Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used BMW 5 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 5 Series on finance

Financing a used BMW 5 Series, known for its luxurious design and superior driving experience, involves a series of steps and considerations. Below is a guide to assist you in comprehending and navigating the process of acquiring a used BMW 5 Series on finance:

Initial Steps:

1. Budget Assessment:

  • Define your budget, including down payment, monthly payments, insurance, and maintenance costs.

2. Credit Score Review:

  • Ensure your credit score is accurate and healthy to secure favorable financing terms.

3. Model Selection:

  • Choose a specific model and variant of the BMW 5 Series that fits your requirements and preferences.

4. Vehicle Inspection:

  • Have the vehicle inspected and check its history report to safeguard against potential issues.

Financing Options:

1. Bank Loan:

  • Apply for a loan from a bank, repaying in agreed monthly instalments over a set period.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, gaining ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Utilize a lower monthly payment plan, deciding at the end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Ensure ownership at the end of the term after an initial deposit and subsequent monthly payments.

5. Dealer Financing:

  • Explore financing options from BMW dealerships, potentially benefitting from promotional offers.

6. Peer-to-Peer Lending (P2P):

  • Leverage P2P platforms to secure a loan from individual lenders, often at competitive rates.

Purchase Procedure:

1. Seller Selection:

  • Opt for a reputable dealer or private seller to ensure transparency and reliability.

2. Negotiate Price:

  • Engage in negotiations to settle on a price and, if possible, optimize financing terms.

3. Test Drive:

  • Ensure a comprehensive test drive to validate the vehicle’s condition and performance.

4. Finalize Financing:

  • Confirm your financing option, understanding all associated terms and conditions.

5. Insurance Arrangement:

  • Set up appropriate insurance coverage before finalizing the purchase.

6. Handle Documentation:

  • Manage all necessary paperwork, such as the contract, registration, and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the vehicle’s depreciation when understanding its future value.

  • Warranty: Investigate if there is an existing warranty or consider purchasing an extended warranty for security.

  • Total Payable Amount: Understand the total amount payable throughout the finance term.

  • Prepayment: Check if there are any penalties or clauses related to early repayment.

Conclusion:

Financing a used BMW 5 Series demands strategic planning, understanding your financial standing, and comprehensive knowledge of available finance options. With methodical preparation, perhaps involving a financial advisor or utilizing online calculators, you will be better positioned to make informed decisions, ensuring that your journey in the BMW 5 Series is both enjoyable and financially sustainable.

About the BMW 5 Series

When it comes to striking the perfect balance between luxury, dynamism, and innovation, the BMW 5 Series stands as a paragon in the executive saloon segment. Over the years, it has continually evolved, ensuring its place as a favorite among both business professionals and driving enthusiasts alike.

Sleek Aesthetics:

Every curve and line on the 5 Series is a testament to BMW's meticulous design philosophy. The imposing front grille, coupled with adaptive LED headlights, gives it a commanding presence. Its athletic stance, accentuated by its sculpted side profile, makes it unmistakably a BMW, evoking a sense of motion even when stationary.

Luxury Within:

Inside the 5 Series, luxury takes center stage. Premium materials, ergonomic design, and cutting-edge technology blend seamlessly to create an oasis of comfort. The intuitive infotainment system, plush seating with multiple adjustment settings, and ambient lighting transform every journey into a first-class experience.

Performance That Thrills:

Under the bonnet, the BMW 5 Series houses a range of powertrains designed to deliver exhilarating performance without compromising on efficiency. Whether it's the silky-smooth petrol engines, the torque-rich diesels, or the eco-friendly plug-in hybrids, each offers a distinct driving experience tailored to cater to diverse preferences.

Technological Vanguard:

The 5 Series is brimming with state-of-the-art technologies that enhance driving pleasure and safety. Features like the head-up display, gesture control, and semi-autonomous driving capabilities not only make driving more intuitive but also set the bar high for competitors.

Conclusion:

More than just an executive saloon, the BMW 5 Series is a statement of prestige, performance, and progressive technology. It continues to set benchmarks in its category, reflecting BMW's unyielding commitment to creating vehicles that captivate the heart and soul of every driver.

Buying Guide

Want to find out everything about all 5 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 5 Series buying guide here.

