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Used BMW 5 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 5 Series on finance

Financing a used BMW 5 Series, known for its luxurious design and superior driving experience, involves a series of steps and considerations. Below is a guide to assist you in comprehending and navigating the process of acquiring a used BMW 5 Series on finance:

Initial Steps:

1. Budget Assessment:

  • Define your budget, including down payment, monthly payments, insurance, and maintenance costs.

2. Credit Score Review:

  • Ensure your credit score is accurate and healthy to secure favorable financing terms.

3. Model Selection:

  • Choose a specific model and variant of the BMW 5 Series that fits your requirements and preferences.

4. Vehicle Inspection:

  • Have the vehicle inspected and check its history report to safeguard against potential issues.

Financing Options:

1. Bank Loan:

  • Apply for a loan from a bank, repaying in agreed monthly instalments over a set period.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, gaining ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Utilize a lower monthly payment plan, deciding at the end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Ensure ownership at the end of the term after an initial deposit and subsequent monthly payments.

5. Dealer Financing:

  • Explore financing options from BMW dealerships, potentially benefitting from promotional offers.

6. Peer-to-Peer Lending (P2P):

  • Leverage P2P platforms to secure a loan from individual lenders, often at competitive rates.

Purchase Procedure:

1. Seller Selection:

  • Opt for a reputable dealer or private seller to ensure transparency and reliability.

2. Negotiate Price:

  • Engage in negotiations to settle on a price and, if possible, optimize financing terms.

3. Test Drive:

  • Ensure a comprehensive test drive to validate the vehicle’s condition and performance.

4. Finalize Financing:

  • Confirm your financing option, understanding all associated terms and conditions.

5. Insurance Arrangement:

  • Set up appropriate insurance coverage before finalizing the purchase.

6. Handle Documentation:

  • Manage all necessary paperwork, such as the contract, registration, and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the vehicle’s depreciation when understanding its future value.

  • Warranty: Investigate if there is an existing warranty or consider purchasing an extended warranty for security.

  • Total Payable Amount: Understand the total amount payable throughout the finance term.

  • Prepayment: Check if there are any penalties or clauses related to early repayment.

Conclusion:

Financing a used BMW 5 Series demands strategic planning, understanding your financial standing, and comprehensive knowledge of available finance options. With methodical preparation, perhaps involving a financial advisor or utilizing online calculators, you will be better positioned to make informed decisions, ensuring that your journey in the BMW 5 Series is both enjoyable and financially sustainable.

About the BMW 5 Series

When it comes to striking the perfect balance between luxury, dynamism, and innovation, the BMW 5 Series stands as a paragon in the executive saloon segment. Over the years, it has continually evolved, ensuring its place as a favorite among both business professionals and driving enthusiasts alike.

Sleek Aesthetics:

Every curve and line on the 5 Series is a testament to BMW's meticulous design philosophy. The imposing front grille, coupled with adaptive LED headlights, gives it a commanding presence. Its athletic stance, accentuated by its sculpted side profile, makes it unmistakably a BMW, evoking a sense of motion even when stationary.

Luxury Within:

Inside the 5 Series, luxury takes center stage. Premium materials, ergonomic design, and cutting-edge technology blend seamlessly to create an oasis of comfort. The intuitive infotainment system, plush seating with multiple adjustment settings, and ambient lighting transform every journey into a first-class experience.

Performance That Thrills:

Under the bonnet, the BMW 5 Series houses a range of powertrains designed to deliver exhilarating performance without compromising on efficiency. Whether it's the silky-smooth petrol engines, the torque-rich diesels, or the eco-friendly plug-in hybrids, each offers a distinct driving experience tailored to cater to diverse preferences.

Technological Vanguard:

The 5 Series is brimming with state-of-the-art technologies that enhance driving pleasure and safety. Features like the head-up display, gesture control, and semi-autonomous driving capabilities not only make driving more intuitive but also set the bar high for competitors.

Conclusion:

More than just an executive saloon, the BMW 5 Series is a statement of prestige, performance, and progressive technology. It continues to set benchmarks in its category, reflecting BMW's unyielding commitment to creating vehicles that captivate the heart and soul of every driver.

Buying Guide

Want to find out everything about all 5 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 5 Series buying guide here.

