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Used BMW M3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW M3 on finance

Fancy a used BMW M3 on finance? Known for its sheer power and handling, the M3 is a dream for many car enthusiasts. Let's dive into how you can make it yours.


Q: Why pick the BMW M3? A: The M3 is all about performance, luxury, and iconic design. Before committing, it's wise to read up on reviews and perhaps take one out for a spin.

Q: Where can I get one? A: You can start with BMW's official used car listings. Other places to look are online car sale platforms, local BMW dealers, and classified ads.

Q: What finance options do I have? A:

  • PCP: You pay a deposit, followed by monthly amounts. At the end, buy the car, exchange it, or hand it back.
  • HP: After giving a deposit, you make monthly payments. Once done, the M3 is yours.
  • Leasing: Think of it as a long-term rental. Use the M3 for an agreed period, then return it.
  • Personal Loan: Borrow the amount, get the M3, and pay back the loan in instalments.

Q: How can I be sure I'm getting a good deal? A: Shop around. Compare what BMW offers with deals from banks or other lenders. The APR gives you an idea of the total cost.

Q: Does my credit rating play a role? A: Yep. A better rating often means better finance terms. You can use platforms like Equifax to see where you stand.

Q: What's the best way to set a budget? A: Figure out a monthly payment that won't strain your wallet. A bigger deposit usually leads to smaller monthly payments.

Q: Anything I should watch for in the contract? A: On PCP or leasing, keep an eye on mileage limits. Also, check for fees if you want to end the agreement early.

Q: Is haggling an option? A: Definitely! You might snag a discount on the M3 or get a sweeter finance deal.


Armed with this info, you're set to chase after that BMW M3. Happy car hunting!

About the BMW M3

BMW's M division has always been a byword for high performance, and in its lineup, the M3 holds a special place. From its inception, this vehicle has encapsulated the very essence of a sports saloon, melding unrivalled driving dynamics with everyday usability. For the discerning UK motorist, the M3 represents the zenith of driving pleasure.

A Legacy of Excellence:

Debuting in 1986, the BMW M3 was born out of motorsport necessity, aiming to challenge the racetracks. Quickly, it became synonymous with high performance on both the racetrack and the open road. Generations later, it remains an exemplar of engineering prowess and passion.

Contemporary Yet Classic:

The M3's design evolution is noteworthy. While retaining its iconic silhouette, contemporary models showcase aggressive lines, a pronounced grille, and flared wheel arches that hint at its racetrack heritage. Inside, luxury melds with technology, creating a cocoon that is both driver-centric and sumptuously appointed.

Performance Beyond Numbers:

Underneath its bonnet, the M3's powertrain promises an adrenaline surge on demand. The finely tuned engine paired with precision engineering ensures that each drive, whether on the serpentine country roads of the UK or the urban maze, is an event in itself.

Rivals on the Horizon:

While the M3 sets a high benchmark, it faces competition from the likes of the Mercedes-AMG C63 and the Audi RS4. Each of these cars brings a unique approach to high performance, yet the M3's legacy and holistic driving experience give it an edge.

Conclusion:

Over the decades, the BMW M3 has grown, evolved, and adapted, yet its core ethos remains unchanged. It is a testament to BMW's unwavering commitment to driving pleasure. For those in the UK, contemplating a performance saloon that does not compromise on luxury or usability, the M3 stands out as an impeccable choice. And with comprehensive finance options in place, it's never been more accessible.

Buying Guide

Want to find out everything about all M3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW M3 buying guide here.

BMW M3 Data by County

BMW M3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All588£57,640631,608724
Aberdeenshire8£67,374210,4748
Angus9£65,332216,1463
Ayrshire1£80,89832,5013
Bedfordshire12£41,3081251,17717
Berkshire8£62,288530,03613
Bristol2£79,495411,9449
Buckinghamshire17£61,426727,36424
Cambridgeshire14£55,453833,38218
Cardiff3£54,917531,2384
Cheshire3£71,996224,50011
Conwy2£92,6991-2
Cornwall2£49,750732,2385
County Antrim6£50,161636,2626
County Armagh1£53,995840,000-
County Durham2£71,297110,5365
County Londonderry2£56,7451560,0003
County Tyrone1£24,7501881,8344
Cumbria2£46,495533,0072
Derbyshire13£59,338423,33415
Devon2£69,445214,7715
Dorset3£31,49518112,5005
Dunbartonshire5£56,7951754,4482
East Riding of Yorkshire2£64,875319,0525
East Sussex10£40,7721349,8406
Essex18£43,871939,50222
Falkirk1£25,990-77,821-
Flintshire1£20,9501796,0001
Gloucestershire6£77,792523,4848
Greater London42£51,602637,62748
Greater Manchester55£52,581635,31255
Hampshire9£58,698834,24916
Herefordshire3£67,547218,0282
Hertfordshire28£49,467738,88031
Highland4£65,798519,1301
Kent15£52,371737,49319
Lanarkshire6£85,73102,4549
Lancashire16£50,095837,75920
Leicestershire11£50,770636,23714
Lincolnshire3£56,158926,29112
Merseyside3£75,485431,5669
Midlothian12£70,651112,2204
Monmouthshire1£66,991313,725-
Moray1£36,995940,000-
Neath Port Talbot1£17,9951768,585-
Newport2£90,373110,4075
Norfolk11£51,9771033,92010
North Yorkshire20£59,938525,03030
Northamptonshire5£28,9951252,69411
Nottinghamshire20£59,536421,18121
Oxfordshire2£65,350212,0419
Perth & Kinross3£74,165216,3651
Shropshire5£56,577525,1615
Somerset3£54,879747,2835
South Yorkshire23£59,027429,32730
Staffordshire7£55,948633,39616
Stirling2£77,99514,2362
Suffolk3£68,78016,1572
Surrey22£56,457627,81915
Swansea2£61,996311,9724
Torfaen1£40,990333,110-
Tyne and Wear1£40,891943,9723
Warwickshire4£64,600417,5464
West Lothian1£78,99518,000-
West Midlands28£65,674416,46033
West Sussex6£51,539729,1945
West Yorkshire37£61,811739,13949
Wiltshire9£51,743741,2048
Worcestershire5£54,6681030,81310
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