BMW 5 Series Data by County

BMW 5 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,107£21,156763,4133,513
Aberdeen City10£29,870431,43119
Aberdeenshire1£10,4951388,0001
Angus1£6,7951395,6053
Antrim11£20,588755,86911
Ards6£14,8661399,5953
Armagh2£11,4451285,01414
Ballymena10£20,614661,9973
Ballymoney6£16,522889,3026
Banbridge1£16,900663,000-
Barking & Dagenham - Greater London3£16,308784,5075
Barnet - Greater London1£15,995994,4132
Bedfordshire80£17,703878,406138
Belfast21£29,572438,29023
Berkshire30£17,456974,55941
Brent - Greater London3£31,920569,4336
Bristol41£21,591756,91754
Bromley - Greater London9£26,704432,60624
Buckinghamshire40£19,050971,96181
Cambridgeshire72£17,716877,461109
Cardiff16£27,467638,83024
Carrickfergus1£2,99513160,0004
Cheshire61£22,140763,61489
City of Edinburgh19£21,631867,05334
City of London - Greater London27£18,470970,23636
Coleraine8£19,122779,65010
Conwy3£16,7281136,7973
Cookstown6£24,656663,4933
Cornwall9£20,735867,9308
County Durham30£16,931972,10031
Craigavon23£34,130330,19928
Croydon - Greater London10£23,0841064,7256
Cumbria4£17,934768,2954
Derbyshire47£18,199876,43371
Derry6£26,147775,2408
Devon27£18,0341070,44030
Dorset11£16,674870,11528
Down1£13,9959114,000-
Dumfries and Galloway1£27,498423,5451
Dundee City9£29,165434,1638
Dungannon13£16,7989100,9629
Ealing - Greater London8£11,145976,8266
East Ayrshire2£14,397972,8101
East Lothian1£13,9231025,4001
East Riding of Yorkshire4£12,3721095,2688
East Sussex17£16,6631066,36626
Enfield - Greater London7£33,572330,71511
Essex50£17,900870,04298
Falkirk2£20,440761,6893
Fermanagh6£22,523570,3326
Fife13£29,628652,96614
Flintshire9£16,451963,9573
Glasgow City26£20,915752,96754
Gloucestershire20£26,440644,97447
Greater Manchester129£21,883762,122240
Greenwich - Greater London1£27,805335,3481
Hampshire64£25,736651,11688
Harrow - Greater London3£20,262773,3752
Havering - Greater London37£20,619775,66760
Herefordshire7£35,635422,78326
Hertfordshire71£25,430651,143135
Highland4£29,936729,6576
Hillingdon - Greater London18£14,254981,79832
Hounslow - Greater London3£31,639433,12111
Isle of Wight1£7,9951730,8901
Kent38£18,637862,41477
Kingston upon Thames - Greater London5£35,851441,83111
Lancashire71£18,669868,029113
Larne2£20,850862,500-
Leicestershire47£29,249554,72485
Lincolnshire37£21,269758,81895
Lisburn1£15,795981,0003
Magherafelt7£19,791771,26812
Merseyside27£24,658657,59249
Merthyr Tydfil1£7,99510130,0001
Monmouthshire2£4,79514126,0001
Moray1£16,995874,7432
Newham - Greater London2£16,498865,8822
Newport2£15,923875,3021
Newry and Mourne14£26,828548,23218
Newtownabbey5£19,977877,5889
Norfolk23£26,214652,07837
North Ayrshire6£27,164550,9549
North Down3£13,4281079,8182
North Lanarkshire3£22,075739,9938
North Yorkshire27£29,249642,53146
Northamptonshire25£18,785877,79943
Northumberland2£20,993660,5286
Nottinghamshire43£19,940766,30076
Omagh9£25,683551,92010
Oxfordshire9£22,981746,85418
Pembrokeshire1£8,4951371,308-
Perth and Kinross4£17,872877,7146
Redbridge - Greater London1£17,495869,1117
Renfrewshire4£22,748552,2044
Rhondda Cynon Taf2£18,2251159,9033
Shropshire17£36,111329,34939
Somerset14£16,904862,33925
South Ayrshire1£18,992747,5852
South Lanarkshire6£45,17816,1807
South Yorkshire46£26,188761,07989
Staffordshire19£24,791645,34570
Stirling4£33,496427,8788
Strabane5£23,866578,4215
Suffolk20£18,833876,79319
Surrey51£21,955756,475105
Sutton - Greater London2£8,5701091,6571
Swansea9£30,027440,79719
Tower Hamlets - Greater London1£24,495535,0006
Tyne and Wear23£14,950880,14239
Warwickshire18£30,148549,20427
West Lothian8£16,657881,7268
West Midlands100£20,184774,227167
West Sussex16£22,848751,30126
West Yorkshire84£20,288869,249132
Wiltshire38£30,069442,04170
Worcestershire17£31,427637,58037
Wrexham1£21,995892,481-
Add postcode for better results.