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Used BMW M3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW M3 on finance

Fancy a used BMW M3 on finance? Known for its sheer power and handling, the M3 is a dream for many car enthusiasts. Let's dive into how you can make it yours.


Q: Why pick the BMW M3? A: The M3 is all about performance, luxury, and iconic design. Before committing, it's wise to read up on reviews and perhaps take one out for a spin.

Q: Where can I get one? A: You can start with BMW's official used car listings. Other places to look are online car sale platforms, local BMW dealers, and classified ads.

Q: What finance options do I have? A:

  • PCP: You pay a deposit, followed by monthly amounts. At the end, buy the car, exchange it, or hand it back.
  • HP: After giving a deposit, you make monthly payments. Once done, the M3 is yours.
  • Leasing: Think of it as a long-term rental. Use the M3 for an agreed period, then return it.
  • Personal Loan: Borrow the amount, get the M3, and pay back the loan in instalments.

Q: How can I be sure I'm getting a good deal? A: Shop around. Compare what BMW offers with deals from banks or other lenders. The APR gives you an idea of the total cost.

Q: Does my credit rating play a role? A: Yep. A better rating often means better finance terms. You can use platforms like Equifax to see where you stand.

Q: What's the best way to set a budget? A: Figure out a monthly payment that won't strain your wallet. A bigger deposit usually leads to smaller monthly payments.

Q: Anything I should watch for in the contract? A: On PCP or leasing, keep an eye on mileage limits. Also, check for fees if you want to end the agreement early.

Q: Is haggling an option? A: Definitely! You might snag a discount on the M3 or get a sweeter finance deal.


Armed with this info, you're set to chase after that BMW M3. Happy car hunting!

About the BMW M3

BMW's M division has always been a byword for high performance, and in its lineup, the M3 holds a special place. From its inception, this vehicle has encapsulated the very essence of a sports saloon, melding unrivalled driving dynamics with everyday usability. For the discerning UK motorist, the M3 represents the zenith of driving pleasure.

A Legacy of Excellence:

Debuting in 1986, the BMW M3 was born out of motorsport necessity, aiming to challenge the racetracks. Quickly, it became synonymous with high performance on both the racetrack and the open road. Generations later, it remains an exemplar of engineering prowess and passion.

Contemporary Yet Classic:

The M3's design evolution is noteworthy. While retaining its iconic silhouette, contemporary models showcase aggressive lines, a pronounced grille, and flared wheel arches that hint at its racetrack heritage. Inside, luxury melds with technology, creating a cocoon that is both driver-centric and sumptuously appointed.

Performance Beyond Numbers:

Underneath its bonnet, the M3's powertrain promises an adrenaline surge on demand. The finely tuned engine paired with precision engineering ensures that each drive, whether on the serpentine country roads of the UK or the urban maze, is an event in itself.

Rivals on the Horizon:

While the M3 sets a high benchmark, it faces competition from the likes of the Mercedes-AMG C63 and the Audi RS4. Each of these cars brings a unique approach to high performance, yet the M3's legacy and holistic driving experience give it an edge.

Conclusion:

Over the decades, the BMW M3 has grown, evolved, and adapted, yet its core ethos remains unchanged. It is a testament to BMW's unwavering commitment to driving pleasure. For those in the UK, contemplating a performance saloon that does not compromise on luxury or usability, the M3 stands out as an impeccable choice. And with comprehensive finance options in place, it's never been more accessible.

Buying Guide

Want to find out everything about all M3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW M3 buying guide here.

BMW M3 Data by County

BMW M3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All466£55,089734,395587
Aberdeen City6£53,467324,6267
Aberdeenshire1£21,9951478,0001
Ballymena1£34,949960,750-
Bedfordshire10£49,372734,89516
Belfast1£65,995215,4085
Berkshire2£41,8731255,8079
Brent - Greater London8£43,6491364,7007
Bristol6£70,679316,9066
Buckinghamshire9£69,542822,61634
Cambridgeshire10£48,091944,6789
Cheshire9£66,681226,9079
City of Edinburgh4£66,494220,3126
City of London - Greater London3£64,660216,5001
Cornwall2£71,225310,6003
County Durham1£80,62001018
Derbyshire14£54,389631,36314
Devon3£51,9651020,6224
Dorset1£17,99522103,0004
Dumfries and Galloway1£68,89824,927-
Dundee City4£53,999330,8694
Ealing - Greater London1£11,99524105,000-
East Sussex8£40,1841351,3731
Enfield - Greater London1£73,940213,7322
Essex15£45,506943,18821
Fife1£56,998510,0461
Glasgow City3£72,69716,7407
Gloucestershire6£80,967614,1536
Greater Manchester43£54,538631,68645
Hampshire8£52,230735,19115
Havering - Greater London7£60,171531,0908
Herefordshire3£69,617211,9123
Hertfordshire19£43,9541144,52225
Highland4£65,298624,8745
Hillingdon - Greater London1£59,950416,400-
Hounslow - Greater London2£44,195755,806-
Kent11£53,387737,25410
Kingston upon Thames - Greater London1£78,67113,689-
Lancashire17£57,292729,02812
Larne1£19,9901978,000-
Leicestershire7£63,629329,17416
Lincolnshire8£49,876833,8826
Merseyside4£81,119321,6582
Moray1£36,995940,000-
Newtownabbey1£31,995875,0121
Norfolk11£42,6311343,94114
North Ayrshire1£86,8983181
North Yorkshire13£65,662218,32330
Northamptonshire7£45,811740,42113
Nottinghamshire5£45,677938,44415
Oxfordshire4£66,700314,7167
Redbridge - Greater London1£16,45024135,0001
Shropshire6£68,913214,2154
Somerset3£55,962746,9854
South Lanarkshire2£74,49513,2582
South Yorkshire29£63,729424,38828
Staffordshire8£63,998423,28118
Stirling2£68,74526,5222
Suffolk3£56,483628,1906
Surrey10£54,694533,2159
Tyne and Wear1-1463,0007
Warwickshire7£56,285731,8276
West Dunbartonshire5£55,3951760,2992
West Midlands29£67,328413,93031
West Sussex4£63,248322,4975
West Yorkshire31£59,535845,57929
Wiltshire9£66,278732,67814
Worcestershire6£44,2971136,7486
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