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Used BMW M3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW M3 on finance

Fancy a used BMW M3 on finance? Known for its sheer power and handling, the M3 is a dream for many car enthusiasts. Let's dive into how you can make it yours.


Q: Why pick the BMW M3? A: The M3 is all about performance, luxury, and iconic design. Before committing, it's wise to read up on reviews and perhaps take one out for a spin.

Q: Where can I get one? A: You can start with BMW's official used car listings. Other places to look are online car sale platforms, local BMW dealers, and classified ads.

Q: What finance options do I have? A:

  • PCP: You pay a deposit, followed by monthly amounts. At the end, buy the car, exchange it, or hand it back.
  • HP: After giving a deposit, you make monthly payments. Once done, the M3 is yours.
  • Leasing: Think of it as a long-term rental. Use the M3 for an agreed period, then return it.
  • Personal Loan: Borrow the amount, get the M3, and pay back the loan in instalments.

Q: How can I be sure I'm getting a good deal? A: Shop around. Compare what BMW offers with deals from banks or other lenders. The APR gives you an idea of the total cost.

Q: Does my credit rating play a role? A: Yep. A better rating often means better finance terms. You can use platforms like Equifax to see where you stand.

Q: What's the best way to set a budget? A: Figure out a monthly payment that won't strain your wallet. A bigger deposit usually leads to smaller monthly payments.

Q: Anything I should watch for in the contract? A: On PCP or leasing, keep an eye on mileage limits. Also, check for fees if you want to end the agreement early.

Q: Is haggling an option? A: Definitely! You might snag a discount on the M3 or get a sweeter finance deal.


Armed with this info, you're set to chase after that BMW M3. Happy car hunting!

About the BMW M3

BMW's M division has always been a byword for high performance, and in its lineup, the M3 holds a special place. From its inception, this vehicle has encapsulated the very essence of a sports saloon, melding unrivalled driving dynamics with everyday usability. For the discerning UK motorist, the M3 represents the zenith of driving pleasure.

A Legacy of Excellence:

Debuting in 1986, the BMW M3 was born out of motorsport necessity, aiming to challenge the racetracks. Quickly, it became synonymous with high performance on both the racetrack and the open road. Generations later, it remains an exemplar of engineering prowess and passion.

Contemporary Yet Classic:

The M3's design evolution is noteworthy. While retaining its iconic silhouette, contemporary models showcase aggressive lines, a pronounced grille, and flared wheel arches that hint at its racetrack heritage. Inside, luxury melds with technology, creating a cocoon that is both driver-centric and sumptuously appointed.

Performance Beyond Numbers:

Underneath its bonnet, the M3's powertrain promises an adrenaline surge on demand. The finely tuned engine paired with precision engineering ensures that each drive, whether on the serpentine country roads of the UK or the urban maze, is an event in itself.

Rivals on the Horizon:

While the M3 sets a high benchmark, it faces competition from the likes of the Mercedes-AMG C63 and the Audi RS4. Each of these cars brings a unique approach to high performance, yet the M3's legacy and holistic driving experience give it an edge.

Conclusion:

Over the decades, the BMW M3 has grown, evolved, and adapted, yet its core ethos remains unchanged. It is a testament to BMW's unwavering commitment to driving pleasure. For those in the UK, contemplating a performance saloon that does not compromise on luxury or usability, the M3 stands out as an impeccable choice. And with comprehensive finance options in place, it's never been more accessible.

Buying Guide

Want to find out everything about all M3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW M3 buying guide here.

BMW M3 Data by County

BMW M3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All540£56,707732,889574
Aberdeen City5£58,400316,8817
Aberdeenshire2£52,495840,300-
Bedfordshire14£43,128946,90011
Belfast2£64,495331,4355
Berkshire5£55,245837,6527
Brent - Greater London12£50,120950,9257
Bristol5£65,886426,2657
Bromley - Greater London2£43,853750,5382
Buckinghamshire15£55,988833,92526
Cambridgeshire7£43,2761145,6859
Cheshire10£67,468242,7509
City of Edinburgh5£68,747216,9144
City of London - Greater London3£46,991737,8331
Cornwall2£66,925320,1494
County Durham4£65,924317,4344
Croydon - Greater London2£60,480317,1141
Cumbria1£62,500416,2143
Derbyshire20£54,867530,3959
Devon1£74,90023,3008
Dorset1£17,99522103,0006
Dumfries and Galloway1£68,89824,927-
Dundee City7£66,999115,0923
Dungannon1£24,7501881,0003
Ealing - Greater London1£11,99524105,000-
East Sussex7£42,8461347,2842
Enfield - Greater London2£58,954321,7282
Essex16£43,715946,05418
Glasgow City6£76,89804,3377
Gloucestershire9£75,844418,1396
Greater Manchester50£56,285629,20946
Hampshire8£50,7821239,16313
Havering - Greater London7£59,256632,6318
Herefordshire4£73,825110,2062
Hertfordshire25£44,756943,15428
Highland3£61,897725,5044
Hillingdon - Greater London1£57,450416,400-
Hounslow - Greater London1£22,4901188,0001
Kent11£60,967423,94512
Kingston upon Thames - Greater London4£77,37517,973-
Lancashire18£57,555829,04815
Larne1£19,9901978,000-
Leicestershire11£56,066432,92916
Lincolnshire9£58,698621,4227
Merseyside4£87,93913,3274
Moray1£36,995940,000-
Newport1£66,991313,725-
Newry and Mourne1£53,995840,000-
Norfolk11£51,7041130,45412
North Ayrshire2£82,89822,2501
North Yorkshire12£64,156221,10728
Northamptonshire6£34,5381056,03513
Nottinghamshire8£57,290623,06011
Oxfordshire3£67,883215,00110
Perth and Kinross1£89,89005,7521
Redbridge - Greater London1£16,45024135,000-
Shropshire5£64,588313,7434
Somerset3£49,968859,3135
South Lanarkshire2£73,99513,2581
South Yorkshire27£61,366528,27428
Staffordshire12£61,790417,22319
Stirling2£80,99514,2363
Suffolk1£73,50015,5617
Surrey13£57,268528,8917
Tyne and Wear1£53,991526,7006
Warwickshire5£59,999527,2095
West Dunbartonshire6£50,4951861,2662
West Midlands29£62,266520,73829
West Sussex5£53,719636,4615
West Yorkshire40£53,295845,39833
Wiltshire12£62,012634,01812
Worcestershire5£48,2801030,3855
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