wise to read up on reviews and perhaps take one out for a spin.

Q: Where can I get one? A: You can start with BMW's official used car listings. Other places to look are online car sale platforms, local BMW dealers, and classified ads.

Q: What finance options do I have? A:

  • PCP: You pay a deposit, followed by monthly amounts. At the end, buy the car, exchange it, or hand it back.
  • HP: After giving a deposit, you make monthly payments. Once done, the M3 is yours.
  • Leasing: Think of it as a long-term rental. Use the M3 for an agreed period, then return it.
  • Personal Loan: Borrow the amount, get the M3, and pay back the loan in instalments.

Q: How can I be sure I'm getting a good deal? A: Shop around. Compare what BMW offers with deals from banks or other lenders. The APR gives you an idea of the total cost.

Q: Does my credit rating play a role? A: Yep. A better rating often means better finance terms. You can use platforms like Equifax to see where you stand.

Q: What's the best way to set a budget? A: Figure out a monthly payment that won't strain your wallet. A bigger deposit usually leads to smaller monthly payments.

Q: Anything I should watch for in the contract? A: On PCP or leasing, keep an eye on mileage limits. Also, check for fees if you want to end the agreement early.

Q: Is haggling an option? A: Definitely! You might snag a discount on the M3 or get a sweeter finance deal.


Armed with this info, you're set to chase after that BMW M3. Happy car hunting!

About the BMW M3

BMW's M division has always been a byword for high performance, and in its lineup, the M3 holds a special place. From its inception, this vehicle has encapsulated the very essence of a sports saloon, melding unrivalled driving dynamics with everyday usability. For the discerning UK motorist, the M3 represents the zenith of driving pleasure.

A Legacy of Excellence:

Debuting in 1986, the BMW M3 was born out of motorsport necessity, aiming to challenge the racetracks. Quickly, it became synonymous with high performance on both the racetrack and the open road. Generations later, it remains an exemplar of engineering prowess and passion.

Contemporary Yet Classic:

The M3's design evolution is noteworthy. While retaining its iconic silhouette, contemporary models showcase aggressive lines, a pronounced grille, and flared wheel arches that hint at its racetrack heritage. Inside, luxury melds with technology, creating a cocoon that is both driver-centric and sumptuously appointed.

Performance Beyond Numbers:

Underneath its bonnet, the M3's powertrain promises an adrenaline surge on demand. The finely tuned engine paired with precision engineering ensures that each drive, whether on the serpentine country roads of the UK or the urban maze, is an event in itself.

Rivals on the Horizon:

While the M3 sets a high benchmark, it faces competition from the likes of the Mercedes-AMG C63 and the Audi RS4. Each of these cars brings a unique approach to high performance, yet the M3's legacy and holistic driving experience give it an edge.

Conclusion:

Over the decades, the BMW M3 has grown, evolved, and adapted, yet its core ethos remains unchanged. It is a testament to BMW's unwavering commitment to driving pleasure. For those in the UK, contemplating a performance saloon that does not compromise on luxury or usability, the M3 stands out as an impeccable choice. And with comprehensive finance options in place, it's never been more accessible.

Buying Guide

Want to find out everything about all M3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW M3 buying guide here.

BMW M3 Data by County

BMW M3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All501£56,018733,876693
Aberdeen City5£58,160321,0666
Aberdeenshire1£21,9951478,0002
Barking & Dagenham - Greater London1£20,0002465,0002
Bedfordshire9£63,558520,70116
Belfast2£72,99529,0744
Berkshire7£51,346731,4436
Bexley - Greater London1£16,99524132,000-
Brent - Greater London8£38,5061469,0136
Bristol6£74,006312,2406
Bromley - Greater London4£68,473211,0006
Buckinghamshire8£71,211825,65516
Cambridgeshire17£55,946730,20619
Cardiff2£71,000212,1722
Cheshire9£64,659442,5328
City of Edinburgh5£63,293324,5018
City of London - Greater London4£50,732730,9996
Cornwall4£56,1321042,6471
County Durham2£69,608311,9678
Derbyshire10£58,719528,73116
Derry1£31,9952081,0002
Devon4£52,993627,5006
Dorset13£40,0171052,51820
Dumfries and Galloway3£62,963418,990-
Dundee City4£53,999330,8695
Dungannon2£34,9951042,9252
Ealing - Greater London1£12,99524105,000-
East Riding of Yorkshire1£54,490725,7561
East Sussex8£40,4961351,3736
Enfield - Greater London1£74,890213,7324
Essex19£45,893941,70832
Fife1£56,998510,0461
Glasgow City4£74,69227,15614
Gloucestershire5£85,970714,0376
Greater Manchester45£53,961632,19442
Greenwich - Greater London2£73,84413,327-
Hampshire13£52,538737,88216
Havering - Greater London6£67,665314,4066
Herefordshire2£69,450317,1884
Hertfordshire19£46,2711142,97928
Highland2£49,8471137,0056
Hounslow - Greater London1£22,4901188,000-
Kent8£56,063633,86210
Kingston upon Thames - Greater London4£77,431211,9274
Lancashire15£56,855829,52716
Larne1£19,9901978,000-
Leicestershire9£61,682330,47315
Lincolnshire3£66,986214,9777
Merseyside6£71,746727,4577
Moray1£36,995940,000-
Newport1£69,00018,1771
Newtownabbey1£34,995949,889-
Norfolk12£42,3701344,89713
North Ayrshire2£82,19721,543-
North Yorkshire12£63,963218,12934
Northamptonshire7£53,611529,82211
Nottinghamshire10£59,052527,72231
Oxfordshire3£52,793940,0188
Shropshire6£62,563421,3099
Somerset4£53,444663,2684
South Lanarkshire2£75,49513,2583
South Yorkshire20£61,602631,18831
Staffordshire9£56,720631,45418
Stirling2£73,99516,7651
Suffolk4£56,235629,6539
Surrey8£52,551736,10712
Swansea4£39,811945,1934
Tower Hamlets - Greater London1£73,995320,000-
Warwickshire3£58,6651029,2179
West Dunbartonshire4£64,4951751,5362
West Midlands28£70,926315,47437
West Sussex3£55,920329,2766
West Yorkshire26£60,823946,99034
Wiltshire11£67,798632,19614
Worcestershire9£47,792933,0084
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