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Used BMW M3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW M3 on finance

Fancy a used BMW M3 on finance? Known for its sheer power and handling, the M3 is a dream for many car enthusiasts. Let's dive into how you can make it yours.


Q: Why pick the BMW M3? A: The M3 is all about performance, luxury, and iconic design. Before committing, it's wise to read up on reviews and perhaps take one out for a spin.

Q: Where can I get one? A: You can start with BMW's official used car listings. Other places to look are online car sale platforms, local BMW dealers, and classified ads.

Q: What finance options do I have? A:

  • PCP: You pay a deposit, followed by monthly amounts. At the end, buy the car, exchange it, or hand it back.
  • HP: After giving a deposit, you make monthly payments. Once done, the M3 is yours.
  • Leasing: Think of it as a long-term rental. Use the M3 for an agreed period, then return it.
  • Personal Loan: Borrow the amount, get the M3, and pay back the loan in instalments.

Q: How can I be sure I'm getting a good deal? A: Shop around. Compare what BMW offers with deals from banks or other lenders. The APR gives you an idea of the total cost.

Q: Does my credit rating play a role? A: Yep. A better rating often means better finance terms. You can use platforms like Equifax to see where you stand.

Q: What's the best way to set a budget? A: Figure out a monthly payment that won't strain your wallet. A bigger deposit usually leads to smaller monthly payments.

Q: Anything I should watch for in the contract? A: On PCP or leasing, keep an eye on mileage limits. Also, check for fees if you want to end the agreement early.

Q: Is haggling an option? A: Definitely! You might snag a discount on the M3 or get a sweeter finance deal.


Armed with this info, you're set to chase after that BMW M3. Happy car hunting!

About the BMW M3

BMW's M division has always been a byword for high performance, and in its lineup, the M3 holds a special place. From its inception, this vehicle has encapsulated the very essence of a sports saloon, melding unrivalled driving dynamics with everyday usability. For the discerning UK motorist, the M3 represents the zenith of driving pleasure.

A Legacy of Excellence:

Debuting in 1986, the BMW M3 was born out of motorsport necessity, aiming to challenge the racetracks. Quickly, it became synonymous with high performance on both the racetrack and the open road. Generations later, it remains an exemplar of engineering prowess and passion.

Contemporary Yet Classic:

The M3's design evolution is noteworthy. While retaining its iconic silhouette, contemporary models showcase aggressive lines, a pronounced grille, and flared wheel arches that hint at its racetrack heritage. Inside, luxury melds with technology, creating a cocoon that is both driver-centric and sumptuously appointed.

Performance Beyond Numbers:

Underneath its bonnet, the M3's powertrain promises an adrenaline surge on demand. The finely tuned engine paired with precision engineering ensures that each drive, whether on the serpentine country roads of the UK or the urban maze, is an event in itself.

Rivals on the Horizon:

While the M3 sets a high benchmark, it faces competition from the likes of the Mercedes-AMG C63 and the Audi RS4. Each of these cars brings a unique approach to high performance, yet the M3's legacy and holistic driving experience give it an edge.

Conclusion:

Over the decades, the BMW M3 has grown, evolved, and adapted, yet its core ethos remains unchanged. It is a testament to BMW's unwavering commitment to driving pleasure. For those in the UK, contemplating a performance saloon that does not compromise on luxury or usability, the M3 stands out as an impeccable choice. And with comprehensive finance options in place, it's never been more accessible.

Buying Guide

Want to find out everything about all M3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW M3 buying guide here.

BMW M3 Data by County

BMW M3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All550£56,874733,107583
Aberdeen City5£58,400317,3317
Aberdeenshire2£52,495840,300-
Bedfordshire16£41,532947,75711
Belfast2£64,495331,4355
Berkshire4£53,2441043,4898
Brent - Greater London12£50,482950,9677
Bristol4£68,107422,8458
Bromley - Greater London2£43,853750,5382
Buckinghamshire18£54,523833,45026
Cambridgeshire6£53,065937,67411
Cheshire10£67,233242,7509
City of Edinburgh5£68,747216,9144
City of London - Greater London3£46,991737,8331
Cornwall3£55,965947,0994
County Durham5£67,793216,6774
Croydon - Greater London2£60,480317,1141
Cumbria1£62,500416,2143
Derbyshire22£56,587528,4579
Devon1£74,90023,3008
Dorset1£17,99522103,0006
Dumfries and Galloway1£68,89824,927-
Dundee City8£64,124214,9753
Dungannon2£46,8731049,5733
Ealing - Greater London1£11,99524105,000-
East Sussex7£42,8541347,3042
Enfield - Greater London2£59,054321,7282
Essex17£45,455943,44417
Glasgow City6£76,89804,3376
Gloucestershire9£75,622418,1396
Greater Manchester51£56,860627,96347
Hampshire8£50,6641239,16313
Havering - Greater London7£59,256632,6318
Herefordshire4£73,824110,2061
Hertfordshire25£44,813943,34328
Highland4£66,298519,1304
Hillingdon - Greater London1£57,450416,400-
Hounslow - Greater London1£22,4901188,0001
Kent11£62,244422,46813
Kingston upon Thames - Greater London4£77,23817,973-
Lancashire19£58,207727,93815
Larne1£19,9901978,000-
Leicestershire11£56,066432,92916
Lincolnshire10£59,489520,8326
Merseyside4£87,68913,5774
Moray1£36,995940,000-
Newport1£66,991313,725-
Newry and Mourne1£53,995840,000-
Norfolk11£51,7041130,45412
North Ayrshire2£82,89822,2501
North Lanarkshire1£36,990865,000-
North Yorkshire12£64,990323,23330
Northamptonshire6£34,5381056,03513
Nottinghamshire8£57,290623,06010
Oxfordshire2£67,450212,04111
Perth and Kinross1£89,89005,7521
Redbridge - Greater London1£16,45024135,000-
Shropshire6£64,823314,5234
Somerset3£49,281859,3135
South Lanarkshire2£73,99513,2581
South Yorkshire28£61,774527,56528
Staffordshire13£66,706422,49418
Stirling2£80,99514,2363
Suffolk1£73,50015,5616
Surrey13£56,632528,8917
Tyne and Wear1£53,991526,7005
Warwickshire5£59,999527,1895
West Dunbartonshire6£50,4951861,2662
West Midlands29£63,094518,82730
West Sussex4£52,713735,9916
West Yorkshire36£54,224845,98637
Wiltshire11£58,235737,19113
Worcestershire5£50,578933,0056
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