BMW 5 Series Data by County

BMW 5 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,289£21,202762,9413,864
Aberdeen City8£31,737328,41922
Aberdeenshire2£12,7481183,012-
Antrim10£19,103765,06112
Ards3£23,2621297,3333
Armagh4£15,809973,18913
Ballymena10£20,614661,9973
Ballymoney8£18,253784,2776
Banbridge5£22,140648,862-
Barking & Dagenham - Greater London3£15,575781,0785
Barnet - Greater London3£17,115975,09914
Bedfordshire93£17,041978,884156
Belfast23£28,817443,04723
Berkshire39£16,0991074,13850
Brent - Greater London4£28,137671,0755
Bristol45£22,119756,09354
Bromley - Greater London12£23,504745,48522
Buckinghamshire41£21,549864,21987
Cambridgeshire75£18,452875,233118
Cardiff18£24,815750,02934
Carrickfergus3£13,6328100,2052
Ceredigion2£20,245763,557-
Cheshire65£22,432762,67394
City of Edinburgh27£23,183760,82931
City of London - Greater London56£19,080866,497117
Coleraine7£18,711784,50111
Conwy4£16,0451049,0983
Cookstown10£21,576774,2389
Cornwall9£20,802867,93011
County Durham27£16,852971,43934
Craigavon12£31,986440,38533
Croydon - Greater London7£24,3401167,71014
Cumbria4£18,108768,2956
Derbyshire40£18,285877,49183
Derry7£23,738864,84810
Devon24£17,9911072,24932
Dorset14£18,135861,88232
Down1£13,9959114,000-
Dumfries and Galloway3£24,329549,7884
Dundee City6£35,416318,5378
Dungannon5£15,00710117,0774
Ealing - Greater London7£11,167976,8736
East Ayrshire2£14,397972,8102
East Dunbartonshire1£19,498745,1261
East Lothian1£13,9231025,4001
East Riding of Yorkshire4£14,394980,22212
East Sussex17£16,8061065,54232
Enfield - Greater London7£33,802330,71512
Essex58£17,563872,921103
Falkirk2£20,475761,6893
Fermanagh5£23,781568,9987
Fife15£28,444758,47213
Flintshire9£16,451963,9574
Glasgow City28£26,018642,88246
Gloucestershire28£29,732537,20447
Greater Manchester130£22,015761,118256
Greenwich - Greater London1£27,924335,3482
Gwynedd1£18,995657,891-
Hampshire69£24,996650,71194
Haringey - Greater London1£29,895435,650-
Harrow - Greater London4£17,944974,1577
Havering - Greater London29£20,727779,54543
Herefordshire11£36,892321,60024
Hertfordshire71£23,662754,233133
Highland6£26,340735,9076
Hillingdon - Greater London22£15,663977,35928
Hounslow - Greater London2£31,783433,98813
Inverclyde1£11,4981059,3041
Isle of Wight1£7,9951730,8901
Kent40£21,393760,60486
Kingston upon Thames - Greater London8£31,075547,41212
Lancashire73£18,508868,917113
Larne2£20,850862,500-
Leicestershire55£28,383553,57784
Lincolnshire45£22,154652,43496
Lisburn4£15,746975,9613
Magherafelt8£19,123871,50016
Merseyside28£23,741761,91153
Merthyr Tydfil1£7,99510130,0001
Merton - Greater London2£11,7451067,3281
Monmouthshire2£4,79514126,0002
Moray1£16,995874,7432
Newham - Greater London2£16,498865,8822
Newport7£30,742541,83821
Newry and Mourne15£26,187553,08314
Newtownabbey4£20,797883,74711
Norfolk25£27,262648,91443
North Ayrshire5£29,897540,94210
North Down4£12,9861099,9862
North Lanarkshire3£19,045739,9939
North Yorkshire26£29,915543,02548
Northamptonshire26£17,133879,86955
Northumberland2£20,993660,5286
Nottinghamshire50£20,174764,21089
Omagh7£28,841442,92512
Oxfordshire7£20,736848,93618
Pembrokeshire3£6,41213105,088-
Perth and Kinross3£21,830664,2855
Redbridge - Greater London3£13,815883,70412
Renfrewshire4£22,498654,9274
Rhondda Cynon Taf2£18,2251159,9033
Shropshire28£31,168539,45442
Somerset18£17,648863,74721
South Ayrshire1£18,992747,5852
South Lanarkshire11£36,050427,21612
South Yorkshire54£24,739868,79793
Staffordshire24£22,323651,11387
Stirling5£28,836542,1028
Strabane6£22,364699,5404
Suffolk20£18,0031070,51128
Surrey53£22,751755,957116
Sutton - Greater London2£8,5701091,6572
Swansea11£30,227443,05122
Tower Hamlets - Greater London1£24,995535,0006
Tyne and Wear28£15,178982,49438
Warwickshire20£28,723651,98929
West Lothian4£13,870998,2449
West Midlands96£21,313772,032176
West Sussex17£22,910748,75128
West Yorkshire87£20,191869,320136
Wiltshire44£27,219550,19269
Worcestershire18£32,999531,71740
Wrexham2£17,495883,3331
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